US Stock MarketDetailed Quotes

OptimumBank Holdings (OPHC)

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  • 5.270
  • -0.010-0.19%
Trading Apr 8 13:25 ET
64.12MMarket Cap7.42P/E (TTM)

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

OptimumBank Holdings (OPHC) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
Assets
Cash cash equivalents and federal funds sold
22.35%114.56M
22.35%114.56M
78.64%235.09M
74.67%181.75M
-5.06%143.46M
22.13%93.63M
22.13%93.63M
26.54%131.6M
32.77%104.06M
74.37%151.11M
-Cash and cash equivalents
22.35%114.56M
22.35%114.56M
78.64%235.09M
74.67%181.75M
-5.06%143.46M
22.13%93.63M
22.13%93.63M
26.54%131.6M
32.77%104.06M
74.37%151.11M
Receivables
8.15%3.62M
8.15%3.62M
0.76%3.17M
4.81%3.14M
9.93%3.29M
35.33%3.35M
35.33%3.35M
76.60%3.15M
92.05%2.99M
109.53%2.99M
-Accounts receivable
8.15%3.62M
8.15%3.62M
0.76%3.17M
4.81%3.14M
9.93%3.29M
35.33%3.35M
35.33%3.35M
76.60%3.15M
92.05%2.99M
109.53%2.99M
Net loan
19.16%947.29M
19.16%947.29M
4.41%802.81M
3.01%774.55M
6.01%791.23M
18.46%794.99M
18.46%794.99M
34.05%768.91M
44.92%751.9M
50.61%746.37M
-Gross loan
19.22%958.79M
19.22%958.79M
4.58%813.72M
3.09%784.56M
5.87%800.24M
18.26%804.24M
18.26%804.24M
33.73%778.06M
44.62%761.07M
50.42%755.9M
-Allowance for loans and lease losses
18.63%10.27M
18.63%10.27M
20.16%10.02M
13.77%9.34M
-0.13%8.27M
12.72%8.66M
12.72%8.66M
15.79%8.34M
23.52%8.21M
30.35%8.28M
-Unearned income
-106.05%-1.23M
-106.05%-1.23M
-10.53%-892K
29.45%-678K
40.50%-742K
54.02%-595K
54.02%-595K
21.65%-807K
-22.26%-961K
-99.20%-1.25M
Securities and investments
10.17%25.4M
10.17%25.4M
-6.55%23.17M
-5.10%22.64M
-2.53%23.31M
-6.72%23.05M
-6.72%23.05M
5.61%24.8M
-5.36%23.86M
-8.20%23.92M
-Available for sale securities
10.59%25.18M
10.59%25.18M
--22.93M
--22.38M
--23.04M
--22.77M
--22.77M
----
----
----
-Held to maturity securities
-23.84%214K
-23.84%214K
-18.00%246K
-17.46%260K
-19.94%269K
-21.94%281K
-21.94%281K
-23.66%300K
-29.21%315K
-32.53%336K
-Short term investments
----
----
----
----
--0
-6.50%22.77M
-6.50%22.77M
6.11%24.5M
-4.93%23.54M
-7.72%23.58M
Federal home loan bank stock
3.38%3.03M
3.38%3.03M
-73.19%658K
-75.55%658K
-54.03%1.13M
-12.67%2.93M
-12.67%2.93M
177.60%2.45M
275.31%2.69M
81.24%2.45M
Net PPE
7.72%5.11M
7.72%5.11M
29.45%5.03M
27.71%4.98M
33.41%4.9M
34.08%4.74M
34.08%4.74M
11.66%3.89M
12.59%3.9M
5.28%3.67M
-Gross PPE
13.61%6.96M
13.61%6.96M
29.45%5.03M
27.71%4.98M
33.41%4.9M
32.55%6.13M
32.55%6.13M
11.66%3.89M
12.59%3.9M
5.28%3.67M
-Accumulated depreciation
-33.72%-1.86M
-33.72%-1.86M
----
----
----
-27.57%-1.39M
-27.57%-1.39M
----
----
----
Foreclosed assets
--551K
--551K
----
----
----
--0
--0
----
----
----
Other assets
24.39%9.01M
24.39%9.01M
29.79%9.87M
12.52%8.28M
5.17%7.38M
11.20%7.25M
11.20%7.25M
177.83%7.61M
477.02%7.36M
67.87%7.02M
Total assets
19.16%1.11B
19.16%1.11B
14.58%1.08B
11.04%999.13M
3.92%977.47M
17.91%932.93M
17.91%932.93M
32.52%945.19M
42.25%899.78M
51.22%940.63M
Liabilities
Total deposits
20.66%931.75M
20.66%931.75M
18.97%959.49M
15.24%878.87M
6.83%852.93M
20.73%772.2M
20.73%772.2M
30.42%806.51M
38.25%762.65M
51.39%798.41M
Current debt and capital lease obligation
0.00%50M
0.00%50M
--0
--0
-75.00%10M
-19.35%50M
-19.35%50M
300.00%40M
350.00%45M
60.00%40M
-Current debt
0.00%50M
0.00%50M
--0
--0
-75.00%10M
-19.35%50M
-19.35%50M
300.00%40M
350.00%45M
60.00%40M
Long term debt and capital lease obligation
-1.05%2.75M
-1.05%2.75M
38.42%2.85M
25.40%2.66M
25.68%2.75M
23.40%2.77M
23.40%2.77M
-11.00%2.06M
-10.46%2.12M
-10.12%2.19M
-Long term debt
----
----
----
----
----
-19.35%50M
-19.35%50M
300.00%40M
350.00%45M
60.00%40M
-Long term capital lease obligation
-1.05%2.75M
-1.05%2.75M
38.42%2.85M
25.40%2.66M
25.68%2.75M
23.40%2.77M
23.40%2.77M
-11.00%2.06M
-10.46%2.12M
-10.12%2.19M
Other liabilities
10.59%5.29M
10.59%5.29M
-2.87%3.82M
105.76%6.25M
-77.73%3.79M
-72.56%4.78M
-72.56%4.78M
-75.86%3.94M
17.65%3.04M
634.76%17M
Total liabilities
19.29%989.78M
19.29%989.78M
13.33%966.16M
9.22%887.78M
1.38%869.47M
15.04%829.75M
15.04%829.75M
31.76%852.5M
43.46%812.81M
53.93%857.59M
Shareholders'equity
Share capital
-0.86%115K
-0.86%115K
20.20%119K
22.92%118K
22.92%118K
61.11%116K
61.11%116K
37.50%99K
33.33%96K
33.33%96K
-common stock
-0.86%115K
-0.86%115K
20.20%119K
22.92%118K
22.92%118K
61.11%116K
61.11%116K
37.50%99K
33.33%96K
33.33%96K
-Preferred stock
--0
--0
--0
--0
--0
--0
--0
--0
--0
--0
Paid-in capital
0.98%112.58M
0.98%112.58M
8.37%112.57M
9.36%112.01M
9.56%112.02M
22.21%111.49M
22.21%111.49M
13.88%103.88M
12.28%102.42M
12.08%102.24M
Retained earnings
584.76%13.8M
584.76%13.8M
231.67%8.95M
145.80%4.63M
107.53%1.02M
82.17%-2.85M
82.17%-2.85M
63.30%-6.8M
48.97%-10.1M
35.58%-13.59M
Gains losses not affecting retained earnings
17.47%-4.6M
17.47%-4.6M
-5.95%-4.75M
0.84%-5.41M
9.55%-5.15M
-4.80%-5.57M
-4.80%-5.57M
31.23%-4.49M
2.22%-5.45M
-7.75%-5.7M
Total stockholders'equity
18.14%121.9M
18.14%121.9M
26.10%116.89M
28.03%111.35M
30.06%108M
47.39%103.18M
47.39%103.18M
39.92%92.7M
31.92%86.97M
27.95%83.04M
Total equity
18.14%121.9M
18.14%121.9M
26.10%116.89M
28.03%111.35M
30.06%108M
47.39%103.18M
47.39%103.18M
39.92%92.7M
31.92%86.97M
27.95%83.04M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024
Assets
Cash cash equivalents and federal funds sold 22.35%114.56M22.35%114.56M78.64%235.09M74.67%181.75M-5.06%143.46M22.13%93.63M22.13%93.63M26.54%131.6M32.77%104.06M74.37%151.11M
-Cash and cash equivalents 22.35%114.56M22.35%114.56M78.64%235.09M74.67%181.75M-5.06%143.46M22.13%93.63M22.13%93.63M26.54%131.6M32.77%104.06M74.37%151.11M
Receivables 8.15%3.62M8.15%3.62M0.76%3.17M4.81%3.14M9.93%3.29M35.33%3.35M35.33%3.35M76.60%3.15M92.05%2.99M109.53%2.99M
-Accounts receivable 8.15%3.62M8.15%3.62M0.76%3.17M4.81%3.14M9.93%3.29M35.33%3.35M35.33%3.35M76.60%3.15M92.05%2.99M109.53%2.99M
Net loan 19.16%947.29M19.16%947.29M4.41%802.81M3.01%774.55M6.01%791.23M18.46%794.99M18.46%794.99M34.05%768.91M44.92%751.9M50.61%746.37M
-Gross loan 19.22%958.79M19.22%958.79M4.58%813.72M3.09%784.56M5.87%800.24M18.26%804.24M18.26%804.24M33.73%778.06M44.62%761.07M50.42%755.9M
-Allowance for loans and lease losses 18.63%10.27M18.63%10.27M20.16%10.02M13.77%9.34M-0.13%8.27M12.72%8.66M12.72%8.66M15.79%8.34M23.52%8.21M30.35%8.28M
-Unearned income -106.05%-1.23M-106.05%-1.23M-10.53%-892K29.45%-678K40.50%-742K54.02%-595K54.02%-595K21.65%-807K-22.26%-961K-99.20%-1.25M
Securities and investments 10.17%25.4M10.17%25.4M-6.55%23.17M-5.10%22.64M-2.53%23.31M-6.72%23.05M-6.72%23.05M5.61%24.8M-5.36%23.86M-8.20%23.92M
-Available for sale securities 10.59%25.18M10.59%25.18M--22.93M--22.38M--23.04M--22.77M--22.77M------------
-Held to maturity securities -23.84%214K-23.84%214K-18.00%246K-17.46%260K-19.94%269K-21.94%281K-21.94%281K-23.66%300K-29.21%315K-32.53%336K
-Short term investments ------------------0-6.50%22.77M-6.50%22.77M6.11%24.5M-4.93%23.54M-7.72%23.58M
Federal home loan bank stock 3.38%3.03M3.38%3.03M-73.19%658K-75.55%658K-54.03%1.13M-12.67%2.93M-12.67%2.93M177.60%2.45M275.31%2.69M81.24%2.45M
Net PPE 7.72%5.11M7.72%5.11M29.45%5.03M27.71%4.98M33.41%4.9M34.08%4.74M34.08%4.74M11.66%3.89M12.59%3.9M5.28%3.67M
-Gross PPE 13.61%6.96M13.61%6.96M29.45%5.03M27.71%4.98M33.41%4.9M32.55%6.13M32.55%6.13M11.66%3.89M12.59%3.9M5.28%3.67M
-Accumulated depreciation -33.72%-1.86M-33.72%-1.86M-------------27.57%-1.39M-27.57%-1.39M------------
Foreclosed assets --551K--551K--------------0--0------------
Other assets 24.39%9.01M24.39%9.01M29.79%9.87M12.52%8.28M5.17%7.38M11.20%7.25M11.20%7.25M177.83%7.61M477.02%7.36M67.87%7.02M
Total assets 19.16%1.11B19.16%1.11B14.58%1.08B11.04%999.13M3.92%977.47M17.91%932.93M17.91%932.93M32.52%945.19M42.25%899.78M51.22%940.63M
Liabilities
Total deposits 20.66%931.75M20.66%931.75M18.97%959.49M15.24%878.87M6.83%852.93M20.73%772.2M20.73%772.2M30.42%806.51M38.25%762.65M51.39%798.41M
Current debt and capital lease obligation 0.00%50M0.00%50M--0--0-75.00%10M-19.35%50M-19.35%50M300.00%40M350.00%45M60.00%40M
-Current debt 0.00%50M0.00%50M--0--0-75.00%10M-19.35%50M-19.35%50M300.00%40M350.00%45M60.00%40M
Long term debt and capital lease obligation -1.05%2.75M-1.05%2.75M38.42%2.85M25.40%2.66M25.68%2.75M23.40%2.77M23.40%2.77M-11.00%2.06M-10.46%2.12M-10.12%2.19M
-Long term debt ---------------------19.35%50M-19.35%50M300.00%40M350.00%45M60.00%40M
-Long term capital lease obligation -1.05%2.75M-1.05%2.75M38.42%2.85M25.40%2.66M25.68%2.75M23.40%2.77M23.40%2.77M-11.00%2.06M-10.46%2.12M-10.12%2.19M
Other liabilities 10.59%5.29M10.59%5.29M-2.87%3.82M105.76%6.25M-77.73%3.79M-72.56%4.78M-72.56%4.78M-75.86%3.94M17.65%3.04M634.76%17M
Total liabilities 19.29%989.78M19.29%989.78M13.33%966.16M9.22%887.78M1.38%869.47M15.04%829.75M15.04%829.75M31.76%852.5M43.46%812.81M53.93%857.59M
Shareholders'equity
Share capital -0.86%115K-0.86%115K20.20%119K22.92%118K22.92%118K61.11%116K61.11%116K37.50%99K33.33%96K33.33%96K
-common stock -0.86%115K-0.86%115K20.20%119K22.92%118K22.92%118K61.11%116K61.11%116K37.50%99K33.33%96K33.33%96K
-Preferred stock --0--0--0--0--0--0--0--0--0--0
Paid-in capital 0.98%112.58M0.98%112.58M8.37%112.57M9.36%112.01M9.56%112.02M22.21%111.49M22.21%111.49M13.88%103.88M12.28%102.42M12.08%102.24M
Retained earnings 584.76%13.8M584.76%13.8M231.67%8.95M145.80%4.63M107.53%1.02M82.17%-2.85M82.17%-2.85M63.30%-6.8M48.97%-10.1M35.58%-13.59M
Gains losses not affecting retained earnings 17.47%-4.6M17.47%-4.6M-5.95%-4.75M0.84%-5.41M9.55%-5.15M-4.80%-5.57M-4.80%-5.57M31.23%-4.49M2.22%-5.45M-7.75%-5.7M
Total stockholders'equity 18.14%121.9M18.14%121.9M26.10%116.89M28.03%111.35M30.06%108M47.39%103.18M47.39%103.18M39.92%92.7M31.92%86.97M27.95%83.04M
Total equity 18.14%121.9M18.14%121.9M26.10%116.89M28.03%111.35M30.06%108M47.39%103.18M47.39%103.18M39.92%92.7M31.92%86.97M27.95%83.04M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------
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