UBS Group: Expects the banking industry's interest margins to continue to face pressure in 2025, with state-owned banks performing better in the short term.

The UBS Group research team expressed the view that the Banks will face challenges in 2025, such as further declines in interest rates and a decrease in ROE.

Zhitong Finance06:59

Jiexin Consumer Finance is being "acquired" by JD.com, once the "king of consumer finance," is now highly sought after.

The first case of restructuring after the new regulations. Recently, with an announcement from BANK OF TIANJIN (01578.HK), the restructuring plan for Jiexin Consumer Finance has been officially finalized. According to the content of the announcement, this restructuring involves multiple Institutions, including Guangzhou JD.com Trading Co., Ltd. (hereinafter referred to as "JD.com Trading"), Online Banking (Peking) Business Services Co., Ltd. (hereinafter referred to as "Online Banking"), China Foreign Economic and Trade REITs Co., Ltd., Tianjin Economic and Technological Development Zone State-owned Assets Operation Co., Ltd., and Jiexin Group (Home Credit N.V.). Among them, both JD.com Trading and Online Banking are part of JD.com.

China InvestorsJan 10 18:01

The transformation of the Banking Industry in adversity in 2024: the mud and dawn of the "light asset" vision.

How far is dawn?

wallstreetcnJan 8 22:41

On the first trading day of the New Year, Bank stocks opened high and then fell back. Many Institutions: the opening performance may be better than in previous years, but the trend of declining net interest margin remains unchanged.

① The crediting ratio between each quarter is expected to recover to a ratio of 4:3:2:1. ② It is expected that policy trends will continue, gradually boosting demand in the Real Estate sector. ③ This year, the decline in net interest margin for Banks is narrower compared to 2024, with a calculated interest margin of 1.34% under neutral assumptions.

cls.cnJan 2 14:19

BANK OF TIANJIN supports the landing of the country's first wholly foreign-owned tertiary general Hospital in Tianjin.

BANK OF TIANJIN is rooted in the development of the local economy, focusing on leveraging financial power to support the construction of key projects in Tianjin, deeply promoting "Finance + Medical Services", taking practical measures, seeking practical effects, and ensuring that the public has access to medical care. Recently, it successfully supported the establishment of the first wholly foreign-funded hospital in the country—Tianjin Pengruili Hospital. It is understood that Tianjin Pengruili Hospital is the first approved wholly foreign-funded tertiary general hospital since the Ministry of Health issued the notice on expanding pilot work in the medical field on September 7, 2024. The hospital has a high-level medical expert team and focuses on providing customized medical services covering the entire lifecycle.

China InvestorsJan 2 13:53

Hong Kong stocks of China Mainland Banking fell broadly: China Construction Bank, Industrial and Commercial Bank, and China Merchants Bank dropped over 2%.

Gelonghui, January 2nd | The China Mainland Banking stocks in the Hong Kong stock market experienced a general decline. Among them, BANK OF TIANJIN fell over 3%, JIANGXI BANK, China Construction Bank Corporation, Industrial And Commercial Bank Of China, and CM BANK fell over 2%. CQRC BANK, Agricultural Bank Of China, HARBIN BANK, China CITIC Bank Corporation, MINSHENG BANK, Bank of Qingdao, CEB BANK, and Bank Of Communications all fell over 1%.

Gelonghui FinanceJan 2 11:16