Ohio Valley Banc Corporation (OVBC) Income Statement & Earnings

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+0.010+0.02%

Close Mar 26 15:59 ET

42.260
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Post 16:04 ET

199.09MMarket Cap12.77P/E (TTM)

Ohio Valley Banc Corporation (OVBC) Income Statement

Quarterly+Annual

YOY

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(FY)Dec 31, 2025

(Q4)Dec 31, 2025

(Q3)Sep 30, 2025

(Q2)Jun 30, 2025

(Q1)Mar 31, 2025

(FY)Dec 31, 2024

(Q4)Dec 31, 2024

(Q3)Sep 30, 2024

(Q2)Jun 30, 2024

(Q1)Mar 31, 2024

Total revenue

7.65%66.72M

-4.64%16.2M

5.90%16.35M

18.54%17.38M

12.76%16.79M

5.66%61.98M

14.06%16.99M

10.69%15.44M

2.35%14.66M

-3.89%14.89M

Net interest income

18.49%57.37M

18.58%15.38M

16.15%14.5M

21.69%14.44M

17.60%13.04M

5.94%48.42M

15.56%12.97M

10.45%12.49M

2.85%11.87M

-4.64%11.09M

-Net interest income

12.58%84.87M

14.23%22.76M

11.10%21.45M

12.87%20.95M

12.04%19.7M

22.49%75.38M

16.98%19.93M

21.75%19.31M

24.19%18.56M

28.33%17.59M

-Interest income from loans and lease

12.92%73.33M

18.53%19.99M

11.77%18.66M

11.49%17.98M

9.48%16.7M

18.45%64.94M

12.78%16.86M

16.75%16.69M

21.34%16.13M

24.23%15.25M

-Interest income from deposits

-44.64%2.46M

-45.34%434K

-28.73%563K

-55.81%639K

-41.71%826K

54.95%4.45M

-32.25%794K

31.45%790K

115.50%1.45M

232.63%1.42M

-Interest income from securities

51.42%9.08M

3.13%2.34M

22.18%2.23M

136.80%2.32M

137.54%2.18M

56.09%5.99M

149.78%2.27M

90.80%1.83M

0.62%981K

-8.10%919K

-Total interest expense

1.98%27.49M

6.13%7.38M

1.85%6.95M

-2.77%6.5M

2.56%6.66M

70.22%26.96M

19.72%6.95M

49.78%6.82M

96.56%6.69M

213.42%6.49M

-Interest expense for deposit

3.12%25.41M

7.07%6.85M

3.15%6.44M

-1.87%5.99M

3.97%6.13M

73.83%24.64M

23.11%6.39M

53.89%6.25M

97.41%6.1M

222.00%5.9M

-Interest expense for long term debt and capital securities

-10.17%2.08M

-4.65%533K

-12.26%508K

-12.10%516K

-11.43%527K

39.42%2.32M

-8.96%559K

16.27%579K

88.14%587K

147.92%595K

Non interest income

-31.08%9.34M

-79.66%817K

-37.54%1.84M

5.19%2.94M

-1.37%3.74M

4.65%13.56M

9.46%4.02M

11.75%2.95M

0.29%2.8M

-1.63%3.79M

-Total premiums earned

6.14%986K

10.79%267K

-0.42%236K

7.52%243K

6.67%240K

8.02%929K

8.07%241K

8.22%237K

7.11%226K

8.70%225K

-Fees and commissions

1.81%10.07M

1.96%2.24M

4.03%2.37M

2.62%2.32M

-0.47%3.15M

5.19%9.89M

8.07%2.2M

7.44%2.28M

4.35%2.26M

2.33%3.16M

-Other non interest income

-29.37%1.66M

-49.43%750K

6.55%358K

32.42%290K

-16.08%261K

-0.63%2.35M

11.84%1.48M

48.67%336K

-35.59%219K

-34.11%311K

-Gain loss on sale of assets

---3.75M

---2.53M

---1.22M

--0

-Dividend income

-3.13%372K

-7.29%89K

-1.05%94K

-2.11%93K

-2.04%96K

18.52%384K

9.09%96K

33.80%95K

26.67%95K

8.89%98K

Credit losses provision

-23.69%-3.05M

38.74%-378K

-20.87%-1.11M

-534.25%-1.15M

44.61%-416K

-18.13%-2.47M

10.45%-617K

-3.60%-920K

-654.17%-181K

-53.58%-751K

Non interest expense

-4.16%44.21M

-18.44%10.85M

2.40%11.49M

1.71%11.05M

0.72%10.82M

11.51%46.13M

29.16%13.31M

8.10%11.22M

4.30%10.86M

4.57%10.74M

Occupancy and equipment

3.30%3.35M

2.11%776K

6.77%867K

-3.71%831K

8.47%871K

0.43%3.24M

-5.59%760K

-3.79%812K

5.89%863K

5.66%803K

Professional expense and contract services expense

-3.74%1.8M

-22.16%288K

0.98%515K

-1.38%500K

2.88%500K

13.10%1.87M

2.78%370K

18.60%510K

17.09%507K

12.24%486K

Selling and administrative expenses

-8.34%26.81M

-24.93%6.88M

-2.26%6.83M

1.05%6.64M

-1.01%6.47M

17.14%29.25M

47.90%9.16M

11.02%6.98M

5.53%6.57M

4.42%6.54M

-General and administrative expense

-9.93%25.61M

-27.79%6.51M

-3.11%6.55M

0.17%6.36M

-1.90%6.2M

18.66%28.43M

52.62%9.01M

11.67%6.76M

6.08%6.35M

4.87%6.32M

-Selling and marketing expense

46.95%1.21M

151.37%367K

22.81%280K

26.24%279K

24.00%279K

-18.81%820K

-49.13%146K

-5.39%228K

-8.30%221K

-6.64%225K

Depreciation amortization depletion

----

-61.90%8K

--0

-80.00%1K

-33.33%4K

-57.14%3K

-Depreciation and amortization

----

-61.90%8K

--0

-80.00%1K

-33.33%4K

-57.14%3K

Other non-interest expense

4.08%12.25M

-3.45%2.91M

12.59%3.28M

5.33%3.08M

2.09%2.97M

2.37%11.77M

2.58%3.02M

3.74%2.91M

-0.41%2.93M

3.67%2.91M

Income from associates and other participating interests

Special income (charges)

Other non-operating income (expenses)

Income before tax

45.42%19.45M

62.05%4.97M

13.63%3.74M

43.26%5.19M

63.58%5.55M

-11.99%13.38M

-21.46%3.07M

23.09%3.3M

-6.89%3.62M

-28.21%3.39M

Income tax

62.01%3.85M

83.88%1.02M

23.96%714K

50.62%976K

90.68%1.15M

-7.40%2.38M

-19.06%552K

35.21%576K

1.41%648K

-26.71%601K

Earnings from equity interest net of tax

Net income

41.84%15.6M

57.26%3.96M

11.44%3.03M

41.66%4.21M

57.75%4.41M

-12.92%11M

-21.97%2.52M

20.79%2.72M

-8.53%2.97M

-28.53%2.79M

Net Income continuous operations

41.84%15.6M

57.26%3.96M

11.44%3.03M

41.66%4.21M

57.75%4.41M

-12.92%11M

-21.97%2.52M

20.79%2.72M

-8.53%2.97M

-28.53%2.79M

Minority interest income

Net income attributable to the parent company

41.84%15.6M

57.26%3.96M

11.44%3.03M

41.66%4.21M

57.75%4.41M

-12.92%11M

-21.97%2.52M

20.79%2.72M

-8.53%2.97M

-28.53%2.79M

Preferred stock dividends

Other preferred stock dividend

Net income attributable to common stockholders

41.84%15.6M

57.26%3.96M

11.44%3.03M

41.66%4.21M

57.75%4.41M

-12.92%11M

-21.97%2.52M

20.79%2.72M

-8.53%2.97M

-28.53%2.79M

Basic earnings per share

42.67%3.31

58.49%0.84

10.34%0.64

41.27%0.89

62.07%0.94

-12.45%2.32

-22.06%0.53

23.40%0.58

-7.35%0.63

-29.27%0.58

Diluted earnings per share

42.67%3.31

58.49%0.84

10.34%0.64

41.27%0.89

62.07%0.94

-12.45%2.32

-22.06%0.53

23.40%0.58

-7.35%0.63

-29.27%0.58

Dividend per share

3.41%0.91

4.55%0.23

0.00%0.22

1.15%0.88

0.00%0.22

4.76%0.22

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion

	(FY)Dec 31, 2025	(Q4)Dec 31, 2025	(Q3)Sep 30, 2025	(Q2)Jun 30, 2025	(Q1)Mar 31, 2025	(FY)Dec 31, 2024	(Q4)Dec 31, 2024	(Q3)Sep 30, 2024	(Q2)Jun 30, 2024	(Q1)Mar 31, 2024
Total revenue	7.65%66.72M	-4.64%16.2M	5.90%16.35M	18.54%17.38M	12.76%16.79M	5.66%61.98M	14.06%16.99M	10.69%15.44M	2.35%14.66M	-3.89%14.89M
Net interest income	18.49%57.37M	18.58%15.38M	16.15%14.5M	21.69%14.44M	17.60%13.04M	5.94%48.42M	15.56%12.97M	10.45%12.49M	2.85%11.87M	-4.64%11.09M
-Net interest income	12.58%84.87M	14.23%22.76M	11.10%21.45M	12.87%20.95M	12.04%19.7M	22.49%75.38M	16.98%19.93M	21.75%19.31M	24.19%18.56M	28.33%17.59M
-Interest income from loans and lease	12.92%73.33M	18.53%19.99M	11.77%18.66M	11.49%17.98M	9.48%16.7M	18.45%64.94M	12.78%16.86M	16.75%16.69M	21.34%16.13M	24.23%15.25M
-Interest income from deposits	-44.64%2.46M	-45.34%434K	-28.73%563K	-55.81%639K	-41.71%826K	54.95%4.45M	-32.25%794K	31.45%790K	115.50%1.45M	232.63%1.42M
-Interest income from securities	51.42%9.08M	3.13%2.34M	22.18%2.23M	136.80%2.32M	137.54%2.18M	56.09%5.99M	149.78%2.27M	90.80%1.83M	0.62%981K	-8.10%919K
-Total interest expense	1.98%27.49M	6.13%7.38M	1.85%6.95M	-2.77%6.5M	2.56%6.66M	70.22%26.96M	19.72%6.95M	49.78%6.82M	96.56%6.69M	213.42%6.49M
-Interest expense for deposit	3.12%25.41M	7.07%6.85M	3.15%6.44M	-1.87%5.99M	3.97%6.13M	73.83%24.64M	23.11%6.39M	53.89%6.25M	97.41%6.1M	222.00%5.9M
-Interest expense for long term debt and capital securities	-10.17%2.08M	-4.65%533K	-12.26%508K	-12.10%516K	-11.43%527K	39.42%2.32M	-8.96%559K	16.27%579K	88.14%587K	147.92%595K
Non interest income	-31.08%9.34M	-79.66%817K	-37.54%1.84M	5.19%2.94M	-1.37%3.74M	4.65%13.56M	9.46%4.02M	11.75%2.95M	0.29%2.8M	-1.63%3.79M
-Total premiums earned	6.14%986K	10.79%267K	-0.42%236K	7.52%243K	6.67%240K	8.02%929K	8.07%241K	8.22%237K	7.11%226K	8.70%225K
-Fees and commissions	1.81%10.07M	1.96%2.24M	4.03%2.37M	2.62%2.32M	-0.47%3.15M	5.19%9.89M	8.07%2.2M	7.44%2.28M	4.35%2.26M	2.33%3.16M
-Other non interest income	-29.37%1.66M	-49.43%750K	6.55%358K	32.42%290K	-16.08%261K	-0.63%2.35M	11.84%1.48M	48.67%336K	-35.59%219K	-34.11%311K
-Gain loss on sale of assets	---3.75M	---2.53M	---1.22M	--0	--0	--0	--0	--0	--0	--0
-Dividend income	-3.13%372K	-7.29%89K	-1.05%94K	-2.11%93K	-2.04%96K	18.52%384K	9.09%96K	33.80%95K	26.67%95K	8.89%98K
Credit losses provision	-23.69%-3.05M	38.74%-378K	-20.87%-1.11M	-534.25%-1.15M	44.61%-416K	-18.13%-2.47M	10.45%-617K	-3.60%-920K	-654.17%-181K	-53.58%-751K
Non interest expense	-4.16%44.21M	-18.44%10.85M	2.40%11.49M	1.71%11.05M	0.72%10.82M	11.51%46.13M	29.16%13.31M	8.10%11.22M	4.30%10.86M	4.57%10.74M
Occupancy and equipment	3.30%3.35M	2.11%776K	6.77%867K	-3.71%831K	8.47%871K	0.43%3.24M	-5.59%760K	-3.79%812K	5.89%863K	5.66%803K
Professional expense and contract services expense	-3.74%1.8M	-22.16%288K	0.98%515K	-1.38%500K	2.88%500K	13.10%1.87M	2.78%370K	18.60%510K	17.09%507K	12.24%486K
Selling and administrative expenses	-8.34%26.81M	-24.93%6.88M	-2.26%6.83M	1.05%6.64M	-1.01%6.47M	17.14%29.25M	47.90%9.16M	11.02%6.98M	5.53%6.57M	4.42%6.54M
-General and administrative expense	-9.93%25.61M	-27.79%6.51M	-3.11%6.55M	0.17%6.36M	-1.90%6.2M	18.66%28.43M	52.62%9.01M	11.67%6.76M	6.08%6.35M	4.87%6.32M
-Selling and marketing expense	46.95%1.21M	151.37%367K	22.81%280K	26.24%279K	24.00%279K	-18.81%820K	-49.13%146K	-5.39%228K	-8.30%221K	-6.64%225K
Depreciation amortization depletion	----	----	----	----	----	-61.90%8K	--0	-80.00%1K	-33.33%4K	-57.14%3K
-Depreciation and amortization	----	----	----	----	----	-61.90%8K	--0	-80.00%1K	-33.33%4K	-57.14%3K
Other non-interest expense	4.08%12.25M	-3.45%2.91M	12.59%3.28M	5.33%3.08M	2.09%2.97M	2.37%11.77M	2.58%3.02M	3.74%2.91M	-0.41%2.93M	3.67%2.91M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax	45.42%19.45M	62.05%4.97M	13.63%3.74M	43.26%5.19M	63.58%5.55M	-11.99%13.38M	-21.46%3.07M	23.09%3.3M	-6.89%3.62M	-28.21%3.39M
Income tax	62.01%3.85M	83.88%1.02M	23.96%714K	50.62%976K	90.68%1.15M	-7.40%2.38M	-19.06%552K	35.21%576K	1.41%648K	-26.71%601K
Earnings from equity interest net of tax
Net income	41.84%15.6M	57.26%3.96M	11.44%3.03M	41.66%4.21M	57.75%4.41M	-12.92%11M	-21.97%2.52M	20.79%2.72M	-8.53%2.97M	-28.53%2.79M
Net Income continuous operations	41.84%15.6M	57.26%3.96M	11.44%3.03M	41.66%4.21M	57.75%4.41M	-12.92%11M	-21.97%2.52M	20.79%2.72M	-8.53%2.97M	-28.53%2.79M
Minority interest income
Net income attributable to the parent company	41.84%15.6M	57.26%3.96M	11.44%3.03M	41.66%4.21M	57.75%4.41M	-12.92%11M	-21.97%2.52M	20.79%2.72M	-8.53%2.97M	-28.53%2.79M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders	41.84%15.6M	57.26%3.96M	11.44%3.03M	41.66%4.21M	57.75%4.41M	-12.92%11M	-21.97%2.52M	20.79%2.72M	-8.53%2.97M	-28.53%2.79M
Basic earnings per share	42.67%3.31	58.49%0.84	10.34%0.64	41.27%0.89	62.07%0.94	-12.45%2.32	-22.06%0.53	23.40%0.58	-7.35%0.63	-29.27%0.58
Diluted earnings per share	42.67%3.31	58.49%0.84	10.34%0.64	41.27%0.89	62.07%0.94	-12.45%2.32	-22.06%0.53	23.40%0.58	-7.35%0.63	-29.27%0.58
Dividend per share	3.41%0.91	4.55%0.23	4.55%0.23	4.55%0.23	0.00%0.22	1.15%0.88	0.00%0.22	0.00%0.22	0.00%0.22	4.76%0.22
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	Unqualified Opinion	--	--	--	--	Unqualified Opinion	--	--	--	--

Recently, the prospect of a ceasefire negotiation between the US and Iran has been dominating market sentiment. On March 26 EST, President T Show More

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