US Stock MarketDetailed Quotes

CZNC Citizens & Northern

Watchlist

18.480
+0.120+0.65%

Close Oct 3 16:00 ET

18.480
0.0000.00%

Post 16:29 ET

284.45MMarket Cap12.24P/E (TTM)

Citizens & Northern Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

Hide blank lines

(Q2)Jun 30, 2024

(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

(Q3)Sep 30, 2022

Assets

Cash cash equivalents and federal funds sold

93.99%100.41M

-11.04%46.45M

3.32%56.88M

-17.78%52.66M

-25.19%51.76M

-54.34%52.21M

-47.55%55.05M

-67.82%64.04M

-Cash and cash equivalents

93.99%100.41M

-11.04%46.45M

3.32%56.88M

-17.78%52.66M

-25.19%51.76M

-54.34%52.21M

-47.55%55.05M

-67.82%64.04M

Receivables

8.60%9.17M

7.50%9.47M

5.63%9.14M

10.52%9.31M

9.03%8.44M

17.29%8.81M

19.60%8.65M

15.30%8.43M

-Accounts receivable

8.60%9.17M

7.50%9.47M

5.63%9.14M

10.52%9.31M

9.03%8.44M

17.29%8.81M

19.60%8.65M

15.30%8.43M

Net loan

4.31%1.87B

7.28%1.85B

6.12%1.83B

8.27%1.81B

9.28%1.8B

13.31%1.73B

11.09%1.72B

7.11%1.67B

-Gross loan

4.34%1.89B

7.30%1.87B

6.21%1.85B

8.31%1.83B

9.47%1.81B

13.45%1.75B

11.20%1.74B

7.27%1.69B

-Allowance for loans and lease losses

6.96%20.38M

9.14%20.02M

15.61%19.21M

11.84%18.09M

31.00%19.06M

28.55%18.35M

22.74%16.62M

27.32%16.17M

Securities and investments

-10.00%401.15M

-14.32%405.09M

-16.52%415.76M

-12.06%429.14M

-15.40%445.7M

-11.28%472.81M

-3.80%498.03M

11.45%487.98M

-Short term investments

-10.00%401.15M

-14.32%405.09M

-16.52%415.76M

-12.06%429.14M

-15.40%445.7M

-11.28%472.81M

-3.80%498.03M

11.45%487.98M

Bank owned life insurance

59.67%50.3M

59.02%49.86M

103.99%63.67M

1.55%31.56M

1.82%31.5M

1.78%31.35M

1.78%31.21M

1.78%31.07M

Net PPE

4.75%21.97M

2.70%21.85M

0.27%21.63M

-2.81%21.27M

-3.94%20.97M

0.51%21.28M

4.31%21.57M

6.60%21.88M

-Gross PPE

----

-1.88%51.39M

----

0.28%52.37M

----

-Accumulated depreciation

----

3.39%-29.76M

----

2.36%-30.8M

----

Foreclosed assets

-60.57%181K

-0.65%456K

73.82%478K

39.43%633K

-9.11%459K

-13.56%459K

-59.80%275K

-66.96%454K

Goodwill and other intangible assets

-0.72%54.78M

-0.73%54.88M

-0.74%54.97M

-0.75%55.08M

-0.76%55.18M

-0.77%55.28M

-0.79%55.38M

-0.83%55.49M

-Goodwill

0.00%52.51M

-Other intangible assets

-14.93%2.27M

-14.52%2.37M

-14.18%2.47M

-13.93%2.57M

-13.69%2.67M

-13.44%2.78M

-13.24%2.88M

-13.42%2.99M

Other assets

57.44%63.97M

50.98%63.36M

17.23%46.68M

39.41%47.99M

5.02%40.63M

32.58%41.97M

21.66%39.82M

0.62%34.43M

Total assets

4.95%2.59B

3.77%2.52B

2.50%2.52B

3.49%2.48B

2.49%2.47B

4.27%2.43B

5.44%2.45B

1.92%2.4B

Liabilities

Total deposits

2.45%2.06B

4.17%2B

0.86%2.01B

-0.72%2.02B

2.33%2.01B

-2.29%1.92B

3.77%2B

5.13%2.04B

Federal funds purchased and securities sold under agreement to repurchase

101.29%1.87M

-23.58%1.83M

-22.47%2.37M

-28.65%1.75M

-39.62%931K

1.65%2.4M

69.83%3.06M

31.04%2.46M

Current debt and capital lease obligation

15.22%35.14M

-19.61%73.15M

-45.17%63.66M

--23.79M

-65.54%30.5M

--91M

--116.12M

--0

-Current debt

15.22%35.14M

-19.61%73.15M

-45.17%63.66M

--23.79M

-65.54%30.5M

--91M

--116.12M

--0

Long term debt and capital lease obligation

32.59%205.15M

17.48%162.27M

132.77%145.72M

71.42%162.49M

103.38%154.72M

102.13%138.12M

-17.36%62.6M

9.77%94.79M

-Long term debt

32.59%205.15M

17.48%162.27M

132.77%145.72M

71.42%162.49M

103.38%154.72M

102.13%138.12M

-17.36%62.6M

9.77%94.79M

Other liabilities

7.73%28.43M

-0.08%26.73M

4.02%26.64M

25.13%30.72M

21.57%26.39M

18.77%26.75M

8.38%25.61M

-9.50%24.55M

Total liabilities

4.82%2.33B

3.94%2.26B

2.19%2.25B

3.81%2.24B

3.28%2.22B

5.85%2.17B

8.82%2.2B

5.15%2.16B

Shareholders'equity

Share capital

0.00%16.03M

-common stock

0.00%16.03M

-Preferred stock

--0

Paid-in capital

-0.22%143.35M

-0.26%143.02M

0.30%144.39M

0.05%143.97M

0.17%143.66M

0.28%143.4M

-0.35%143.95M

-0.19%143.89M

Retained earnings

3.99%159.86M

3.99%158.05M

3.48%157.03M

5.89%157.04M

3.74%153.73M

4.77%151.99M

6.40%151.74M

6.15%148.3M

Less: Treasury stock

-14.90%14.66M

12.91%14.74M

32.81%16.63M

31.19%17.02M

32.38%17.23M

69.30%13.05M

86.42%12.52M

87.43%12.97M

Gains losses not affecting retained earnings

13.96%-41.36M

4.89%-40.71M

22.94%-38.44M

-5.94%-59.83M

-33.53%-48.07M

-112.10%-42.8M

-1,092.40%-49.88M

-981.64%-56.47M

Total stockholders'equity

6.09%263.22M

2.38%261.66M

5.24%262.38M

0.59%240.21M

-4.06%248.12M

-7.47%255.57M

-17.28%249.33M

-20.24%238.79M

Total equity

6.09%263.22M

2.38%261.66M

5.24%262.38M

0.59%240.21M

-4.06%248.12M

-7.47%255.57M

-17.28%249.33M

-20.24%238.79M

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion with Explanatory Notes

	(Q2)Jun 30, 2024	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022	(Q3)Sep 30, 2022
Assets
Cash cash equivalents and federal funds sold	93.99%100.41M	-11.04%46.45M	3.32%56.88M	3.32%56.88M	-17.78%52.66M	-25.19%51.76M	-54.34%52.21M	-47.55%55.05M	-47.55%55.05M	-67.82%64.04M
-Cash and cash equivalents	93.99%100.41M	-11.04%46.45M	3.32%56.88M	3.32%56.88M	-17.78%52.66M	-25.19%51.76M	-54.34%52.21M	-47.55%55.05M	-47.55%55.05M	-67.82%64.04M
Receivables	8.60%9.17M	7.50%9.47M	5.63%9.14M	5.63%9.14M	10.52%9.31M	9.03%8.44M	17.29%8.81M	19.60%8.65M	19.60%8.65M	15.30%8.43M
-Accounts receivable	8.60%9.17M	7.50%9.47M	5.63%9.14M	5.63%9.14M	10.52%9.31M	9.03%8.44M	17.29%8.81M	19.60%8.65M	19.60%8.65M	15.30%8.43M
Net loan	4.31%1.87B	7.28%1.85B	6.12%1.83B	6.12%1.83B	8.27%1.81B	9.28%1.8B	13.31%1.73B	11.09%1.72B	11.09%1.72B	7.11%1.67B
-Gross loan	4.34%1.89B	7.30%1.87B	6.21%1.85B	6.21%1.85B	8.31%1.83B	9.47%1.81B	13.45%1.75B	11.20%1.74B	11.20%1.74B	7.27%1.69B
-Allowance for loans and lease losses	6.96%20.38M	9.14%20.02M	15.61%19.21M	15.61%19.21M	11.84%18.09M	31.00%19.06M	28.55%18.35M	22.74%16.62M	22.74%16.62M	27.32%16.17M
Securities and investments	-10.00%401.15M	-14.32%405.09M	-16.52%415.76M	-16.52%415.76M	-12.06%429.14M	-15.40%445.7M	-11.28%472.81M	-3.80%498.03M	-3.80%498.03M	11.45%487.98M
-Short term investments	-10.00%401.15M	-14.32%405.09M	-16.52%415.76M	-16.52%415.76M	-12.06%429.14M	-15.40%445.7M	-11.28%472.81M	-3.80%498.03M	-3.80%498.03M	11.45%487.98M
Bank owned life insurance	59.67%50.3M	59.02%49.86M	103.99%63.67M	103.99%63.67M	1.55%31.56M	1.82%31.5M	1.78%31.35M	1.78%31.21M	1.78%31.21M	1.78%31.07M
Net PPE	4.75%21.97M	2.70%21.85M	0.27%21.63M	0.27%21.63M	-2.81%21.27M	-3.94%20.97M	0.51%21.28M	4.31%21.57M	4.31%21.57M	6.60%21.88M
-Gross PPE	----	----	-1.88%51.39M	-1.88%51.39M	----	----	----	0.28%52.37M	0.28%52.37M	----
-Accumulated depreciation	----	----	3.39%-29.76M	3.39%-29.76M	----	----	----	2.36%-30.8M	2.36%-30.8M	----
Foreclosed assets	-60.57%181K	-0.65%456K	73.82%478K	73.82%478K	39.43%633K	-9.11%459K	-13.56%459K	-59.80%275K	-59.80%275K	-66.96%454K
Goodwill and other intangible assets	-0.72%54.78M	-0.73%54.88M	-0.74%54.97M	-0.74%54.97M	-0.75%55.08M	-0.76%55.18M	-0.77%55.28M	-0.79%55.38M	-0.79%55.38M	-0.83%55.49M
-Goodwill	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M
-Other intangible assets	-14.93%2.27M	-14.52%2.37M	-14.18%2.47M	-14.18%2.47M	-13.93%2.57M	-13.69%2.67M	-13.44%2.78M	-13.24%2.88M	-13.24%2.88M	-13.42%2.99M
Other assets	57.44%63.97M	50.98%63.36M	17.23%46.68M	17.23%46.68M	39.41%47.99M	5.02%40.63M	32.58%41.97M	21.66%39.82M	21.66%39.82M	0.62%34.43M
Total assets	4.95%2.59B	3.77%2.52B	2.50%2.52B	2.50%2.52B	3.49%2.48B	2.49%2.47B	4.27%2.43B	5.44%2.45B	5.44%2.45B	1.92%2.4B
Liabilities
Total deposits	2.45%2.06B	4.17%2B	0.86%2.01B	0.86%2.01B	-0.72%2.02B	2.33%2.01B	-2.29%1.92B	3.77%2B	3.77%2B	5.13%2.04B
Federal funds purchased and securities sold under agreement to repurchase	101.29%1.87M	-23.58%1.83M	-22.47%2.37M	-22.47%2.37M	-28.65%1.75M	-39.62%931K	1.65%2.4M	69.83%3.06M	69.83%3.06M	31.04%2.46M
Current debt and capital lease obligation	15.22%35.14M	-19.61%73.15M	-45.17%63.66M	-45.17%63.66M	--23.79M	-65.54%30.5M	--91M	--116.12M	--116.12M	--0
-Current debt	15.22%35.14M	-19.61%73.15M	-45.17%63.66M	-45.17%63.66M	--23.79M	-65.54%30.5M	--91M	--116.12M	--116.12M	--0
Long term debt and capital lease obligation	32.59%205.15M	17.48%162.27M	132.77%145.72M	132.77%145.72M	71.42%162.49M	103.38%154.72M	102.13%138.12M	-17.36%62.6M	-17.36%62.6M	9.77%94.79M
-Long term debt	32.59%205.15M	17.48%162.27M	132.77%145.72M	132.77%145.72M	71.42%162.49M	103.38%154.72M	102.13%138.12M	-17.36%62.6M	-17.36%62.6M	9.77%94.79M
Other liabilities	7.73%28.43M	-0.08%26.73M	4.02%26.64M	4.02%26.64M	25.13%30.72M	21.57%26.39M	18.77%26.75M	8.38%25.61M	8.38%25.61M	-9.50%24.55M
Total liabilities	4.82%2.33B	3.94%2.26B	2.19%2.25B	2.19%2.25B	3.81%2.24B	3.28%2.22B	5.85%2.17B	8.82%2.2B	8.82%2.2B	5.15%2.16B
Shareholders'equity
Share capital	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M
-common stock	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M
-Preferred stock	--0	--0	--0	--0	--0	--0	--0	--0	--0	--0
Paid-in capital	-0.22%143.35M	-0.26%143.02M	0.30%144.39M	0.30%144.39M	0.05%143.97M	0.17%143.66M	0.28%143.4M	-0.35%143.95M	-0.35%143.95M	-0.19%143.89M
Retained earnings	3.99%159.86M	3.99%158.05M	3.48%157.03M	3.48%157.03M	5.89%157.04M	3.74%153.73M	4.77%151.99M	6.40%151.74M	6.40%151.74M	6.15%148.3M
Less: Treasury stock	-14.90%14.66M	12.91%14.74M	32.81%16.63M	32.81%16.63M	31.19%17.02M	32.38%17.23M	69.30%13.05M	86.42%12.52M	86.42%12.52M	87.43%12.97M
Gains losses not affecting retained earnings	13.96%-41.36M	4.89%-40.71M	22.94%-38.44M	22.94%-38.44M	-5.94%-59.83M	-33.53%-48.07M	-112.10%-42.8M	-1,092.40%-49.88M	-1,092.40%-49.88M	-981.64%-56.47M
Total stockholders'equity	6.09%263.22M	2.38%261.66M	5.24%262.38M	5.24%262.38M	0.59%240.21M	-4.06%248.12M	-7.47%255.57M	-17.28%249.33M	-17.28%249.33M	-20.24%238.79M
Total equity	6.09%263.22M	2.38%261.66M	5.24%262.38M	5.24%262.38M	0.59%240.21M	-4.06%248.12M	-7.47%255.57M	-17.28%249.33M	-17.28%249.33M	-20.24%238.79M
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	--	Unqualified Opinion with Explanatory Notes	--	--	--	--	--	--	--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List

Overall

No Data