(FY)Dec 31, 2023 | (FY)Dec 31, 2022 | (FY)Dec 31, 2021 | (FY)Dec 31, 2020 | (FY)Dec 31, 2019 | (FY)Dec 31, 2018 | (FY)Dec 31, 2017 | (FY)Dec 31, 2016 | (FY)Dec 31, 2015 | (FY)Dec 31, 2014 | |
---|---|---|---|---|---|---|---|---|---|---|
Total revenue | 10.66%65.25B | 10.05%58.96B | 6.35%53.58B | -3.46%50.38B | 2.32%52.19B | 5.62%51B | 2.88%48.29B | 9.00%46.93B | 5.50%43.06B | 5.53%40.81B |
Net interest income | 14.31%41.47B | 11.62%36.28B | 8.04%32.5B | -0.29%30.08B | 4.68%30.17B | 4.33%28.82B | 4.53%27.62B | 10.64%26.43B | 4.02%23.89B | 8.20%22.96B |
-Net interest income | 40.94%118.4B | 26.09%84.01B | -10.83%66.62B | -14.23%74.72B | 7.54%87.12B | 7.58%81.01B | 2.60%75.3B | 21.74%73.39B | 14.57%60.29B | 14.17%52.62B |
-Total interest expense | 61.18%76.93B | 39.88%47.73B | -23.55%34.12B | -21.62%44.64B | 9.12%56.95B | 9.47%52.19B | 1.50%47.68B | 29.02%46.97B | 22.75%36.4B | 19.27%29.66B |
Non interest income | 4.82%23.78B | 7.62%22.69B | 3.85%21.08B | -7.82%20.3B | -0.74%22.02B | 7.36%22.18B | 0.75%20.66B | 6.97%20.51B | 7.39%19.17B | 2.27%17.85B |
-Total premiums earned | -15.69%1.45B | -14.46%1.72B | 23.61%2.01B | -11.70%1.62B | -1.18%1.84B | 6.23%1.86B | 1.33%1.75B | -5.63%1.73B | -7.85%1.83B | 3.06%1.99B |
-Fees and commissions | 2.21%15.33B | 7.60%15B | 4.87%13.94B | -9.91%13.3B | 1.88%14.76B | 5.10%14.49B | -0.37%13.78B | 6.13%13.83B | 4.76%13.03B | 2.74%12.44B |
-Dividend income | -5.43%209M | -15.00%221M | -10.34%260M | 31.22%290M | -37.57%221M | -50.70%354M | 270.10%718M | -54.57%194M | 142.61%427M | -11.56%176M |
Credit losses provision | ||||||||||
Non interest expense | ||||||||||
Selling and administrative expenses | 3.86%1.91B | 12.76%1.84B | 22.37%1.63B | -18.08%1.33B | -5.85%1.63B | -8.67%1.73B | 1.01%1.89B | 3.83%1.87B | 9.34%1.8B | 4.37%1.65B |
-General and administrative expense | 10.96%324M | -2.01%292M | 16.86%298M | 49.12%255M | -12.31%171M | -0.51%195M | 4.81%196M | -10.10%187M | 57.58%208M | 2.33%132M |
-Selling and marketing expense | 2.52%1.59B | 16.07%1.55B | 23.68%1.33B | -25.98%1.08B | -5.03%1.46B | -9.62%1.53B | 0.59%1.7B | 5.64%1.69B | 5.14%1.6B | 4.55%1.52B |
-Depreciation and amortization | 0.90%4.13B | 1.97%4.09B | 2.11%4.01B | 6.54%3.93B | 44.83%3.69B | 11.23%2.55B | 8.03%2.29B | 17.02%2.12B | 8.71%1.81B | 9.68%1.67B |
Income from associates and other participating interests | 64.85%1.45B | 11.83%879M | 1,134.21%786M | -109.58%-76M | 50.19%793M | 163.01%528M | -698.10%-838M | -112.06%-105M | 74.20%871M | 1,751.85%500M |
Special income (charges) | -297.55%-484M | 8.41%245M | 114.49%226M | -138.90%-1.56B | -298.17%-653M | 21.90%-164M | -13.51%-210M | -20.92%-185M | -153M | |
Less:Impairment of capital assets | 31.87%120M | 37.88%91M | -81.62%66M | -23.62%359M | 248.15%470M | -17.18%135M | 15.60%163M | 19.49%141M | --118M | ---- |
Less:Other special charges | 119.64%66M | -15.07%-336M | -428.09%-292M | 394.44%89M | -37.93%18M | -38.30%29M | 6.82%47M | 25.71%44M | --35M | ---- |
Write off | ---- | ---- | ---- | 1,497.92%767M | --48M | ---- | ---- | ---- | ---- | ---- |
Other non-operating income (expenses) | ||||||||||
Income before tax | 8.46%21.43B | 20.27%19.76B | 159.52%16.43B | -61.88%6.33B | -12.12%16.61B | 14.47%18.9B | 12.96%16.51B | -0.46%14.61B | 7.51%14.68B | 14.06%13.66B |
Income tax | 2.36%4.43B | 7.10%4.33B | 115.40%4.04B | -50.55%1.88B | -20.29%3.8B | 13.14%4.76B | 6.42%4.21B | 12.39%3.96B | 1.47%3.52B | 14.99%3.47B |
Earnings from equity interest net of tax | ||||||||||
Net income | 10.17%17B | 24.57%15.43B | 178.11%12.39B | -65.23%4.45B | -9.37%12.81B | 14.93%14.14B | 15.39%12.3B | -4.51%10.66B | 9.56%11.16B | 13.74%10.19B |
Net Income continuous operations | 10.17%17B | 24.57%15.43B | 178.11%12.39B | -65.23%4.45B | -9.37%12.81B | 14.93%14.14B | 15.39%12.3B | -4.51%10.66B | 9.56%11.16B | 13.74%10.19B |
Minority interest income | 48.17%243M | 65.66%164M | 80.00%99M | 205.56%55M | -89.35%18M | 92.05%169M | 0.00%88M | 25.71%88M | 1.45%70M | 146.43%69M |
Net income attributable to the parent company | 9.77%16.76B | 24.24%15.27B | 179.34%12.29B | -65.61%4.4B | -8.41%12.79B | 14.37%13.97B | 15.51%12.21B | -4.70%10.57B | 9.62%11.09B | 13.33%10.12B |
Preferred stock dividends | -25.10%188M | -19.81%251M | -3.10%313M | -4.44%323M | -6.37%338M | -2.70%361M | 14.86%371M | 10.62%323M | ||
Other preferred stock dividend | 48.31%1.45B | 13.57%979M | 26.58%862M | 42.47%681M | 79.03%478M | 5.95%267M | 223.08%252M | 78M | ||
Net income attributable to common stockholders | 7.13%15.31B | 27.13%14.29B | 224.14%11.24B | -71.11%3.47B | -10.28%12B | 15.10%13.38B | 14.70%11.62B | -5.49%10.13B | 9.44%10.72B | 13.42%9.8B |
Basic earnings per share | 10.40%32.39 | 26.63%29.34 | 223.15%23.17 | -71.32%7.17 | -9.68%25 | 14.52%27.68 | 13.96%24.17 | -6.19%21.21 | 7.21%22.61 | 12.36%21.09 |
Diluted earnings per share | 9.60%31.28 | 25.67%28.54 | 220.31%22.71 | -71.20%7.09 | -9.22%24.62 | 14.33%27.12 | 14.20%23.72 | -6.40%20.77 | 8.30%22.19 | 12.46%20.49 |
Dividend per share | 12.72%17.37 | 255.89%15.41 | -37.70%4.33 | -51.74%6.95 | 5.11%14.4 | 117.46%13.7 | -44.74%6.3 | 3.17%11.4 | 14.51%11.05 | 20.32%9.65 |
Currency Unit | ZAR | ZAR | ZAR | ZAR | ZAR | ZAR | ZAR | ZAR | ZAR | ZAR |
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