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SoFi Technologies (SOFI)

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  • 26.440
  • -0.230-0.86%
Close Jan 15 16:00 ET
  • 26.490
  • +0.050+0.19%
Post 20:01 ET
33.33BMarket Cap47.21P/E (TTM)

SoFi Technologies (SOFI) Income Statement

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
Total revenue
38.60%961.6M
42.82%854.94M
31.74%771.76M
23.91%2.61B
22.19%734.13M
29.15%693.8M
20.20%598.62M
24.07%585.8M
33.98%2.11B
31.57%600.83M
Net interest income
35.75%585.11M
25.51%517.84M
23.84%498.73M
36.04%1.72B
20.67%470.17M
24.94%431.01M
41.72%412.58M
70.64%402.72M
116.02%1.26B
86.80%389.64M
-Net interest income
23.25%891.56M
17.46%792.41M
14.70%763.81M
36.90%2.81B
15.30%743.94M
28.20%723.37M
43.53%674.6M
79.22%665.91M
165.21%2.05B
109.90%645.24M
-Interest income from loans and lease
23.54%830.16M
18.97%738.86M
14.94%712.88M
33.84%2.6B
14.99%688.72M
24.46%671.98M
39.61%621.06M
72.10%620.23M
155.97%1.94B
94.31%598.96M
-Other interest income
19.47%61.41M
0.02%53.54M
11.50%50.94M
92.47%205.83M
19.31%55.21M
111.14%51.4M
112.86%53.53M
309.05%45.68M
671.18%106.94M
550.98%46.28M
-Total interest expense
4.82%306.45M
4.79%274.57M
0.72%265.09M
38.26%1.09B
7.11%273.77M
33.31%292.36M
46.48%262.01M
94.16%263.19M
317.03%789.33M
158.64%255.6M
-Interest expense for deposit
6.69%264.9M
0.61%233.23M
6.60%225.4M
83.17%930.15M
30.66%238.6M
70.57%248.29M
117.61%231.82M
189.20%211.45M
749.30%507.82M
349.01%182.61M
-Interest expense for long term debt and capital securities
-5.73%41.44M
36.78%41.15M
-23.36%39.57M
-42.81%160.74M
-51.89%35.06M
-40.29%43.96M
-58.34%30.09M
-17.16%51.63M
118.61%281.05M
25.56%72.87M
-Other interest expense
-5.56%102K
66.97%182K
4.55%115K
-3.52%438K
-1.77%111K
-4.42%108K
-4.39%109K
-3.51%110K
-50.49%454K
-2.59%113K
Non interest income
43.27%376.49M
81.21%337.11M
49.13%273.03M
5.83%895.86M
24.99%263.96M
36.69%262.79M
-10.08%186.03M
-22.47%183.08M
-14.45%846.48M
-14.88%211.19M
-Fees and commissions
41.27%320.04M
81.32%289.06M
44.67%231.99M
0.50%770.53M
20.01%224.21M
29.96%226.55M
-12.17%159.42M
-23.23%160.36M
-18.90%766.71M
-17.33%186.82M
-Other non interest income
55.77%56.45M
80.51%48.05M
80.61%41.04M
57.13%125.33M
63.12%39.75M
102.11%36.24M
4.85%26.62M
-16.68%22.72M
80.95%79.76M
351.87%24.37M
Credit losses provision
-52.99%-9.2M
13.79%-10.04M
20.94%-5.68M
42.28%-31.71M
43.13%-6.88M
72.46%-6.01M
7.73%-11.64M
14.57%-7.18M
-1.13%-54.95M
19.09%-12.09M
Non interest expense
28.03%800.86M
27.99%730.62M
26.09%685.17M
14.75%2.41B
24.79%665.61M
16.88%625.5M
6.79%570.83M
10.09%543.41M
15.29%2.1B
11.40%533.39M
Selling and administrative expenses
30.64%475.28M
30.44%430.13M
26.22%394.57M
13.49%1.4B
27.35%390.18M
16.92%363.83M
5.02%329.77M
4.61%312.61M
9.91%1.23B
6.84%306.39M
-General and administrative expense
26.51%188.41M
14.06%165.39M
7.68%156.4M
17.43%600.09M
22.20%160.92M
19.66%148.92M
10.54%145.01M
17.42%145.24M
1.87%511.01M
16.45%131.69M
-Selling and marketing expense
33.49%286.88M
43.29%264.74M
42.31%238.18M
10.69%796.29M
31.23%229.26M
15.09%214.9M
1.06%184.76M
-4.45%167.37M
16.44%719.4M
0.58%174.71M
Other non-interest expense
24.42%325.57M
24.65%300.48M
25.91%290.6M
16.54%1.01B
21.34%275.43M
16.83%261.68M
9.30%241.06M
18.50%230.81M
23.91%866.31M
18.21%227M
Income from associates and other participating interests
Special income (charges)
-290.40%-3M
-159.83%-2.1M
-101.91%-1.13M
122.77%58.69M
59.22%-1.71M
100.64%1.57M
-359.66%-809K
1,052.55%59.02M
-1,234.01%-257.71M
-123.99%-4.19M
Less:Restructuring and mergern&acquisition
71.14%3M
159.83%2.1M
547.70%1.13M
-83.96%3.83M
-90.89%1.71M
5,247.06%1.75M
359.66%809K
-96.49%174K
23.52%23.86M
902.51%18.77M
Less:Impairment of capital assets
----
----
----
--0
--0
--0
--0
--0
--248.42M
--0
Gain on extinguishment of debt
--0
--0
--0
-328.96%-62.52M
--0
---3.32M
--0
---59.19M
---14.57M
---14.57M
Other non-operating income (expenses)
Income before tax
132.64%148.55M
631.37%112.19M
-15.33%79.78M
177.48%233.35M
17.14%59.92M
123.92%63.86M
131.10%15.34M
361.31%94.23M
5.51%-301.16M
231.35%51.16M
Income tax
194.50%9.16M
823.30%14.93M
40.16%8.67M
-63,678.85%-265.32M
-8,499.04%-272.55M
1,374.59%3.11M
-15.96%-2.06M
477.70%6.18M
-124.67%-416K
207.00%3.25M
Earnings from equity interest net of tax
Net income
129.47%139.39M
458.85%97.26M
-19.23%71.12M
265.81%498.67M
593.91%332.47M
122.78%60.75M
136.60%17.4M
355.78%88.04M
6.14%-300.74M
219.76%47.91M
Net Income continuous operations
129.47%139.39M
458.85%97.26M
-19.23%71.12M
265.81%498.67M
593.91%332.47M
122.78%60.75M
136.60%17.4M
355.78%88.04M
6.14%-300.74M
219.76%47.91M
Minority interest income
Net income attributable to the parent company
129.47%139.39M
458.85%97.26M
-19.23%71.12M
265.81%498.67M
593.91%332.47M
122.78%60.75M
136.60%17.4M
355.78%88.04M
6.14%-300.74M
219.76%47.91M
Preferred stock dividends
-59.18%16.5M
0
-36.26%6.42M
1.11%10.08M
0.00%40.43M
0.00%10.19M
Other preferred stock dividend
3.03M
0
3.03M
Net income attributable to common stockholders
129.47%139.39M
1,122.82%97.26M
-8.78%71.12M
240.44%479.14M
781.33%332.47M
121.94%60.75M
113.80%7.95M
275.63%77.96M
5.45%-341.17M
175.15%37.72M
Basic earnings per share
100.00%0.12
800.00%0.09
-25.00%0.06
227.78%0.46
675.00%0.31
120.69%0.06
116.67%0.01
260.00%0.08
10.00%-0.36
180.00%0.04
Diluted earnings per share
120.00%0.11
700.00%0.08
200.00%0.06
208.33%0.39
1,350.00%0.29
117.24%0.05
116.67%0.01
140.00%0.02
10.00%-0.36
140.00%0.02
Dividend per share
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023
Total revenue 38.60%961.6M42.82%854.94M31.74%771.76M23.91%2.61B22.19%734.13M29.15%693.8M20.20%598.62M24.07%585.8M33.98%2.11B31.57%600.83M
Net interest income 35.75%585.11M25.51%517.84M23.84%498.73M36.04%1.72B20.67%470.17M24.94%431.01M41.72%412.58M70.64%402.72M116.02%1.26B86.80%389.64M
-Net interest income 23.25%891.56M17.46%792.41M14.70%763.81M36.90%2.81B15.30%743.94M28.20%723.37M43.53%674.6M79.22%665.91M165.21%2.05B109.90%645.24M
-Interest income from loans and lease 23.54%830.16M18.97%738.86M14.94%712.88M33.84%2.6B14.99%688.72M24.46%671.98M39.61%621.06M72.10%620.23M155.97%1.94B94.31%598.96M
-Other interest income 19.47%61.41M0.02%53.54M11.50%50.94M92.47%205.83M19.31%55.21M111.14%51.4M112.86%53.53M309.05%45.68M671.18%106.94M550.98%46.28M
-Total interest expense 4.82%306.45M4.79%274.57M0.72%265.09M38.26%1.09B7.11%273.77M33.31%292.36M46.48%262.01M94.16%263.19M317.03%789.33M158.64%255.6M
-Interest expense for deposit 6.69%264.9M0.61%233.23M6.60%225.4M83.17%930.15M30.66%238.6M70.57%248.29M117.61%231.82M189.20%211.45M749.30%507.82M349.01%182.61M
-Interest expense for long term debt and capital securities -5.73%41.44M36.78%41.15M-23.36%39.57M-42.81%160.74M-51.89%35.06M-40.29%43.96M-58.34%30.09M-17.16%51.63M118.61%281.05M25.56%72.87M
-Other interest expense -5.56%102K66.97%182K4.55%115K-3.52%438K-1.77%111K-4.42%108K-4.39%109K-3.51%110K-50.49%454K-2.59%113K
Non interest income 43.27%376.49M81.21%337.11M49.13%273.03M5.83%895.86M24.99%263.96M36.69%262.79M-10.08%186.03M-22.47%183.08M-14.45%846.48M-14.88%211.19M
-Fees and commissions 41.27%320.04M81.32%289.06M44.67%231.99M0.50%770.53M20.01%224.21M29.96%226.55M-12.17%159.42M-23.23%160.36M-18.90%766.71M-17.33%186.82M
-Other non interest income 55.77%56.45M80.51%48.05M80.61%41.04M57.13%125.33M63.12%39.75M102.11%36.24M4.85%26.62M-16.68%22.72M80.95%79.76M351.87%24.37M
Credit losses provision -52.99%-9.2M13.79%-10.04M20.94%-5.68M42.28%-31.71M43.13%-6.88M72.46%-6.01M7.73%-11.64M14.57%-7.18M-1.13%-54.95M19.09%-12.09M
Non interest expense 28.03%800.86M27.99%730.62M26.09%685.17M14.75%2.41B24.79%665.61M16.88%625.5M6.79%570.83M10.09%543.41M15.29%2.1B11.40%533.39M
Selling and administrative expenses 30.64%475.28M30.44%430.13M26.22%394.57M13.49%1.4B27.35%390.18M16.92%363.83M5.02%329.77M4.61%312.61M9.91%1.23B6.84%306.39M
-General and administrative expense 26.51%188.41M14.06%165.39M7.68%156.4M17.43%600.09M22.20%160.92M19.66%148.92M10.54%145.01M17.42%145.24M1.87%511.01M16.45%131.69M
-Selling and marketing expense 33.49%286.88M43.29%264.74M42.31%238.18M10.69%796.29M31.23%229.26M15.09%214.9M1.06%184.76M-4.45%167.37M16.44%719.4M0.58%174.71M
Other non-interest expense 24.42%325.57M24.65%300.48M25.91%290.6M16.54%1.01B21.34%275.43M16.83%261.68M9.30%241.06M18.50%230.81M23.91%866.31M18.21%227M
Income from associates and other participating interests
Special income (charges) -290.40%-3M-159.83%-2.1M-101.91%-1.13M122.77%58.69M59.22%-1.71M100.64%1.57M-359.66%-809K1,052.55%59.02M-1,234.01%-257.71M-123.99%-4.19M
Less:Restructuring and mergern&acquisition 71.14%3M159.83%2.1M547.70%1.13M-83.96%3.83M-90.89%1.71M5,247.06%1.75M359.66%809K-96.49%174K23.52%23.86M902.51%18.77M
Less:Impairment of capital assets --------------0--0--0--0--0--248.42M--0
Gain on extinguishment of debt --0--0--0-328.96%-62.52M--0---3.32M--0---59.19M---14.57M---14.57M
Other non-operating income (expenses)
Income before tax 132.64%148.55M631.37%112.19M-15.33%79.78M177.48%233.35M17.14%59.92M123.92%63.86M131.10%15.34M361.31%94.23M5.51%-301.16M231.35%51.16M
Income tax 194.50%9.16M823.30%14.93M40.16%8.67M-63,678.85%-265.32M-8,499.04%-272.55M1,374.59%3.11M-15.96%-2.06M477.70%6.18M-124.67%-416K207.00%3.25M
Earnings from equity interest net of tax
Net income 129.47%139.39M458.85%97.26M-19.23%71.12M265.81%498.67M593.91%332.47M122.78%60.75M136.60%17.4M355.78%88.04M6.14%-300.74M219.76%47.91M
Net Income continuous operations 129.47%139.39M458.85%97.26M-19.23%71.12M265.81%498.67M593.91%332.47M122.78%60.75M136.60%17.4M355.78%88.04M6.14%-300.74M219.76%47.91M
Minority interest income
Net income attributable to the parent company 129.47%139.39M458.85%97.26M-19.23%71.12M265.81%498.67M593.91%332.47M122.78%60.75M136.60%17.4M355.78%88.04M6.14%-300.74M219.76%47.91M
Preferred stock dividends -59.18%16.5M0-36.26%6.42M1.11%10.08M0.00%40.43M0.00%10.19M
Other preferred stock dividend 3.03M03.03M
Net income attributable to common stockholders 129.47%139.39M1,122.82%97.26M-8.78%71.12M240.44%479.14M781.33%332.47M121.94%60.75M113.80%7.95M275.63%77.96M5.45%-341.17M175.15%37.72M
Basic earnings per share 100.00%0.12800.00%0.09-25.00%0.06227.78%0.46675.00%0.31120.69%0.06116.67%0.01260.00%0.0810.00%-0.36180.00%0.04
Diluted earnings per share 120.00%0.11700.00%0.08200.00%0.06208.33%0.391,350.00%0.29117.24%0.05116.67%0.01140.00%0.0210.00%-0.36140.00%0.02
Dividend per share
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion--------Unqualified Opinion--
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