Central Federal (CFBK) Income Statement & Earnings

28.000
-0.020-0.07%

Close Apr 2 16:00 ET

28.000
0.0000.00%

Post 16:10 ET

182.30MMarket Cap10.41P/E (TTM)

Central Federal (CFBK) Income Statement

Quarterly+Annual

YOY

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(FY)Dec 31, 2025

(Q4)Dec 31, 2025

(Q3)Sep 30, 2025

(Q2)Jun 30, 2025

(Q1)Mar 31, 2025

(FY)Dec 31, 2024

(Q4)Dec 31, 2024

(Q3)Sep 30, 2024

(Q2)Jun 30, 2024

(Q1)Mar 31, 2024

Total revenue

19.07%60.04M

15.05%15.55M

19.28%15.31M

24.82%15.39M

17.44%13.79M

-1.24%50.42M

6.63%13.52M

0.12%12.83M

0.40%12.33M

-11.58%11.74M

Net interest income

18.33%54.39M

14.74%14.18M

20.75%13.64M

23.61%13.85M

14.53%12.74M

-2.29%45.97M

6.62%12.35M

-1.81%11.29M

-1.28%11.2M

-11.84%11.12M

-Net interest income

1.40%119.37M

0.36%29.92M

1.29%30.22M

3.62%30.21M

0.36%29.03M

9.31%117.71M

0.91%29.81M

6.53%29.83M

11.75%29.15M

20.23%28.92M

-Interest income from loans and lease

2.37%109.28M

-0.22%27.15M

0.80%27.41M

5.95%27.91M

3.09%26.82M

9.62%106.75M

3.70%27.21M

8.23%27.19M

11.21%26.34M

16.44%26.01M

-Interest income from securities

-34.61%359K

-12.59%125K

-61.81%55K

-69.92%40K

7.75%139K

-16.57%549K

10.85%143K

42.57%144K

-37.56%133K

-40.00%129K

-Total interest expense

-9.44%64.97M

-9.82%15.74M

-10.56%16.58M

-8.86%16.36M

-8.49%16.29M

18.31%71.75M

-2.78%17.46M

12.35%18.54M

21.77%17.95M

55.57%17.8M

-Interest expense for deposit

-10.62%60.02M

-12.01%14.38M

-12.52%15.21M

-9.52%15.19M

-8.39%15.25M

19.15%67.16M

-3.09%16.34M

12.72%17.38M

22.87%16.78M

59.80%16.65M

-Interest expense for long term debt and capital securities

7.89%4.95M

22.20%1.37M

19.06%1.37M

0.69%1.17M

-9.90%1.04M

7.27%4.59M

2.01%1.12M

7.05%1.15M

7.88%1.16M

12.50%1.15M

Non interest income

26.76%5.64M

18.38%1.38M

8.51%1.67M

36.87%1.54M

69.34%1.06M

11.14%4.45M

6.69%1.16M

17.02%1.54M

20.88%1.12M

-6.74%623K

-Total premiums earned

9.76%933K

10.14%239K

9.72%237K

8.92%232K

10.29%225K

36.00%850K

33.13%217K

37.58%216K

37.42%213K

36.00%204K

-Fees and commissions

67.25%2.39M

117.03%599K

7.27%723K

98.08%721K

205.36%342K

-14.20%1.43M

-42.14%276K

-2.18%674K

8.98%364K

-30.86%112K

-Other non interest income

34.35%1.1M

-22.64%205K

-6.70%348K

-23.73%225K

379.13%321K

-12.98%818K

35.20%265K

52.87%373K

12.60%295K

-148.32%-115K

-Gain loss on sale of assets

-12.63%595K

-17.62%187K

90.00%209K

136.78%206K

-102.72%-7K

268.11%681K

157.95%227K

83.33%110K

117.50%87K

8,666.67%257K

-Dividend income

-6.81%629K

-17.32%148K

-7.78%154K

-6.71%153K

5.45%174K

14.02%675K

7.19%179K

0.60%167K

18.84%164K

36.36%165K

Credit losses provision

-22.41%-8.25M

15.35%-1.17M

-808.42%-5.07M

59.93%-1.43M

52.95%-582K

-190.76%-6.74M

-57.83%-1.38M

53.23%-558K

-29,575.00%-3.56M

-421.94%-1.24M

Non interest expense

10.11%30.26M

9.15%7.55M

7.61%7.53M

10.61%7.56M

13.19%7.63M

-0.75%27.48M

5.17%6.92M

5.81%6.99M

-2.19%6.83M

-10.36%6.74M

Occupancy and equipment

-3.35%1.76M

4.73%465K

-5.93%444K

-11.46%417K

0.00%434K

7.50%1.82M

3.26%444K

10.54%472K

3.29%471K

13.91%434K

Professional expense and contract services expense

15.68%3.16M

-21.78%643K

26.61%828K

52.37%899K

18.70%787K

10.49%2.73M

37.69%822K

2.99%654K

-6.65%590K

9.41%663K

Selling and administrative expenses

11.18%19.08M

8.63%4.61M

8.32%4.67M

11.65%4.8M

16.11%5M

-4.32%17.16M

0.95%4.24M

1.29%4.31M

-6.17%4.3M

-11.99%4.3M

-General and administrative expense

9.60%18.66M

5.73%4.45M

6.47%4.54M

10.67%4.72M

15.46%4.95M

-3.25%17.02M

0.82%4.21M

1.45%4.27M

-5.54%4.26M

-8.86%4.29M

-Selling and marketing expense

211.94%418K

357.14%160K

176.60%130K

121.05%84K

214.29%44K

-60.12%134K

20.69%35K

-11.32%47K

-46.48%38K

-92.35%14K

Depreciation amortization depletion

-2.06%476K

7.83%124K

-2.52%116K

-3.28%118K

-9.23%118K

-14.29%486K

-18.44%115K

-17.93%119K

-17.57%122K

-2.26%130K

-Depreciation and amortization

-2.06%476K

7.83%124K

-2.52%116K

-3.28%118K

-9.23%118K

-14.29%486K

-18.44%115K

-17.93%119K

-17.57%122K

-2.26%130K

Other non-interest expense

9.51%5.79M

32.12%1.71M

2.09%1.47M

-2.00%1.32M

6.94%1.29M

5.19%5.29M

7.20%1.3M

25.44%1.44M

15.69%1.35M

-19.87%1.21M

Income from associates and other participating interests

Special income (charges)

6.67%-56K

Less:Impairment of capital assets

--0

----

-6.67%56K

----

Other non-operating income (expenses)

Income before tax

33.34%21.53M

32.33%6.84M

-48.64%2.71M

231.26%6.4M

48.18%5.58M

-23.07%16.14M

-0.04%5.17M

5.32%5.28M

-63.40%1.93M

-31.84%3.77M

Income tax

44.58%3.99M

46.93%1.1M

-65.37%373K

475.95%1.37M

65.32%1.15M

-31.89%2.76M

-19.74%748K

9.45%1.08M

-77.56%237K

-35.41%695K

Earnings from equity interest net of tax

Net income

31.03%17.54M

29.86%5.74M

-44.35%2.34M

197.05%5.04M

44.30%4.43M

-20.96%13.39M

4.30%4.42M

4.32%4.21M

-59.86%1.7M

-30.98%3.07M

Net Income continuous operations

31.03%17.54M

29.86%5.74M

-44.35%2.34M

197.05%5.04M

44.30%4.43M

-20.96%13.39M

4.30%4.42M

4.32%4.21M

-59.86%1.7M

-30.98%3.07M

Minority interest income

Net income attributable to the parent company

31.03%17.54M

29.86%5.74M

-44.35%2.34M

197.05%5.04M

44.30%4.43M

-20.96%13.39M

4.30%4.42M

4.32%4.21M

-59.86%1.7M

-30.98%3.07M

Preferred stock dividends

Other preferred stock dividend

49.58%540K

60.00%176K

-48.57%72K

187.04%155K

138.60%136K

361K

110K

140K

54K

57K

Net income attributable to common stockholders

30.52%17M

29.09%5.56M

-44.21%2.27M

197.38%4.88M

42.52%4.29M

-23.09%13.03M

1.70%4.31M

0.84%4.07M

-61.14%1.64M

-32.26%3.01M

Basic earnings per share

29.81%2.7

29.41%0.88

-44.62%0.36

196.15%0.77

41.67%0.68

-21.21%2.08

3.03%0.68

3.17%0.65

-60.61%0.26

-30.43%0.48

Diluted earnings per share

30.58%2.69

29.41%0.88

-44.62%0.36

196.15%0.77

44.68%0.68

-21.67%2.06

4.62%0.68

4.84%0.65

-60.61%0.26

-30.88%0.47

Dividend per share

20.00%0.3

14.29%0.08

33.33%0.08

16.67%0.07

8.70%0.25

16.67%0.07

0.00%0.06

20.00%0.06

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion with Explanatory Notes

	(FY)Dec 31, 2025	(Q4)Dec 31, 2025	(Q3)Sep 30, 2025	(Q2)Jun 30, 2025	(Q1)Mar 31, 2025	(FY)Dec 31, 2024	(Q4)Dec 31, 2024	(Q3)Sep 30, 2024	(Q2)Jun 30, 2024	(Q1)Mar 31, 2024
Total revenue	19.07%60.04M	15.05%15.55M	19.28%15.31M	24.82%15.39M	17.44%13.79M	-1.24%50.42M	6.63%13.52M	0.12%12.83M	0.40%12.33M	-11.58%11.74M
Net interest income	18.33%54.39M	14.74%14.18M	20.75%13.64M	23.61%13.85M	14.53%12.74M	-2.29%45.97M	6.62%12.35M	-1.81%11.29M	-1.28%11.2M	-11.84%11.12M
-Net interest income	1.40%119.37M	0.36%29.92M	1.29%30.22M	3.62%30.21M	0.36%29.03M	9.31%117.71M	0.91%29.81M	6.53%29.83M	11.75%29.15M	20.23%28.92M
-Interest income from loans and lease	2.37%109.28M	-0.22%27.15M	0.80%27.41M	5.95%27.91M	3.09%26.82M	9.62%106.75M	3.70%27.21M	8.23%27.19M	11.21%26.34M	16.44%26.01M
-Interest income from securities	-34.61%359K	-12.59%125K	-61.81%55K	-69.92%40K	7.75%139K	-16.57%549K	10.85%143K	42.57%144K	-37.56%133K	-40.00%129K
-Total interest expense	-9.44%64.97M	-9.82%15.74M	-10.56%16.58M	-8.86%16.36M	-8.49%16.29M	18.31%71.75M	-2.78%17.46M	12.35%18.54M	21.77%17.95M	55.57%17.8M
-Interest expense for deposit	-10.62%60.02M	-12.01%14.38M	-12.52%15.21M	-9.52%15.19M	-8.39%15.25M	19.15%67.16M	-3.09%16.34M	12.72%17.38M	22.87%16.78M	59.80%16.65M
-Interest expense for long term debt and capital securities	7.89%4.95M	22.20%1.37M	19.06%1.37M	0.69%1.17M	-9.90%1.04M	7.27%4.59M	2.01%1.12M	7.05%1.15M	7.88%1.16M	12.50%1.15M
Non interest income	26.76%5.64M	18.38%1.38M	8.51%1.67M	36.87%1.54M	69.34%1.06M	11.14%4.45M	6.69%1.16M	17.02%1.54M	20.88%1.12M	-6.74%623K
-Total premiums earned	9.76%933K	10.14%239K	9.72%237K	8.92%232K	10.29%225K	36.00%850K	33.13%217K	37.58%216K	37.42%213K	36.00%204K
-Fees and commissions	67.25%2.39M	117.03%599K	7.27%723K	98.08%721K	205.36%342K	-14.20%1.43M	-42.14%276K	-2.18%674K	8.98%364K	-30.86%112K
-Other non interest income	34.35%1.1M	-22.64%205K	-6.70%348K	-23.73%225K	379.13%321K	-12.98%818K	35.20%265K	52.87%373K	12.60%295K	-148.32%-115K
-Gain loss on sale of assets	-12.63%595K	-17.62%187K	90.00%209K	136.78%206K	-102.72%-7K	268.11%681K	157.95%227K	83.33%110K	117.50%87K	8,666.67%257K
-Dividend income	-6.81%629K	-17.32%148K	-7.78%154K	-6.71%153K	5.45%174K	14.02%675K	7.19%179K	0.60%167K	18.84%164K	36.36%165K
Credit losses provision	-22.41%-8.25M	15.35%-1.17M	-808.42%-5.07M	59.93%-1.43M	52.95%-582K	-190.76%-6.74M	-57.83%-1.38M	53.23%-558K	-29,575.00%-3.56M	-421.94%-1.24M
Non interest expense	10.11%30.26M	9.15%7.55M	7.61%7.53M	10.61%7.56M	13.19%7.63M	-0.75%27.48M	5.17%6.92M	5.81%6.99M	-2.19%6.83M	-10.36%6.74M
Occupancy and equipment	-3.35%1.76M	4.73%465K	-5.93%444K	-11.46%417K	0.00%434K	7.50%1.82M	3.26%444K	10.54%472K	3.29%471K	13.91%434K
Professional expense and contract services expense	15.68%3.16M	-21.78%643K	26.61%828K	52.37%899K	18.70%787K	10.49%2.73M	37.69%822K	2.99%654K	-6.65%590K	9.41%663K
Selling and administrative expenses	11.18%19.08M	8.63%4.61M	8.32%4.67M	11.65%4.8M	16.11%5M	-4.32%17.16M	0.95%4.24M	1.29%4.31M	-6.17%4.3M	-11.99%4.3M
-General and administrative expense	9.60%18.66M	5.73%4.45M	6.47%4.54M	10.67%4.72M	15.46%4.95M	-3.25%17.02M	0.82%4.21M	1.45%4.27M	-5.54%4.26M	-8.86%4.29M
-Selling and marketing expense	211.94%418K	357.14%160K	176.60%130K	121.05%84K	214.29%44K	-60.12%134K	20.69%35K	-11.32%47K	-46.48%38K	-92.35%14K
Depreciation amortization depletion	-2.06%476K	7.83%124K	-2.52%116K	-3.28%118K	-9.23%118K	-14.29%486K	-18.44%115K	-17.93%119K	-17.57%122K	-2.26%130K
-Depreciation and amortization	-2.06%476K	7.83%124K	-2.52%116K	-3.28%118K	-9.23%118K	-14.29%486K	-18.44%115K	-17.93%119K	-17.57%122K	-2.26%130K
Other non-interest expense	9.51%5.79M	32.12%1.71M	2.09%1.47M	-2.00%1.32M	6.94%1.29M	5.19%5.29M	7.20%1.3M	25.44%1.44M	15.69%1.35M	-19.87%1.21M
Income from associates and other participating interests
Special income (charges)	0					6.67%-56K
Less:Impairment of capital assets	--0	----	----	----	----	-6.67%56K	----	----	----	----
Other non-operating income (expenses)
Income before tax	33.34%21.53M	32.33%6.84M	-48.64%2.71M	231.26%6.4M	48.18%5.58M	-23.07%16.14M	-0.04%5.17M	5.32%5.28M	-63.40%1.93M	-31.84%3.77M
Income tax	44.58%3.99M	46.93%1.1M	-65.37%373K	475.95%1.37M	65.32%1.15M	-31.89%2.76M	-19.74%748K	9.45%1.08M	-77.56%237K	-35.41%695K
Earnings from equity interest net of tax
Net income	31.03%17.54M	29.86%5.74M	-44.35%2.34M	197.05%5.04M	44.30%4.43M	-20.96%13.39M	4.30%4.42M	4.32%4.21M	-59.86%1.7M	-30.98%3.07M
Net Income continuous operations	31.03%17.54M	29.86%5.74M	-44.35%2.34M	197.05%5.04M	44.30%4.43M	-20.96%13.39M	4.30%4.42M	4.32%4.21M	-59.86%1.7M	-30.98%3.07M
Minority interest income
Net income attributable to the parent company	31.03%17.54M	29.86%5.74M	-44.35%2.34M	197.05%5.04M	44.30%4.43M	-20.96%13.39M	4.30%4.42M	4.32%4.21M	-59.86%1.7M	-30.98%3.07M
Preferred stock dividends
Other preferred stock dividend	49.58%540K	60.00%176K	-48.57%72K	187.04%155K	138.60%136K	361K	110K	140K	54K	57K
Net income attributable to common stockholders	30.52%17M	29.09%5.56M	-44.21%2.27M	197.38%4.88M	42.52%4.29M	-23.09%13.03M	1.70%4.31M	0.84%4.07M	-61.14%1.64M	-32.26%3.01M
Basic earnings per share	29.81%2.7	29.41%0.88	-44.62%0.36	196.15%0.77	41.67%0.68	-21.21%2.08	3.03%0.68	3.17%0.65	-60.61%0.26	-30.43%0.48
Diluted earnings per share	30.58%2.69	29.41%0.88	-44.62%0.36	196.15%0.77	44.68%0.68	-21.67%2.06	4.62%0.68	4.84%0.65	-60.61%0.26	-30.88%0.47
Dividend per share	20.00%0.3	14.29%0.08	33.33%0.08	16.67%0.07	16.67%0.07	8.70%0.25	16.67%0.07	0.00%0.06	0.00%0.06	20.00%0.06
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	Unqualified Opinion with Explanatory Notes	--	--	--	--	Unqualified Opinion with Explanatory Notes	--	--	--	--

富哥搞钱

Feb 28 17:22

Breaking! The US and Israel jointly bombed Iran. What will be the stock market trend next week?

牛牛課堂

Mar 4 17:09

Long-term answers | Your account on the left shrinks, while your right hand is chased by the times — Be the person that no bombardment can ever wipe out.