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The "Banks selling private placements" new regulations must pay attention to these six core impacts, which also involve Famous Fund Hold Position managers "going private."
① New regulations for Banks' agency sales products have been implemented, with private placement becoming the biggest highlight; ② Raising the threshold and standardizing the entire sales process, with the head office being responsible, emphasizing 'strictness'; ③ Protecting investors throughout the process, with older products gradually exiting.
Brokerage morning meeting highlights: The points of general Consumer are gradually increasing, focusing on high cost-performance directions.
In today's Brokerage morning meeting, HTSC suggested that the highlights of the Consumer sector are gradually increasing, recommending the selection of high cost-performance directions; China International Capital Corporation believes that with the MLF restarting net injection after 8 months, it may imply a decrease in the probability of short-term reserve requirement cuts; China Securities Co.,Ltd. indicated that the Hardware and Software of the AI Industry Chain resonate simultaneously and recommends paying attention to the ongoing changes in the AI industry.
MINSHENG BANK (01988.HK) will release its Earnings Reports on March 28.
$MINSHENG BANK (01988.HK) will release its Earnings Reports on March 28, and investors are encouraged to pay attention. Futubull reminds: 1. There are no strict regulations on the fiscal year division for listed companies in the Hong Kong and U.S. stock markets; it is entirely determined by the enterprises themselves. Therefore, each earnings report period can serve as the company's annual report deadline, rather than being based on the natural year as the fiscal year. 2. Generally, the company will hold an earnings report meeting on the aforementioned report release date or around that date, where the company management will discuss and explain the latest quarterly earnings data and operational status, as well as communicate with investors, analysts, media, and others.
The limit for self-paid amounts of personal Consumer loans in mainland China has been raised to 0.5 million yuan, with a maximum term of seven years.
The National Financial Supervisory Administration recently issued a notice titled "Regarding the Development of Consumer Finance to Boost Consumption," which includes seven aspects with 20 guidelines such as increasing consumer finance supply, optimizing consumer finance management, providing relief for personal consumer loans, enhancing consumer finance risk management, optimizing the consumer finance environment, forming a synergistic policy, and strengthening organizational implementation. The notice clarifies that commercial Banks may implement differentiated credit based on the client's repayment ability and risk situation. For clients with good credit and significant consumer demand, the self-payment limit for personal consumer loans may be gradually increased from 0.3 million yuan to 0.5 million yuan.
Focusing on the high-quality development of the China debt market, the 2025 ICMA China Debt Capital Markets Annual Conference was held in Beijing.
On March 19, the 2025 ICMA China Debt Capital Markets Annual Conference, organized by the International Capital Markets Association (ICMA), was held in Beijing.
State-owned banks are aggressively entering the market, will personal consumer loans become the new "king of competition"? Industry insiders say: the market space has not yet reached its peak.
In recent days, many major banks have successively announced relevant special plans and vigorously entered the Consumer loan market. Since the beginning of the year, the interest rates on bank Consumer loans have successively broken the "2.6" and "2.5" thresholds, with the lowest rate now dropping to around 2.4%. The state-owned large banks first squeezed not the space of local commercial banks, but rather various illegal and legal online lending and Internet loan platforms. However, banks still need to strengthen risk management to reduce subsequent non-performing loans.