About JINSHANG BANK Company

Jinshang Bank Co., Ltd. (“Jinshang Bank” for short, English JINSHANGBANKCO. , LTD., 2558.HK), headquartered in Taiyuan, Shanxi. On December 30, 2008, the name was changed from Taiyuan Commercial Bank with the approval of the former China Banking Regulatory Commission (“the former China Banking Regulatory Commission”). It was officially established on February 28, 2009, and listed on the Hong Kong Stock Exchange on July 18, 2019. Under the correct leadership of the Shanxi Provincial Committee and Provincial Government, and with the guidance and help of the supervisory authorities, Jinshang Bank has successively achieved strategic breakthroughs such as introducing strategic investors and listing H shares, and has gradually embarked on the development path of a modern commercial bank with steady development, good performance, and manageable risks. By the end of 2023, total assets, deposit balances, and loan balances had reached RMB 361.31 billion, RMB 281.08 billion, and RMB 191.44 billion respectively. The capital adequacy ratio was 13.17%, the core tier 1 capital adequacy ratio was 11.14%, and the provision coverage rate was 198.71%. The main regulatory indicators met regulatory requirements. Since its establishment, Jinshang Bank has adhered to the “customer-centered” service concept and achieved full coverage of outlets in 11 prefecture-level cities across the province. Currently, it has 153 business outlets, set up financial service centers for small businesses, invested in the establishment of Qingxu Jinshang Village Bank Co., Ltd., and initiated the establishment of Jinshang Consumer Finance Co., Ltd., the first consumer finance company in Shanxi Province. Furthermore, electronic channels such as online banking, mobile banking, WeChat banking, and direct sales banking have been steadily promoted, forming an “online and offline integration” pattern of financial services. Thanks to its excellent business performance and high-quality financial services, Jinshang Bank has been widely recognized by the provincial committee, provincial government, and all sectors of society. It has successively been rated as “the most competitive national brand of Chinatown commercial banks”, “the most competitive small and medium-sized bank in China”, “meritorious enterprise in Shanxi Province”, and “the favorite bank of ordinary people in Shanxi Province”, etc., and has won the “May 1st Labor Award of Shanxi Province.” Jinshang Bank continues to advance the development strategic planning goals for 2021-2025 Strategic vision: Adhere to safe development and build a regional boutique listed bank. Regional Positioning: Rooted in Sanjin, serving Shanxi. Market positioning: serving the local economy, serving micro, small and medium-sized enterprises, and serving urban and rural residents. Business Positioning: Strengthen business, improve retail, be superior and inclusive, and specialize in the financial market.