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Starting next year, the SMS notification service of MINSHENG BANK will no longer extend its discounts, and consumers should be more vigilant about similar limited-time "free" services.
Due to business adjustments, MINSHENG BANK will no longer continue certain preferential measures for the SMS instant communication service fees for personal debit card RMB Accounts starting from January 1, 2025.
In order to respond to the "intense battle" next year? At the end of the year, many Banks are making intensive adjustments to their Business structure, and the special mechanism for the "five major articles" is gradually being established.
① First, merging the functions of the head office departments clearly indicates a reduction in costs and an increase in efficiency; second, a special department dedicated to the five major articles is being established. ② Retailing Crediting may become one of the focal points for Banks next year. ③ It is expected that the special institutions for the five major articles will be established gradually, as each one matures.
The People's Bank: The LPR rates for 5-year and 1-year periods remain unchanged.
The People's Bank announced that the December Loan Prime Rate (LPR) is out: the 5-year LPR is 3.6%, the same as last month, and the 1-year LPR is 3.1%, also the same as last month.
The LPR Quote for December has been released! The 1-year and 5-year rates remain unchanged.
More news, continuously updating.
MINSHENG BANK (01988) elected Mao Bin as the employee supervisor.
MINSHENG BANK (01988) announced that on December 17, 2024, the staff representative assembly elected Mr. Mao Bin...
Interest rates can reach 3%! Small and medium-sized Banks have densely launched high-interest products such as large-denomination certificates of deposit and special deposits. How will the pressure for short-term deposit strategies be relieved in the futu
① Some small and medium-sized Banks have engaged in such behavior, which somewhat contradicts the current downward trend of deposit interest rates, possibly being a short-term strategy taken to meet the funding Indicators in the short term. ② The overall trend of deposit interest rates may continue to decline in the future, and the recent rapid decline in bond market interest rates may also face some adjustments.
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