Hong Kong stocks are soaring! It feels a bit like the Hong Kong drama "The Greed of Man", who is buying?
Hong Kong stocks have outperformed the major country indexes such as Europe and the United States large cap indexes.
After a 66% decline in net profit in the first half of the year, Changyinwuba's capital increase scale has decreased by nearly 70%, while Bank of Changsha's shareholding ratio has increased.
①Bank of Changsha's registered capital increased to 1.124 billion yuan, with additional registered capital of approximately 0.224 billion yuan, a 70% reduction from the original plan; ②Bank of Changsha's net income in the first half of the year decreased by 66.37% year-on-year. After this round of capital increase, the stake held by Bank of Changsha increased to 65.66%, strengthening its controlling stake.
Four banks, including Bank of Ningbo and Taizhou Bank, issued subordinated capital bonds successively. In the second half of the year, the scale of bank issuance surged year-on-year.
The capital supplement needs of commercial banks are influenced by factors such as the macroeconomic situation, the bank's own operational status and development strategy, and regulatory requirements, which together determine whether banks need and how much capital they need to strengthen their capital adequacy ratio.
Starting from 700 yuan! China Construction Bank Corporation once again raises the minimum purchase point for individual accumulation fund, with the gold price soaring continuously, will various banks start a new round of adjustments?
On the morning of September 25th, China Construction Bank Corporation announced on its official website that starting from 9:10 on September 27th, the minimum amount for individual gold storage business regular storage will be increased from 600 yuan to 700 yuan. Previously, on March 6th this year, the bank had already raised the minimum purchase amount from 500 yuan to 600 yuan. After breaking historical records nearly 20 times within the year, this morning spot gold once again reached a new all-time high, hitting $2664 per ounce.
The gold price soaring caught the banks by surprise. Agricultural Bank of China announced that the minimum purchase point for accumulated gold is linked to the floating gold price. More than 10 banks have raised their purchase thresholds within the year.
On September 18th, the Agricultural Bank of China announced on its official website that the starting point for purchasing the Bank's Cunjin Tong No.2 will be adjusted to fluctuate with the price of gold. This is the first bank this year to link the purchase point of cumulative deposits to the price of gold. There have been about 10 large banks that have announced an increase in the starting point for purchasing cumulative deposits this year, but they are mostly concentrated in the first half of the year. If gold continues to be strong, it is not ruled out that more banks will follow suit and continue to adjust the starting point for purchasing cumulative deposits.
The capital replenishment pressure of small and medium-sized banks is increasing! Bank of Changsha plans to issue its first perpetual bond, and there is also a proposal for the issuance of 12 billion yuan scale Tier 2 perpetual bonds still under deliberat
The Bank of Changsha announced that it plans to issue 5 billion yuan of perpetual bonds on September 23. At the same time, the bank is also planning to issue 8 billion yuan of Tier 2 capital bonds and 4 billion yuan of perpetual bonds. With the narrowing of net interest margin and the weakening of capital internal generation capacity, commercial banks as a whole are facing increased pressure to supplement capital, and the issuance and approval speed of subsequent perpetual bonds may further accelerate.