AU Stock MarketDetailed Quotes

Bendigo and Adelaide Bank Ltd (BEN)

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  • 10.410
  • -0.100-0.95%
20min DelayNot Open May 20 16:00 AET
5.87BMarket Cap-60.52P/E (Static)

Bendigo and Adelaide Bank Ltd (BEN) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q2)Dec 31, 2025
(FY)Jun 30, 2025
(Q4)Jun 30, 2025
(Q2)Dec 31, 2024
(FY)Jun 30, 2024
(Q4)Jun 30, 2024
(Q2)Dec 31, 2023
(FY)Jun 30, 2023
(Q4)Jun 30, 2023
(Q2)Dec 31, 2022
Assets
Cash, cash equivalents and federal funds sold
-36.24%2.73B
83.61%4.49B
83.61%4.49B
-14.47%4.28B
-71.77%2.45B
-71.77%2.45B
-39.21%5B
120.20%8.67B
120.20%8.67B
-15.11%8.23B
-Cash and cash equivalents
-36.24%2.73B
-42.62%1.08B
-42.62%1.08B
-14.47%4.28B
-71.79%1.89B
-71.79%1.89B
-39.21%5B
111.42%6.69B
111.42%6.69B
-15.11%8.23B
-Including:Cash
-37.36%2.51B
-43.21%906.7M
-43.21%906.7M
-16.29%4B
-75.66%1.6B
-75.66%1.6B
-40.26%4.78B
120.89%6.56B
120.89%6.56B
-15.66%8.01B
-Including:Cash and bank accounts receivable
-19.92%219.9M
-40.97%167M
-40.97%167M
25.10%274.6M
128.33%282.9M
128.33%282.9M
-1.17%219.5M
-34.10%123.9M
-34.10%123.9M
10.83%222.1M
-Including:Interest-bearing deposit assets
----
15.85%9.5M
15.85%9.5M
----
9.33%8.2M
9.33%8.2M
----
4.17%7.5M
4.17%7.5M
----
-Money market investments
----
509.49%3.41B
509.49%3.41B
----
-71.69%559.5M
-71.69%559.5M
----
156.21%1.98B
156.21%1.98B
----
Financial asset investment
3.80%11.17B
-16.09%9.2B
-16.09%9.2B
-16.82%10.76B
53.67%10.96B
53.67%10.96B
58.07%12.93B
-27.91%7.13B
-27.91%7.13B
93.32%8.18B
-Available-for-sale securities
3.91%11.1B
-17.08%9.07B
-17.08%9.07B
-17.23%10.68B
53.95%10.94B
53.95%10.94B
58.07%12.9B
-27.53%7.1B
-27.53%7.1B
97.76%8.16B
-Total financial assets designated as fair value through profit or loss
-34.40%8.2M
-48.52%8.7M
-48.52%8.7M
-31.69%12.5M
-8.65%16.9M
-8.65%16.9M
107.95%18.3M
-39.34%18.5M
-39.34%18.5M
-84.83%8.8M
-Derivative assets
-7.29%59.8M
1,915.25%118.9M
1,915.25%118.9M
451.28%64.5M
-35.87%5.9M
-35.87%5.9M
11.43%11.7M
-84.64%9.2M
-84.64%9.2M
-77.61%10.5M
Long-term equity investment
-12.05%7.3M
-13.40%8.4M
-13.40%8.4M
-25.23%8.3M
-29.71%9.7M
-29.71%9.7M
-15.91%11.1M
-4.83%13.8M
-4.83%13.8M
-8.97%13.2M
Net loan
0.86%83.16B
6.42%84.81B
6.42%84.81B
6.94%82.45B
2.63%79.7B
2.63%79.7B
0.61%77.09B
1.15%77.65B
1.15%77.65B
4.25%76.63B
-Loans and advance payments to customers
1.36%313.8M
-2.22%308.6M
-2.22%308.6M
-4.97%309.6M
-0.97%315.6M
-0.97%315.6M
-83.90%325.8M
1.27%318.7M
1.27%318.7M
--2.02B
-Other loan assets
0.84%83.21B
6.40%84.88B
6.40%84.88B
6.96%82.52B
2.65%79.77B
2.65%79.77B
2.93%77.15B
1.17%77.71B
1.17%77.71B
--74.96B
-Allowance for loan and lease losses
-4.32%261.5M
-6.68%266.9M
-6.68%266.9M
-5.66%273.3M
-0.10%286M
-0.10%286M
3.91%289.7M
0.88%286.3M
0.88%286.3M
--278.8M
-Unearned income
4.68%-103.9M
-5.67%-111.8M
-5.67%-111.8M
-15.22%-109M
-17.04%-105.8M
-17.04%-105.8M
-25.80%-94.6M
-26.79%-90.4M
-26.79%-90.4M
---75.2M
Investment properties
2.62%1.13B
-2.75%1.11B
-2.75%1.11B
-0.63%1.1B
19.04%1.14B
19.04%1.14B
23.31%1.11B
4.07%957.8M
4.07%957.8M
-10.64%897.4M
Assets collateralized as collateral for sale or remortgage
----
6.30%453.6M
6.30%453.6M
----
-17.70%426.7M
-17.70%426.7M
----
10.25%518.5M
10.25%518.5M
----
Receivables
----
25.32%598.9M
25.32%598.9M
----
-6.95%477.9M
-6.95%477.9M
----
68.95%513.6M
68.95%513.6M
----
Finance lease receivables
4.00%772.8M
3.03%735.4M
3.03%735.4M
3.74%743.1M
0.45%713.8M
0.45%713.8M
--716.3M
2.44%710.6M
2.44%710.6M
----
Prepaid assets
----
1.85%55M
1.85%55M
----
-13.88%54M
-13.88%54M
----
25.40%62.7M
25.40%62.7M
----
Net PPE
43.36%188.8M
-5.85%133.5M
-5.85%133.5M
-14.70%131.7M
-14.68%141.8M
-14.68%141.8M
-9.81%154.4M
-7.46%166.2M
-7.46%166.2M
-7.91%171.2M
Goodwill and other intangible assets
-26.24%1.43B
-25.12%1.43B
-25.12%1.43B
3.24%1.94B
3.69%1.91B
3.69%1.91B
1.80%1.88B
1.86%1.84B
1.86%1.84B
8.12%1.85B
-Goodwill
-35.32%988M
-35.32%988M
-35.32%988M
0.00%1.53B
0.00%1.53B
0.00%1.53B
0.00%1.53B
0.00%1.53B
0.00%1.53B
0.00%1.53B
-Other intangible assets
7.43%442.3M
15.64%442.1M
15.64%442.1M
17.36%411.7M
21.60%382.3M
21.60%382.3M
10.45%350.8M
11.97%314.4M
11.97%314.4M
77.43%317.6M
Total tax assets
-59.42%19.6M
-68.51%10.8M
-68.51%10.8M
280.31%48.3M
-51.83%34.3M
-51.83%34.3M
-79.01%12.7M
46.50%71.2M
46.50%71.2M
--60.5M
-Deferred tax assets
----
--0
--0
--0
-75.00%17.8M
-75.00%17.8M
-90.41%5.8M
46.50%71.2M
46.50%71.2M
--60.5M
-Tax receivable
-59.42%19.6M
-34.55%10.8M
-34.55%10.8M
600.00%48.3M
--16.5M
--16.5M
--6.9M
--0
--0
----
Deferred costs
3.90%173M
10.49%185.4M
10.49%185.4M
8.82%166.5M
-2.44%167.8M
-2.44%167.8M
8.51%153M
15.51%172M
15.51%172M
--141M
Holding assets for sale
----
--0
--0
--0
--10.2M
--10.2M
----
--0
--0
----
Other assets
-4.31%525.7M
----
----
17.67%549.4M
----
----
-2.73%466.9M
----
----
9.04%480M
Total assets
-0.85%101.3B
5.12%103.22B
5.12%103.22B
2.65%102.17B
-0.30%98.19B
-0.30%98.19B
2.98%99.53B
3.40%98.48B
3.40%98.48B
6.46%96.65B
Liabilities
Total deposits
1.92%84.17B
6.09%84.12B
6.09%84.12B
4.78%82.58B
2.32%79.3B
2.32%79.3B
2.90%78.82B
3.66%77.5B
3.66%77.5B
-1.92%76.59B
Trading and financial liabilities
-18.33%9.48B
5.82%11.39B
5.82%11.39B
-8.32%11.61B
-19.34%10.76B
-19.34%10.76B
1.43%12.67B
0.71%13.34B
0.71%13.34B
132.60%12.49B
-Total debt
-18.38%9.47B
5.95%11.29B
5.95%11.29B
-8.21%11.61B
-19.30%10.66B
-19.30%10.66B
1.41%12.64B
1.10%13.21B
1.10%13.21B
133.68%12.47B
-Total financial lease obligations
----
-13.05%76.6M
-13.05%76.6M
----
-23.92%88.1M
-23.92%88.1M
----
-22.23%115.8M
-22.23%115.8M
----
-Derivative product liabilities
69.23%11M
26.32%16.8M
26.32%16.8M
-70.32%6.5M
-23.56%13.3M
-23.56%13.3M
20.33%21.9M
-50.00%17.4M
-50.00%17.4M
-44.34%18.2M
Payables
12.88%867.6M
-4.72%458.2M
-4.72%458.2M
-16.95%768.6M
46.62%480.9M
46.62%480.9M
44.05%925.5M
300.49%328M
300.49%328M
25.32%642.5M
-Accounts payable
----
-3.74%458.2M
-3.74%458.2M
----
65.74%476M
65.74%476M
----
817.57%287.2M
817.57%287.2M
----
-Taxes payable
----
----
----
----
--0
--0
--0
-19.37%40.8M
-19.37%40.8M
70.30%45.3M
-Other payables
12.88%867.6M
----
----
-16.95%768.6M
--4.9M
--4.9M
54.97%925.5M
----
----
22.86%597.2M
Accrued liabilities and deferred income
----
-16.92%416.3M
-16.92%416.3M
----
51.30%501.1M
51.30%501.1M
----
6.09%331.2M
6.09%331.2M
----
-Accrued liabilities
----
-17.61%384.2M
-17.61%384.2M
----
58.18%466.3M
58.18%466.3M
----
1.41%294.8M
1.41%294.8M
----
-Deferred income
----
-7.76%32.1M
-7.76%32.1M
----
-4.40%34.8M
-4.40%34.8M
----
69.30%36.4M
69.30%36.4M
----
Total provisions
2.10%107M
3.24%117.9M
3.24%117.9M
-7.09%104.8M
-9.58%114.2M
-9.58%114.2M
-1.05%112.8M
3.36%126.3M
3.36%126.3M
-2.40%114M
Deferred income tax liabilities
303.08%26.2M
--43.8M
--43.8M
--6.5M
--0
--0
----
----
----
--0
Total liabilities held for sale
----
--0
--0
--0
--300K
--300K
----
--0
--0
----
Total liability
-0.44%94.66B
5.92%96.55B
5.92%96.55B
2.76%95.08B
-0.52%91.15B
-0.52%91.15B
2.99%92.52B
3.50%91.63B
3.50%91.63B
6.83%89.84B
Shareholders'equity
Share capital
-0.12%5.23B
-0.53%5.2B
-0.53%5.2B
-0.16%5.23B
-0.18%5.23B
-0.18%5.23B
0.06%5.24B
0.40%5.24B
0.40%5.24B
1.13%5.24B
-common stock
-0.12%5.23B
-0.53%5.2B
-0.53%5.2B
-0.16%5.23B
-0.18%5.23B
-0.18%5.23B
0.06%5.24B
0.40%5.24B
0.40%5.24B
1.13%5.24B
Retained earnings
-24.23%1.37B
-24.62%1.33B
-24.62%1.33B
8.58%1.81B
12.42%1.76B
12.42%1.76B
12.64%1.67B
13.04%1.57B
13.04%1.57B
8.85%1.48B
Other reserves
-8.82%42.4M
240.79%138.7M
240.79%138.7M
-52.26%46.5M
-5.13%40.7M
-5.13%40.7M
10.56%97.4M
-59.49%42.9M
-59.49%42.9M
-39.99%88.1M
Total stockholders'equity
-6.33%6.64B
-5.17%6.67B
-5.17%6.67B
1.20%7.09B
2.68%7.03B
2.68%7.03B
2.93%7.01B
2.07%6.85B
2.07%6.85B
1.80%6.81B
Total equity
-6.33%6.64B
-5.17%6.67B
-5.17%6.67B
1.20%7.09B
2.68%7.03B
2.68%7.03B
2.93%7.01B
2.07%6.85B
2.07%6.85B
1.80%6.81B
Accounting Standards
NonUS-GAAP
NonUS-GAAP
NonUS-GAAP
NonUS-GAAP
NonUS-GAAP
NonUS-GAAP
NonUS-GAAP
NonUS-GAAP
NonUS-GAAP
NonUS-GAAP
(Q2)Dec 31, 2025(FY)Jun 30, 2025(Q4)Jun 30, 2025(Q2)Dec 31, 2024(FY)Jun 30, 2024(Q4)Jun 30, 2024(Q2)Dec 31, 2023(FY)Jun 30, 2023(Q4)Jun 30, 2023(Q2)Dec 31, 2022
Assets
Cash, cash equivalents and federal funds sold -36.24%2.73B83.61%4.49B83.61%4.49B-14.47%4.28B-71.77%2.45B-71.77%2.45B-39.21%5B120.20%8.67B120.20%8.67B-15.11%8.23B
-Cash and cash equivalents -36.24%2.73B-42.62%1.08B-42.62%1.08B-14.47%4.28B-71.79%1.89B-71.79%1.89B-39.21%5B111.42%6.69B111.42%6.69B-15.11%8.23B
-Including:Cash -37.36%2.51B-43.21%906.7M-43.21%906.7M-16.29%4B-75.66%1.6B-75.66%1.6B-40.26%4.78B120.89%6.56B120.89%6.56B-15.66%8.01B
-Including:Cash and bank accounts receivable -19.92%219.9M-40.97%167M-40.97%167M25.10%274.6M128.33%282.9M128.33%282.9M-1.17%219.5M-34.10%123.9M-34.10%123.9M10.83%222.1M
-Including:Interest-bearing deposit assets ----15.85%9.5M15.85%9.5M----9.33%8.2M9.33%8.2M----4.17%7.5M4.17%7.5M----
-Money market investments ----509.49%3.41B509.49%3.41B-----71.69%559.5M-71.69%559.5M----156.21%1.98B156.21%1.98B----
Financial asset investment 3.80%11.17B-16.09%9.2B-16.09%9.2B-16.82%10.76B53.67%10.96B53.67%10.96B58.07%12.93B-27.91%7.13B-27.91%7.13B93.32%8.18B
-Available-for-sale securities 3.91%11.1B-17.08%9.07B-17.08%9.07B-17.23%10.68B53.95%10.94B53.95%10.94B58.07%12.9B-27.53%7.1B-27.53%7.1B97.76%8.16B
-Total financial assets designated as fair value through profit or loss -34.40%8.2M-48.52%8.7M-48.52%8.7M-31.69%12.5M-8.65%16.9M-8.65%16.9M107.95%18.3M-39.34%18.5M-39.34%18.5M-84.83%8.8M
-Derivative assets -7.29%59.8M1,915.25%118.9M1,915.25%118.9M451.28%64.5M-35.87%5.9M-35.87%5.9M11.43%11.7M-84.64%9.2M-84.64%9.2M-77.61%10.5M
Long-term equity investment -12.05%7.3M-13.40%8.4M-13.40%8.4M-25.23%8.3M-29.71%9.7M-29.71%9.7M-15.91%11.1M-4.83%13.8M-4.83%13.8M-8.97%13.2M
Net loan 0.86%83.16B6.42%84.81B6.42%84.81B6.94%82.45B2.63%79.7B2.63%79.7B0.61%77.09B1.15%77.65B1.15%77.65B4.25%76.63B
-Loans and advance payments to customers 1.36%313.8M-2.22%308.6M-2.22%308.6M-4.97%309.6M-0.97%315.6M-0.97%315.6M-83.90%325.8M1.27%318.7M1.27%318.7M--2.02B
-Other loan assets 0.84%83.21B6.40%84.88B6.40%84.88B6.96%82.52B2.65%79.77B2.65%79.77B2.93%77.15B1.17%77.71B1.17%77.71B--74.96B
-Allowance for loan and lease losses -4.32%261.5M-6.68%266.9M-6.68%266.9M-5.66%273.3M-0.10%286M-0.10%286M3.91%289.7M0.88%286.3M0.88%286.3M--278.8M
-Unearned income 4.68%-103.9M-5.67%-111.8M-5.67%-111.8M-15.22%-109M-17.04%-105.8M-17.04%-105.8M-25.80%-94.6M-26.79%-90.4M-26.79%-90.4M---75.2M
Investment properties 2.62%1.13B-2.75%1.11B-2.75%1.11B-0.63%1.1B19.04%1.14B19.04%1.14B23.31%1.11B4.07%957.8M4.07%957.8M-10.64%897.4M
Assets collateralized as collateral for sale or remortgage ----6.30%453.6M6.30%453.6M-----17.70%426.7M-17.70%426.7M----10.25%518.5M10.25%518.5M----
Receivables ----25.32%598.9M25.32%598.9M-----6.95%477.9M-6.95%477.9M----68.95%513.6M68.95%513.6M----
Finance lease receivables 4.00%772.8M3.03%735.4M3.03%735.4M3.74%743.1M0.45%713.8M0.45%713.8M--716.3M2.44%710.6M2.44%710.6M----
Prepaid assets ----1.85%55M1.85%55M-----13.88%54M-13.88%54M----25.40%62.7M25.40%62.7M----
Net PPE 43.36%188.8M-5.85%133.5M-5.85%133.5M-14.70%131.7M-14.68%141.8M-14.68%141.8M-9.81%154.4M-7.46%166.2M-7.46%166.2M-7.91%171.2M
Goodwill and other intangible assets -26.24%1.43B-25.12%1.43B-25.12%1.43B3.24%1.94B3.69%1.91B3.69%1.91B1.80%1.88B1.86%1.84B1.86%1.84B8.12%1.85B
-Goodwill -35.32%988M-35.32%988M-35.32%988M0.00%1.53B0.00%1.53B0.00%1.53B0.00%1.53B0.00%1.53B0.00%1.53B0.00%1.53B
-Other intangible assets 7.43%442.3M15.64%442.1M15.64%442.1M17.36%411.7M21.60%382.3M21.60%382.3M10.45%350.8M11.97%314.4M11.97%314.4M77.43%317.6M
Total tax assets -59.42%19.6M-68.51%10.8M-68.51%10.8M280.31%48.3M-51.83%34.3M-51.83%34.3M-79.01%12.7M46.50%71.2M46.50%71.2M--60.5M
-Deferred tax assets ------0--0--0-75.00%17.8M-75.00%17.8M-90.41%5.8M46.50%71.2M46.50%71.2M--60.5M
-Tax receivable -59.42%19.6M-34.55%10.8M-34.55%10.8M600.00%48.3M--16.5M--16.5M--6.9M--0--0----
Deferred costs 3.90%173M10.49%185.4M10.49%185.4M8.82%166.5M-2.44%167.8M-2.44%167.8M8.51%153M15.51%172M15.51%172M--141M
Holding assets for sale ------0--0--0--10.2M--10.2M------0--0----
Other assets -4.31%525.7M--------17.67%549.4M---------2.73%466.9M--------9.04%480M
Total assets -0.85%101.3B5.12%103.22B5.12%103.22B2.65%102.17B-0.30%98.19B-0.30%98.19B2.98%99.53B3.40%98.48B3.40%98.48B6.46%96.65B
Liabilities
Total deposits 1.92%84.17B6.09%84.12B6.09%84.12B4.78%82.58B2.32%79.3B2.32%79.3B2.90%78.82B3.66%77.5B3.66%77.5B-1.92%76.59B
Trading and financial liabilities -18.33%9.48B5.82%11.39B5.82%11.39B-8.32%11.61B-19.34%10.76B-19.34%10.76B1.43%12.67B0.71%13.34B0.71%13.34B132.60%12.49B
-Total debt -18.38%9.47B5.95%11.29B5.95%11.29B-8.21%11.61B-19.30%10.66B-19.30%10.66B1.41%12.64B1.10%13.21B1.10%13.21B133.68%12.47B
-Total financial lease obligations -----13.05%76.6M-13.05%76.6M-----23.92%88.1M-23.92%88.1M-----22.23%115.8M-22.23%115.8M----
-Derivative product liabilities 69.23%11M26.32%16.8M26.32%16.8M-70.32%6.5M-23.56%13.3M-23.56%13.3M20.33%21.9M-50.00%17.4M-50.00%17.4M-44.34%18.2M
Payables 12.88%867.6M-4.72%458.2M-4.72%458.2M-16.95%768.6M46.62%480.9M46.62%480.9M44.05%925.5M300.49%328M300.49%328M25.32%642.5M
-Accounts payable -----3.74%458.2M-3.74%458.2M----65.74%476M65.74%476M----817.57%287.2M817.57%287.2M----
-Taxes payable ------------------0--0--0-19.37%40.8M-19.37%40.8M70.30%45.3M
-Other payables 12.88%867.6M---------16.95%768.6M--4.9M--4.9M54.97%925.5M--------22.86%597.2M
Accrued liabilities and deferred income -----16.92%416.3M-16.92%416.3M----51.30%501.1M51.30%501.1M----6.09%331.2M6.09%331.2M----
-Accrued liabilities -----17.61%384.2M-17.61%384.2M----58.18%466.3M58.18%466.3M----1.41%294.8M1.41%294.8M----
-Deferred income -----7.76%32.1M-7.76%32.1M-----4.40%34.8M-4.40%34.8M----69.30%36.4M69.30%36.4M----
Total provisions 2.10%107M3.24%117.9M3.24%117.9M-7.09%104.8M-9.58%114.2M-9.58%114.2M-1.05%112.8M3.36%126.3M3.36%126.3M-2.40%114M
Deferred income tax liabilities 303.08%26.2M--43.8M--43.8M--6.5M--0--0--------------0
Total liabilities held for sale ------0--0--0--300K--300K------0--0----
Total liability -0.44%94.66B5.92%96.55B5.92%96.55B2.76%95.08B-0.52%91.15B-0.52%91.15B2.99%92.52B3.50%91.63B3.50%91.63B6.83%89.84B
Shareholders'equity
Share capital -0.12%5.23B-0.53%5.2B-0.53%5.2B-0.16%5.23B-0.18%5.23B-0.18%5.23B0.06%5.24B0.40%5.24B0.40%5.24B1.13%5.24B
-common stock -0.12%5.23B-0.53%5.2B-0.53%5.2B-0.16%5.23B-0.18%5.23B-0.18%5.23B0.06%5.24B0.40%5.24B0.40%5.24B1.13%5.24B
Retained earnings -24.23%1.37B-24.62%1.33B-24.62%1.33B8.58%1.81B12.42%1.76B12.42%1.76B12.64%1.67B13.04%1.57B13.04%1.57B8.85%1.48B
Other reserves -8.82%42.4M240.79%138.7M240.79%138.7M-52.26%46.5M-5.13%40.7M-5.13%40.7M10.56%97.4M-59.49%42.9M-59.49%42.9M-39.99%88.1M
Total stockholders'equity -6.33%6.64B-5.17%6.67B-5.17%6.67B1.20%7.09B2.68%7.03B2.68%7.03B2.93%7.01B2.07%6.85B2.07%6.85B1.80%6.81B
Total equity -6.33%6.64B-5.17%6.67B-5.17%6.67B1.20%7.09B2.68%7.03B2.68%7.03B2.93%7.01B2.07%6.85B2.07%6.85B1.80%6.81B
Accounting Standards NonUS-GAAPNonUS-GAAPNonUS-GAAPNonUS-GAAPNonUS-GAAPNonUS-GAAPNonUS-GAAPNonUS-GAAPNonUS-GAAPNonUS-GAAP
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