US Stock MarketDetailed Quotes

Live Oak Bancshares (LOB)

Watchlist
  • 35.710
  • -0.880-2.41%
Close Apr 10 16:00 ET
  • 35.710
  • 0.0000.00%
Post 16:10 ET
1.65BMarket Cap16.01P/E (TTM)

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Live Oak Bancshares (LOB) Income Statement

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
Total revenue
12.36%541.23M
16.98%133M
12.76%142.46M
15.06%142M
4.67%123.77M
13.11%481.69M
21.74%113.69M
1.20%126.34M
15.27%123.42M
17.60%118.25M
Net interest income
19.27%448.36M
26.31%123.12M
19.06%115.49M
19.60%109.22M
11.56%100.53M
8.86%375.91M
8.82%97.47M
8.49%97M
8.32%91.32M
9.87%90.11M
-Net interest income
11.83%908.47M
12.74%239.66M
10.77%231.43M
13.02%224.28M
10.75%213.11M
18.03%812.37M
13.96%212.57M
15.68%208.94M
16.93%198.45M
27.08%192.42M
-Interest income from loans and lease
11.51%830.58M
12.33%218.85M
10.11%211.6M
12.47%204.51M
11.14%195.62M
19.43%744.84M
14.92%194.82M
18.10%192.17M
19.35%181.84M
26.58%176.01M
-Interest income from securities
23.89%47.59M
20.87%12.68M
24.87%12.18M
26.35%11.65M
23.84%11.09M
14.68%38.41M
19.94%10.49M
12.06%9.75M
8.42%9.22M
18.64%8.95M
-Other interest income
4.06%30.3M
11.95%8.12M
9.09%7.65M
9.93%8.12M
-14.16%6.4M
-6.41%29.12M
-12.13%7.26M
-23.64%7.02M
-16.48%7.39M
54.79%7.46M
-Total interest expense
5.42%460.11M
1.25%116.54M
3.58%115.94M
7.41%115.06M
10.03%112.57M
27.26%436.47M
18.70%115.09M
22.74%111.94M
25.43%107.13M
47.42%102.31M
-Interest expense for deposit
5.23%453.41M
1.34%114.88M
3.71%114.27M
7.61%113.38M
8.72%110.89M
26.65%430.89M
17.23%113.36M
21.18%110.17M
23.95%105.36M
50.90%102M
-Interest expense for long term debt and capital securities
20.09%6.7M
-4.66%1.66M
-4.82%1.68M
-4.92%1.68M
441.80%1.69M
101.95%5.58M
555.47%1.74M
513.94%1.76M
334.89%1.77M
-82.76%311K
Non interest income
-12.21%92.87M
-39.09%9.88M
-8.07%26.97M
2.13%32.78M
-17.42%23.24M
31.34%105.79M
325.14%16.22M
-17.19%29.34M
40.97%32.1M
51.79%28.14M
-Fees and commissions
-96.36%356K
-72.73%378K
-522.08%-325K
-67.70%1.32M
-123.94%-1.02M
-68.24%9.78M
-49.42%1.39M
-99.57%77K
10.90%4.08M
-32.49%4.24M
-Other non interest income
-45.50%23.88M
-74.82%2.16M
-25.82%7.1M
-40.50%8.01M
-45.83%6.62M
45.64%43.81M
-22.41%8.57M
59.46%9.57M
109.11%13.46M
85.06%12.21M
-Gain loss on sale of assets
31.49%68.63M
17.26%7.34M
2.56%20.2M
61.13%23.46M
50.96%17.63M
165.49%52.2M
162.80%6.26M
73.92%19.7M
15.06%14.56M
106.60%11.68M
Credit losses provision
-0.09%-96.3M
34.95%-21.85M
35.53%-22.24M
-97.64%-23.25M
-77.00%-28.96M
-87.46%-96.21M
-273.33%-33.58M
-235.66%-34.5M
9.69%-11.77M
13.97%-16.36M
Non interest expense
11.98%319.49M
13.90%73.06M
13.18%82.17M
14.91%84.83M
6.26%79.43M
-0.13%285.33M
-4.20%64.14M
2.60%72.6M
1.11%73.83M
-0.28%74.75M
Occupancy and equipment
1.52%24.19M
-5.26%5.99M
-9.87%5.66M
2.63%6.05M
21.82%6.48M
1.44%23.83M
10.79%6.33M
8.17%6.28M
-5.28%5.9M
-7.35%5.32M
Professional expense and contract services expense
-2.46%10.75M
2.07%2.86M
-39.18%2M
-6.11%2.87M
61.02%3.02M
42.47%11.02M
-8.36%2.8M
86.55%3.29M
53.36%3.06M
102.59%1.88M
Selling and administrative expenses
9.98%216.33M
9.64%45.7M
19.15%58.3M
10.01%57.1M
1.95%55.22M
-0.82%196.69M
-7.17%41.69M
-3.12%48.93M
1.51%51.91M
4.63%54.17M
-General and administrative expense
10.01%204.11M
9.32%43.41M
21.53%56.46M
7.73%52.68M
2.15%51.56M
-0.12%185.54M
-6.36%39.71M
-1.29%46.46M
1.61%48.9M
4.79%50.48M
-Selling and marketing expense
9.63%12.22M
16.12%2.3M
-25.64%1.84M
47.14%4.42M
-0.73%3.67M
-11.23%11.15M
-20.87%1.98M
-28.24%2.47M
-0.17%3M
2.47%3.69M
Other non-interest expense
26.84%68.22M
38.76%18.5M
14.95%16.22M
45.10%18.8M
9.82%14.7M
-4.22%53.79M
0.34%13.34M
11.17%14.11M
-5.10%12.96M
-18.99%13.39M
Income from associates and other participating interests
259.21%17.39M
969.37%23.81M
-5.53%-1.47M
-53.71%-2.72M
55.42%-2.24M
-82.20%-10.92M
-5,927.66%-2.74M
-34.72%-1.39M
14.01%-1.77M
-70.12%-5.02M
Special income (charges)
Other non-operating income (expenses)
Income before tax
60.04%142.82M
367.98%61.91M
104.99%36.57M
-13.47%31.2M
-40.60%13.13M
7.73%89.24M
-24.34%13.23M
-58.28%17.84M
90.05%36.06M
511.87%22.11M
Income tax
214.54%37.17M
366.24%15.79M
109.84%10.11M
-14.07%7.82M
163.22%3.46M
32.31%11.82M
156.32%3.39M
62.32%4.82M
536.46%9.1M
-270.42%-5.48M
Earnings from equity interest net of tax
Net income
36.46%105.64M
368.58%46.12M
103.19%26.47M
-13.26%23.39M
-64.95%9.67M
4.76%77.42M
-39.10%9.84M
-67.27%13.03M
53.69%26.96M
6,831.16%27.59M
Net Income continuous operations
36.46%105.64M
368.58%46.12M
103.19%26.47M
-13.26%23.39M
-64.95%9.67M
4.76%77.42M
-39.10%9.84M
-67.27%13.03M
53.69%26.96M
6,831.16%27.59M
Minority interest income
-300.00%-228K
-54.39%-88K
-50K
-41K
-49K
-57K
-57K
0
0
0
Net income attributable to the parent company
36.65%105.87M
366.77%46.21M
103.58%26.52M
-13.11%23.43M
-64.78%9.72M
4.84%77.47M
-38.75%9.9M
-67.27%13.03M
53.69%26.96M
6,831.16%27.59M
Preferred stock dividends
3.05M
2.09M
954K
Other preferred stock dividend
Net income attributable to common stockholders
32.72%102.82M
345.62%44.12M
96.25%25.56M
-13.11%23.43M
-64.78%9.72M
4.84%77.47M
-38.75%9.9M
-67.27%13.03M
53.69%26.96M
6,831.16%27.59M
Basic earnings per share
30.81%2.25
336.36%0.96
100.00%0.56
-15.00%0.51
-66.13%0.21
2.99%1.72
-38.89%0.22
-68.54%0.28
50.00%0.6
6,100.00%0.62
Diluted earnings per share
31.95%2.23
331.82%0.95
96.43%0.55
-13.56%0.51
-65.00%0.21
3.05%1.69
-38.89%0.22
-68.18%0.28
51.28%0.59
5,900.00%0.6
Dividend per share
0.00%0.12
0.00%0.03
0.00%0.03
0.00%0.03
0.00%0.03
0.00%0.12
0.00%0.03
0.00%0.03
0.00%0.03
0.00%0.03
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion with Explanatory Notes
--
--
--
--
(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024
Total revenue 12.36%541.23M16.98%133M12.76%142.46M15.06%142M4.67%123.77M13.11%481.69M21.74%113.69M1.20%126.34M15.27%123.42M17.60%118.25M
Net interest income 19.27%448.36M26.31%123.12M19.06%115.49M19.60%109.22M11.56%100.53M8.86%375.91M8.82%97.47M8.49%97M8.32%91.32M9.87%90.11M
-Net interest income 11.83%908.47M12.74%239.66M10.77%231.43M13.02%224.28M10.75%213.11M18.03%812.37M13.96%212.57M15.68%208.94M16.93%198.45M27.08%192.42M
-Interest income from loans and lease 11.51%830.58M12.33%218.85M10.11%211.6M12.47%204.51M11.14%195.62M19.43%744.84M14.92%194.82M18.10%192.17M19.35%181.84M26.58%176.01M
-Interest income from securities 23.89%47.59M20.87%12.68M24.87%12.18M26.35%11.65M23.84%11.09M14.68%38.41M19.94%10.49M12.06%9.75M8.42%9.22M18.64%8.95M
-Other interest income 4.06%30.3M11.95%8.12M9.09%7.65M9.93%8.12M-14.16%6.4M-6.41%29.12M-12.13%7.26M-23.64%7.02M-16.48%7.39M54.79%7.46M
-Total interest expense 5.42%460.11M1.25%116.54M3.58%115.94M7.41%115.06M10.03%112.57M27.26%436.47M18.70%115.09M22.74%111.94M25.43%107.13M47.42%102.31M
-Interest expense for deposit 5.23%453.41M1.34%114.88M3.71%114.27M7.61%113.38M8.72%110.89M26.65%430.89M17.23%113.36M21.18%110.17M23.95%105.36M50.90%102M
-Interest expense for long term debt and capital securities 20.09%6.7M-4.66%1.66M-4.82%1.68M-4.92%1.68M441.80%1.69M101.95%5.58M555.47%1.74M513.94%1.76M334.89%1.77M-82.76%311K
Non interest income -12.21%92.87M-39.09%9.88M-8.07%26.97M2.13%32.78M-17.42%23.24M31.34%105.79M325.14%16.22M-17.19%29.34M40.97%32.1M51.79%28.14M
-Fees and commissions -96.36%356K-72.73%378K-522.08%-325K-67.70%1.32M-123.94%-1.02M-68.24%9.78M-49.42%1.39M-99.57%77K10.90%4.08M-32.49%4.24M
-Other non interest income -45.50%23.88M-74.82%2.16M-25.82%7.1M-40.50%8.01M-45.83%6.62M45.64%43.81M-22.41%8.57M59.46%9.57M109.11%13.46M85.06%12.21M
-Gain loss on sale of assets 31.49%68.63M17.26%7.34M2.56%20.2M61.13%23.46M50.96%17.63M165.49%52.2M162.80%6.26M73.92%19.7M15.06%14.56M106.60%11.68M
Credit losses provision -0.09%-96.3M34.95%-21.85M35.53%-22.24M-97.64%-23.25M-77.00%-28.96M-87.46%-96.21M-273.33%-33.58M-235.66%-34.5M9.69%-11.77M13.97%-16.36M
Non interest expense 11.98%319.49M13.90%73.06M13.18%82.17M14.91%84.83M6.26%79.43M-0.13%285.33M-4.20%64.14M2.60%72.6M1.11%73.83M-0.28%74.75M
Occupancy and equipment 1.52%24.19M-5.26%5.99M-9.87%5.66M2.63%6.05M21.82%6.48M1.44%23.83M10.79%6.33M8.17%6.28M-5.28%5.9M-7.35%5.32M
Professional expense and contract services expense -2.46%10.75M2.07%2.86M-39.18%2M-6.11%2.87M61.02%3.02M42.47%11.02M-8.36%2.8M86.55%3.29M53.36%3.06M102.59%1.88M
Selling and administrative expenses 9.98%216.33M9.64%45.7M19.15%58.3M10.01%57.1M1.95%55.22M-0.82%196.69M-7.17%41.69M-3.12%48.93M1.51%51.91M4.63%54.17M
-General and administrative expense 10.01%204.11M9.32%43.41M21.53%56.46M7.73%52.68M2.15%51.56M-0.12%185.54M-6.36%39.71M-1.29%46.46M1.61%48.9M4.79%50.48M
-Selling and marketing expense 9.63%12.22M16.12%2.3M-25.64%1.84M47.14%4.42M-0.73%3.67M-11.23%11.15M-20.87%1.98M-28.24%2.47M-0.17%3M2.47%3.69M
Other non-interest expense 26.84%68.22M38.76%18.5M14.95%16.22M45.10%18.8M9.82%14.7M-4.22%53.79M0.34%13.34M11.17%14.11M-5.10%12.96M-18.99%13.39M
Income from associates and other participating interests 259.21%17.39M969.37%23.81M-5.53%-1.47M-53.71%-2.72M55.42%-2.24M-82.20%-10.92M-5,927.66%-2.74M-34.72%-1.39M14.01%-1.77M-70.12%-5.02M
Special income (charges)
Other non-operating income (expenses)
Income before tax 60.04%142.82M367.98%61.91M104.99%36.57M-13.47%31.2M-40.60%13.13M7.73%89.24M-24.34%13.23M-58.28%17.84M90.05%36.06M511.87%22.11M
Income tax 214.54%37.17M366.24%15.79M109.84%10.11M-14.07%7.82M163.22%3.46M32.31%11.82M156.32%3.39M62.32%4.82M536.46%9.1M-270.42%-5.48M
Earnings from equity interest net of tax
Net income 36.46%105.64M368.58%46.12M103.19%26.47M-13.26%23.39M-64.95%9.67M4.76%77.42M-39.10%9.84M-67.27%13.03M53.69%26.96M6,831.16%27.59M
Net Income continuous operations 36.46%105.64M368.58%46.12M103.19%26.47M-13.26%23.39M-64.95%9.67M4.76%77.42M-39.10%9.84M-67.27%13.03M53.69%26.96M6,831.16%27.59M
Minority interest income -300.00%-228K-54.39%-88K-50K-41K-49K-57K-57K000
Net income attributable to the parent company 36.65%105.87M366.77%46.21M103.58%26.52M-13.11%23.43M-64.78%9.72M4.84%77.47M-38.75%9.9M-67.27%13.03M53.69%26.96M6,831.16%27.59M
Preferred stock dividends 3.05M2.09M954K
Other preferred stock dividend
Net income attributable to common stockholders 32.72%102.82M345.62%44.12M96.25%25.56M-13.11%23.43M-64.78%9.72M4.84%77.47M-38.75%9.9M-67.27%13.03M53.69%26.96M6,831.16%27.59M
Basic earnings per share 30.81%2.25336.36%0.96100.00%0.56-15.00%0.51-66.13%0.212.99%1.72-38.89%0.22-68.54%0.2850.00%0.66,100.00%0.62
Diluted earnings per share 31.95%2.23331.82%0.9596.43%0.55-13.56%0.51-65.00%0.213.05%1.69-38.89%0.22-68.18%0.2851.28%0.595,900.00%0.6
Dividend per share 0.00%0.120.00%0.030.00%0.030.00%0.030.00%0.030.00%0.120.00%0.030.00%0.030.00%0.030.00%0.03
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion with Explanatory Notes--------
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