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After the Mid-Autumn Festival, the consumer loan interest rates of banks starting with the number "1" are gradually ending, with 2.88% still being the mainstream. The industry believes that in the long term, it will still enter the range starting with the
1. Although various commercial banks have all launched consumer loan promotional activities, the optimal level of annual interest rates for consumer loans is still maintained at 2.88%. 2. In order to increase the credit release efforts, banks have lowered the interest rates of consumer loans in exchange for quantity, and this has become a common situation in the consumer loan market. 3. With interest rates at a downward trend, consumer loan interest rates are expected to continue to decline, and the market's consumer loan levels may enter the single digits.
In Lyon's 'Large Banks', the sensitivity analysis of the impact of china mainland banking stocks and potential interest rate cuts on net profits (Table).
According to a report released by Lyon, the potential impact on the annual net profit of each China mainland banking stock if the mortgage interest rate is reduced by 50 basis points, 60 basis points, and 75 basis points is as follows: Postal Savings Bank of China (01658.HK): -11% / -13.2% / -15.4%; China Construction Bank (00939.HK): -8.2% / -9.9% / -11.5%; Industrial and Commercial Bank of China (01398.HK): -7.8% / -9.3% / -10%.
Galaxy Securities: Bullish on the dividend value of the banking sector.
China Galaxy Securities research reports indicate that the governance of financial 'squeezing out water' and the circulation of funds continue, and credit injection is slowing down and improving in quality, with a balanced pace and a reasonable growth in total amount, supported by government bond issuance to boost social financing.
PSBC: NOTICE OF BOARD MEETING
UBS Group's investment rating and target price for China Mainland Banking stocks (Table)
UBS Group released a research report, the investment rating and target price of China Mainland Banking are as follows:
Hong Kong stock market moves | China mainland banking maintains strong momentum in the afternoon, with Industrial and Commercial Bank of China rising more than 2%.
格隆汇September 17th | CM Bank, Postal Savings Bank of China, Industrial and Commercial Bank of China, Bank of China all rose more than 2%.
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