About HANHUA FIN Company

Hanhua Financial Holdings Co., Ltd. (“Hanhua Financial Holdings”, “Hanhua”, “Company” or “Company”, together with its subsidiary “the Group” or “we”) (stock code: 3903) was founded in Chongqing in 2004 and listed on the Hong Kong Stock Exchange Limited (“Hong Kong Stock Exchange”) in 2014, and has now formed business formats such as financing guarantees, private banking, and financial asset management. By the end of 2023, the company had registered capital of 4.6 billion yuan, total assets of 13.16 billion yuan, and net assets of 7.93 billion yuan. Since its establishment, the cumulative business turnover has exceeded 300 billion yuan, serving more than 200,000 micro, small and medium-sized enterprise customers and more than 2 million individual customers. Credit guarantee. Hanhua Finance Guarantee Co., Ltd. (“Hanhua Guarantee”) was established in 2009 with a registered capital of 3.5 billion yuan, has 33 branches across the country, and has a long-term credit rating of AA+. By the end of 2023, the net assets were 4.10 billion yuan, the cumulative guarantee amount exceeded 100 billion yuan, and it had served more than 50,000 small and medium-sized enterprises. Financial asset management. In 2017, Hanhua Financial Holdings and local state-owned enterprise owners initiated the establishment of Liaoning Fu'an Financial Asset Management Co., Ltd. (“Fu'an Asset”), the second local asset management company in Liaoning Province with a registered capital of 1 billion yuan. Fu'an Asset is based in Liaoning and covers the whole country, providing financial institutions and enterprises with services such as transfer and disposal of non-performing assets, debt restructuring, investment management, financing and innovation. Private banks. In 2016, Hanhua Financial Holdings initiated the establishment of a private bank - Chongqing Fumin Bank Co., Ltd. (“Fumin Bank”). Hanhua Financial Holdings holds 30% of the shares and is the largest shareholder. Fumin Bank was the first private bank to be normalized. With the mission of “supporting micro innovation and boosting the country”, Fumin Bank closely revolves around serving small micro, agriculture, and innovating and starting businesses, and innovating the service methods and business models of digital inclusive finance. Since its establishment, Fumin Bank has developed digital specialty products such as Fumin Bao, Fuyi Loan, and high-speed electronic bill discounts around the needs of small and medium-sized enterprise customers, which have been recognized by the central bank and recognized by customers. By the end of 2023, Fumin Bank had total assets of 60.42 billion yuan, accumulated service customers exceeding 10 million, and achieved a total comprehensive income of 490 million yuan.