US Stock MarketDetailed Quotes

CZFS Citizens Financial Services

Watchlist
  • 73.400
  • +0.660+0.91%
Close Nov 25 16:00 ET
  • 73.400
  • 0.0000.00%
Post 16:02 ET
349.36MMarket Cap12.55P/E (TTM)

Citizens Financial Services Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
Assets
Cash cash equivalents and federal funds sold
-15.28%40.58M
-14.68%42.25M
3.76%33.44M
76.31%56.89M
76.31%56.89M
64.03%47.9M
72.43%49.52M
-74.14%32.23M
-82.45%32.27M
-82.45%32.27M
-Cash and cash equivalents
-15.28%40.58M
-14.68%42.25M
3.76%33.44M
76.31%56.89M
76.31%56.89M
64.03%47.9M
72.43%49.52M
-74.14%32.23M
-82.45%32.27M
-82.45%32.27M
Receivables
4.61%10.8M
16.15%10.78M
47.66%10.6M
50.61%11.04M
50.61%11.04M
57.81%10.33M
58.04%9.28M
32.55%7.18M
40.06%7.33M
40.06%7.33M
-Accounts receivable
4.61%10.8M
16.15%10.78M
47.66%10.6M
50.61%11.04M
50.61%11.04M
57.81%10.33M
58.04%9.28M
32.55%7.18M
40.06%7.33M
40.06%7.33M
Net loan
3.74%2.32B
4.22%2.25B
30.28%2.23B
31.04%2.24B
31.04%2.24B
30.11%2.24B
36.55%2.16B
16.90%1.71B
19.48%1.71B
19.48%1.71B
-Gross loan
3.71%2.34B
4.23%2.27B
30.38%2.25B
30.86%2.26B
30.86%2.26B
29.97%2.26B
36.40%2.18B
16.55%1.72B
19.34%1.73B
19.34%1.73B
-Allowance for loans and lease losses
1.12%21.7M
5.29%22.8M
41.63%21.6M
14.02%21.15M
14.02%21.15M
17.30%21.46M
23.23%21.65M
-13.14%15.25M
7.21%18.55M
7.21%18.55M
Securities and investments
0.30%420.92M
-7.32%404.23M
-8.72%406.52M
-5.02%419.54M
-5.02%419.54M
-6.22%419.67M
-6.24%436.16M
-4.00%445.34M
6.52%441.71M
6.52%441.71M
-Available for sale securities
-6.89%1.73M
-15.09%1.57M
-13.78%1.66M
-12.23%1.94M
-12.23%1.94M
-17.68%1.86M
-19.92%1.85M
-21.32%1.92M
-2.73%2.21M
-2.73%2.21M
-Short term investments
0.33%419.19M
-7.29%402.66M
-8.69%404.87M
-4.98%417.6M
-4.98%417.6M
-6.16%417.81M
-6.17%434.32M
-3.91%443.42M
6.57%439.51M
6.57%439.51M
Derivative assets
-50.44%8.99M
-20.03%13.11M
4.65%14.86M
-17.54%13.69M
-17.54%13.69M
2.66%18.14M
12.00%16.4M
--14.2M
313.84%16.6M
313.84%16.6M
Bank owned life insurance
1.00%50.08M
-0.89%49.75M
24.88%49.42M
26.79%49.9M
26.79%49.9M
26.70%49.59M
28.96%50.19M
2.23%39.57M
2.21%39.36M
2.21%39.36M
Net PPE
-0.86%21.24M
-2.26%20.9M
19.87%21.08M
21.37%21.38M
21.37%21.38M
23.34%21.42M
22.35%21.38M
4.37%17.59M
3.54%17.62M
3.54%17.62M
-Gross PPE
----
----
----
14.22%39.21M
14.22%39.21M
----
----
----
4.34%34.33M
4.34%34.33M
-Accumulated depreciation
----
----
----
-6.67%-17.82M
-6.67%-17.82M
----
----
----
-5.20%-16.71M
-5.20%-16.71M
Goodwill and other intangible assets
0.24%88.84M
0.19%89M
174.01%89.21M
173.85%89.41M
173.85%89.41M
170.63%88.62M
170.61%88.83M
-1.11%32.56M
-1.08%32.65M
-1.08%32.65M
-Goodwill
1.18%85.76M
1.18%85.76M
173.32%85.76M
173.32%85.76M
173.32%85.76M
170.14%84.76M
170.14%84.76M
0.00%31.38M
0.00%31.38M
0.00%31.38M
-Other intangible assets
-20.25%3.08M
-20.31%3.24M
192.13%3.45M
186.95%3.65M
186.95%3.65M
181.98%3.87M
180.95%4.07M
-23.66%1.18M
-21.82%1.27M
-21.82%1.27M
Other assets
10.83%47.73M
21.41%53.18M
91.80%51.9M
128.95%59.07M
128.95%59.07M
11.52%43.07M
45.02%43.8M
-19.58%27.06M
75.54%25.8M
75.54%25.8M
Total assets
2.27%3.03B
1.93%2.95B
25.08%2.92B
27.51%2.98B
27.51%2.98B
25.94%2.96B
30.68%2.89B
7.23%2.34B
8.84%2.33B
8.84%2.33B
Liabilities
Total deposits
4.93%2.45B
0.31%2.27B
27.96%2.3B
25.88%2.32B
25.88%2.32B
24.96%2.34B
20.62%2.27B
-4.23%1.8B
0.44%1.84B
0.44%1.84B
Payables
103.56%5.55M
143.00%5.48M
133.20%4.12M
248.86%4.3M
248.86%4.3M
195.66%2.73M
298.59%2.26M
147.62%1.77M
73.28%1.23M
73.28%1.23M
-Accounts payable
103.56%5.55M
143.00%5.48M
133.20%4.12M
248.86%4.3M
248.86%4.3M
195.66%2.73M
298.59%2.26M
147.62%1.77M
73.28%1.23M
73.28%1.23M
Long term debt and capital lease obligation
-26.70%231.73M
5.23%334.83M
-1.56%283.57M
25.17%322.04M
25.17%322.04M
22.10%316.15M
187.86%318.2M
322.29%288.06M
247.78%257.28M
247.78%257.28M
-Long term debt
-26.70%231.73M
5.23%334.83M
-1.56%283.57M
25.17%322.04M
25.17%322.04M
22.10%316.15M
187.86%318.2M
322.29%288.06M
247.78%257.28M
247.78%257.28M
Derivative product liabilities
-55.46%4.76M
-21.33%7.32M
5.64%8.7M
-18.55%7.92M
-18.55%7.92M
--10.69M
--9.3M
--8.23M
362.92%9.73M
362.92%9.73M
Other liabilities
11.93%35.62M
23.27%40.34M
60.42%39.16M
91.90%39.92M
91.90%39.92M
7.06%31.82M
16.81%32.72M
-10.00%24.41M
12.86%20.8M
12.86%20.8M
Total liabilities
1.16%2.73B
1.24%2.66B
24.33%2.64B
26.36%2.7B
26.36%2.7B
24.94%2.7B
30.27%2.63B
7.44%2.12B
10.45%2.13B
10.45%2.13B
Shareholders'equity
Share capital
0.89%5.21M
0.89%5.21M
16.55%5.16M
16.55%5.16M
16.55%5.16M
16.55%5.16M
16.55%5.16M
0.89%4.43M
0.89%4.43M
0.89%4.43M
-common stock
0.89%5.21M
0.89%5.21M
16.55%5.16M
16.55%5.16M
16.55%5.16M
16.55%5.16M
16.55%5.16M
0.89%4.43M
0.89%4.43M
0.89%4.43M
-Preferred stock
--0
--0
--0
--0
--0
--0
--0
--0
--0
--0
Paid-in capital
1.13%144.93M
1.14%144.99M
76.99%143.23M
77.03%143.23M
77.03%143.23M
77.20%143.3M
77.21%143.35M
3.23%80.93M
3.21%80.91M
3.21%80.91M
Retained earnings
9.57%183.79M
9.90%178.59M
3.53%177.69M
4.88%172.98M
4.88%172.98M
5.53%167.74M
5.99%162.5M
13.76%171.63M
12.95%164.92M
12.95%164.92M
Less: Treasury stock
-3.07%16.36M
-2.53%16.38M
-1.15%16.79M
-1.07%16.79M
-1.07%16.79M
-0.54%16.87M
-1.41%16.8M
5.15%16.98M
5.12%16.97M
5.12%16.97M
Gains losses not affecting retained earnings
48.38%-18.92M
16.29%-25.93M
0.53%-26.62M
24.83%-24.91M
24.83%-24.91M
-2.20%-36.64M
-16.65%-30.98M
-81.25%-26.76M
-21,281.29%-33.14M
-21,281.29%-33.14M
Total stockholders'equity
13.69%298.65M
8.83%286.47M
32.56%282.67M
39.73%279.67M
39.73%279.67M
37.22%262.69M
34.97%263.23M
5.18%213.24M
-5.81%200.15M
-5.81%200.15M
Total equity
13.69%298.65M
8.83%286.47M
32.56%282.67M
39.73%279.67M
39.73%279.67M
37.22%262.69M
34.97%263.23M
5.18%213.24M
-5.81%200.15M
-5.81%200.15M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022
Assets
Cash cash equivalents and federal funds sold -15.28%40.58M-14.68%42.25M3.76%33.44M76.31%56.89M76.31%56.89M64.03%47.9M72.43%49.52M-74.14%32.23M-82.45%32.27M-82.45%32.27M
-Cash and cash equivalents -15.28%40.58M-14.68%42.25M3.76%33.44M76.31%56.89M76.31%56.89M64.03%47.9M72.43%49.52M-74.14%32.23M-82.45%32.27M-82.45%32.27M
Receivables 4.61%10.8M16.15%10.78M47.66%10.6M50.61%11.04M50.61%11.04M57.81%10.33M58.04%9.28M32.55%7.18M40.06%7.33M40.06%7.33M
-Accounts receivable 4.61%10.8M16.15%10.78M47.66%10.6M50.61%11.04M50.61%11.04M57.81%10.33M58.04%9.28M32.55%7.18M40.06%7.33M40.06%7.33M
Net loan 3.74%2.32B4.22%2.25B30.28%2.23B31.04%2.24B31.04%2.24B30.11%2.24B36.55%2.16B16.90%1.71B19.48%1.71B19.48%1.71B
-Gross loan 3.71%2.34B4.23%2.27B30.38%2.25B30.86%2.26B30.86%2.26B29.97%2.26B36.40%2.18B16.55%1.72B19.34%1.73B19.34%1.73B
-Allowance for loans and lease losses 1.12%21.7M5.29%22.8M41.63%21.6M14.02%21.15M14.02%21.15M17.30%21.46M23.23%21.65M-13.14%15.25M7.21%18.55M7.21%18.55M
Securities and investments 0.30%420.92M-7.32%404.23M-8.72%406.52M-5.02%419.54M-5.02%419.54M-6.22%419.67M-6.24%436.16M-4.00%445.34M6.52%441.71M6.52%441.71M
-Available for sale securities -6.89%1.73M-15.09%1.57M-13.78%1.66M-12.23%1.94M-12.23%1.94M-17.68%1.86M-19.92%1.85M-21.32%1.92M-2.73%2.21M-2.73%2.21M
-Short term investments 0.33%419.19M-7.29%402.66M-8.69%404.87M-4.98%417.6M-4.98%417.6M-6.16%417.81M-6.17%434.32M-3.91%443.42M6.57%439.51M6.57%439.51M
Derivative assets -50.44%8.99M-20.03%13.11M4.65%14.86M-17.54%13.69M-17.54%13.69M2.66%18.14M12.00%16.4M--14.2M313.84%16.6M313.84%16.6M
Bank owned life insurance 1.00%50.08M-0.89%49.75M24.88%49.42M26.79%49.9M26.79%49.9M26.70%49.59M28.96%50.19M2.23%39.57M2.21%39.36M2.21%39.36M
Net PPE -0.86%21.24M-2.26%20.9M19.87%21.08M21.37%21.38M21.37%21.38M23.34%21.42M22.35%21.38M4.37%17.59M3.54%17.62M3.54%17.62M
-Gross PPE ------------14.22%39.21M14.22%39.21M------------4.34%34.33M4.34%34.33M
-Accumulated depreciation -------------6.67%-17.82M-6.67%-17.82M-------------5.20%-16.71M-5.20%-16.71M
Goodwill and other intangible assets 0.24%88.84M0.19%89M174.01%89.21M173.85%89.41M173.85%89.41M170.63%88.62M170.61%88.83M-1.11%32.56M-1.08%32.65M-1.08%32.65M
-Goodwill 1.18%85.76M1.18%85.76M173.32%85.76M173.32%85.76M173.32%85.76M170.14%84.76M170.14%84.76M0.00%31.38M0.00%31.38M0.00%31.38M
-Other intangible assets -20.25%3.08M-20.31%3.24M192.13%3.45M186.95%3.65M186.95%3.65M181.98%3.87M180.95%4.07M-23.66%1.18M-21.82%1.27M-21.82%1.27M
Other assets 10.83%47.73M21.41%53.18M91.80%51.9M128.95%59.07M128.95%59.07M11.52%43.07M45.02%43.8M-19.58%27.06M75.54%25.8M75.54%25.8M
Total assets 2.27%3.03B1.93%2.95B25.08%2.92B27.51%2.98B27.51%2.98B25.94%2.96B30.68%2.89B7.23%2.34B8.84%2.33B8.84%2.33B
Liabilities
Total deposits 4.93%2.45B0.31%2.27B27.96%2.3B25.88%2.32B25.88%2.32B24.96%2.34B20.62%2.27B-4.23%1.8B0.44%1.84B0.44%1.84B
Payables 103.56%5.55M143.00%5.48M133.20%4.12M248.86%4.3M248.86%4.3M195.66%2.73M298.59%2.26M147.62%1.77M73.28%1.23M73.28%1.23M
-Accounts payable 103.56%5.55M143.00%5.48M133.20%4.12M248.86%4.3M248.86%4.3M195.66%2.73M298.59%2.26M147.62%1.77M73.28%1.23M73.28%1.23M
Long term debt and capital lease obligation -26.70%231.73M5.23%334.83M-1.56%283.57M25.17%322.04M25.17%322.04M22.10%316.15M187.86%318.2M322.29%288.06M247.78%257.28M247.78%257.28M
-Long term debt -26.70%231.73M5.23%334.83M-1.56%283.57M25.17%322.04M25.17%322.04M22.10%316.15M187.86%318.2M322.29%288.06M247.78%257.28M247.78%257.28M
Derivative product liabilities -55.46%4.76M-21.33%7.32M5.64%8.7M-18.55%7.92M-18.55%7.92M--10.69M--9.3M--8.23M362.92%9.73M362.92%9.73M
Other liabilities 11.93%35.62M23.27%40.34M60.42%39.16M91.90%39.92M91.90%39.92M7.06%31.82M16.81%32.72M-10.00%24.41M12.86%20.8M12.86%20.8M
Total liabilities 1.16%2.73B1.24%2.66B24.33%2.64B26.36%2.7B26.36%2.7B24.94%2.7B30.27%2.63B7.44%2.12B10.45%2.13B10.45%2.13B
Shareholders'equity
Share capital 0.89%5.21M0.89%5.21M16.55%5.16M16.55%5.16M16.55%5.16M16.55%5.16M16.55%5.16M0.89%4.43M0.89%4.43M0.89%4.43M
-common stock 0.89%5.21M0.89%5.21M16.55%5.16M16.55%5.16M16.55%5.16M16.55%5.16M16.55%5.16M0.89%4.43M0.89%4.43M0.89%4.43M
-Preferred stock --0--0--0--0--0--0--0--0--0--0
Paid-in capital 1.13%144.93M1.14%144.99M76.99%143.23M77.03%143.23M77.03%143.23M77.20%143.3M77.21%143.35M3.23%80.93M3.21%80.91M3.21%80.91M
Retained earnings 9.57%183.79M9.90%178.59M3.53%177.69M4.88%172.98M4.88%172.98M5.53%167.74M5.99%162.5M13.76%171.63M12.95%164.92M12.95%164.92M
Less: Treasury stock -3.07%16.36M-2.53%16.38M-1.15%16.79M-1.07%16.79M-1.07%16.79M-0.54%16.87M-1.41%16.8M5.15%16.98M5.12%16.97M5.12%16.97M
Gains losses not affecting retained earnings 48.38%-18.92M16.29%-25.93M0.53%-26.62M24.83%-24.91M24.83%-24.91M-2.20%-36.64M-16.65%-30.98M-81.25%-26.76M-21,281.29%-33.14M-21,281.29%-33.14M
Total stockholders'equity 13.69%298.65M8.83%286.47M32.56%282.67M39.73%279.67M39.73%279.67M37.22%262.69M34.97%263.23M5.18%213.24M-5.81%200.15M-5.81%200.15M
Total equity 13.69%298.65M8.83%286.47M32.56%282.67M39.73%279.67M39.73%279.67M37.22%262.69M34.97%263.23M5.18%213.24M-5.81%200.15M-5.81%200.15M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion--------Unqualified Opinion--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List
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Symbol
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