CA Stock MarketDetailed Quotes

VB VersaBank

Watchlist
  • 0.000
  • 0.0000.00%
15min DelayMarket Closed Jul 5 09:30 ET
0Market Cap0.00P/E (TTM)

VersaBank Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Oct 31, 2021
(Q4)Oct 31, 2021
(Q3)Jul 31, 2021
(Q2)Apr 30, 2021
(Q1)Jan 31, 2021
(FY)Oct 31, 2020
(Q4)Oct 31, 2020
(Q3)Jul 31, 2020
(Q2)Apr 30, 2020
(Q1)Jan 31, 2020
Assets
Cash, cash equivalents and federal funds sold
1.97%271.52M
1.97%271.52M
-16.83%297.01M
-20.71%272.43M
35.42%212.02M
70.45%266.27M
70.45%266.27M
185.15%357.09M
167.16%343.59M
54.25%156.56M
-Cash and cash equivalents
5.39%271.52M
5.39%271.52M
-16.05%297.01M
-19.95%272.43M
57.92%212.02M
85.16%257.64M
85.16%257.64M
226.68%353.79M
178.75%340.33M
41.02%134.25M
-Restricted cash and investments
--0
--0
--0
--0
--0
-49.46%8.63M
-49.46%8.63M
-80.54%3.3M
-49.93%3.26M
254.22%22.31M
Long term equity investment
--953K
--953K
--953K
--953K
----
--0
--0
----
----
----
Net loan
27.09%2.09B
27.09%2.09B
26.12%1.94B
14.73%1.82B
7.50%1.79B
3.83%1.65B
3.83%1.65B
-4.02%1.54B
-2.03%1.59B
4.11%1.66B
-Gross loan
27.04%2.1B
27.04%2.1B
26.04%1.95B
14.66%1.82B
7.49%1.79B
3.80%1.65B
3.80%1.65B
-4.01%1.54B
-2.00%1.59B
4.07%1.66B
-Allowance for loans and lease losses
-18.14%1.45M
-18.14%1.45M
-26.52%1.73M
-31.86%1.64M
-4.13%1.83M
-16.23%1.78M
-16.23%1.78M
0.99%2.36M
22.94%2.4M
-19.16%1.91M
Receivables
59.22%10.84M
59.22%10.84M
36.97%8.96M
8.33%8.15M
17.57%9.6M
-4.93%6.81M
-4.93%6.81M
-19.13%6.54M
8.26%7.53M
11.91%8.17M
-Accounts receivable
59.22%10.84M
59.22%10.84M
36.97%8.96M
8.33%8.15M
17.57%9.6M
-4.93%6.81M
-4.93%6.81M
-19.13%6.54M
8.26%7.53M
11.91%8.17M
Prepaid assets
85.58%12.7M
85.58%12.7M
40.30%10.7M
35.94%10.43M
34.60%9.73M
41.38%6.84M
41.38%6.84M
36.08%7.63M
34.19%7.67M
21.42%7.23M
Net PPE
13.84%11.89M
13.84%11.89M
16.24%12.26M
17.31%12.63M
18.92%12.98M
32.04%10.45M
32.04%10.45M
31.39%10.55M
31.21%10.76M
30.44%10.92M
-Gross PPE
11.17%21.7M
11.17%21.7M
16.24%12.26M
17.31%12.63M
18.92%12.98M
19.17%19.52M
19.17%19.52M
31.39%10.55M
31.21%10.76M
30.44%10.92M
-Accumulated depreciation
-8.10%-9.81M
-8.10%-9.81M
----
----
----
-7.14%-9.07M
-7.14%-9.07M
----
----
----
Goodwill and other intangible assets
--9.4M
--9.4M
--9.48M
--9.56M
--9.64M
--0
--0
----
----
----
-Goodwill
--5.75M
--5.75M
--5.75M
--5.75M
--5.75M
--0
--0
----
----
----
-Other intangible assets
--3.64M
--3.64M
--3.72M
--3.8M
--3.89M
----
----
----
----
----
Deferred assets
-43.03%2.93M
-43.03%2.93M
-71.12%1.94M
-63.99%2.94M
-56.70%4.29M
-55.75%5.15M
-55.75%5.15M
-49.96%6.73M
-45.90%8.17M
-40.82%9.9M
Total assets
24.24%2.42B
24.24%2.42B
18.42%2.29B
8.82%2.14B
10.26%2.04B
8.88%1.94B
8.88%1.94B
8.65%1.93B
9.47%1.97B
6.21%1.85B
Liabilities
Total deposits
18.22%1.85B
18.22%1.85B
16.13%1.82B
5.50%1.68B
14.41%1.66B
11.98%1.57B
11.98%1.57B
11.95%1.57B
11.70%1.59B
6.12%1.45B
Payables
20.25%120.61M
20.25%120.61M
20.43%111.01M
4.74%109.17M
-1.69%106.01M
-0.68%100.3M
-0.68%100.3M
-6.02%92.18M
9.35%104.22M
9.32%107.83M
-Accounts payable
17.31%117.66M
17.31%117.66M
18.20%108.96M
3.35%107.72M
-1.69%106.01M
-0.68%100.3M
-0.68%100.3M
-6.02%92.18M
9.35%104.22M
9.32%107.83M
-Total tax payable
--2.95M
--2.95M
--2.05M
--1.45M
----
--0
--0
----
----
----
Long term debt and capital lease obligation
500.46%100.39M
500.46%100.39M
496.68%100.96M
487.75%99.83M
-74.69%10.49M
-56.29%16.72M
-56.29%16.72M
-55.93%16.92M
-55.55%16.99M
-4.42%41.44M
-Long term debt
598.78%95.27M
598.78%95.27M
586.39%95.68M
578.25%94.39M
-87.22%4.89M
-64.35%13.63M
-64.35%13.63M
-63.70%13.94M
-63.58%13.92M
-11.71%38.27M
-Long term capital lease obligation
65.79%5.11M
65.79%5.11M
77.05%5.28M
77.25%5.44M
76.93%5.6M
--3.08M
--3.08M
--2.98M
--3.07M
--3.16M
Non current deferred liabilities
--898K
--898K
--840K
--862K
--898K
----
----
----
----
----
Other liabilities
96.59%7.89M
96.59%7.89M
-24.36%3.18M
-36.26%3.26M
-46.29%3.38M
-34.21%4.01M
-34.21%4.01M
-31.66%4.21M
-12.84%5.12M
15.07%6.29M
Total liabilities
23.36%2.08B
23.36%2.08B
21.15%2.03B
10.15%1.89B
10.86%1.79B
9.28%1.69B
9.28%1.69B
8.94%1.68B
9.82%1.72B
6.06%1.61B
Shareholders'equity
Share capital
32.63%241.32M
32.63%241.32M
-8.62%166.26M
-8.62%166.26M
0.00%181.95M
0.00%181.95M
0.00%181.95M
0.00%181.95M
0.00%181.95M
0.00%181.95M
-common stock
49.18%227.67M
49.18%227.67M
0.00%152.61M
0.00%152.61M
0.00%152.61M
0.00%152.61M
0.00%152.61M
0.00%152.61M
0.00%152.61M
0.00%152.61M
-Preferred stock
-53.48%13.65M
-53.48%13.65M
-53.48%13.65M
-53.48%13.65M
0.00%29.34M
0.00%29.34M
0.00%29.34M
0.00%29.34M
0.00%29.34M
0.00%29.34M
Additional paid-in capital
0.00%145K
0.00%145K
0.00%145K
0.00%145K
0.00%145K
0.00%145K
0.00%145K
0.00%145K
0.00%145K
0.00%145K
Retained earnings
23.84%90.64M
23.84%90.64M
23.17%85.63M
22.27%80.97M
24.58%77.41M
26.05%73.19M
26.05%73.19M
29.61%69.52M
33.39%66.22M
36.22%62.14M
Gains losses not affecting retained earnings
---4K
---4K
--2K
---3K
----
--0
--0
----
----
----
Total stockholders'equity
30.09%332.11M
30.09%332.11M
0.17%252.03M
-0.38%247.37M
6.25%259.51M
6.30%255.29M
6.30%255.29M
6.74%251.61M
7.15%248.31M
7.26%244.23M
Total equity
30.09%332.11M
30.09%332.11M
0.17%252.03M
-0.38%247.37M
6.25%259.51M
6.30%255.29M
6.30%255.29M
6.74%251.61M
7.15%248.31M
7.26%244.23M
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Oct 31, 2021(Q4)Oct 31, 2021(Q3)Jul 31, 2021(Q2)Apr 30, 2021(Q1)Jan 31, 2021(FY)Oct 31, 2020(Q4)Oct 31, 2020(Q3)Jul 31, 2020(Q2)Apr 30, 2020(Q1)Jan 31, 2020
Assets
Cash, cash equivalents and federal funds sold 1.97%271.52M1.97%271.52M-16.83%297.01M-20.71%272.43M35.42%212.02M70.45%266.27M70.45%266.27M185.15%357.09M167.16%343.59M54.25%156.56M
-Cash and cash equivalents 5.39%271.52M5.39%271.52M-16.05%297.01M-19.95%272.43M57.92%212.02M85.16%257.64M85.16%257.64M226.68%353.79M178.75%340.33M41.02%134.25M
-Restricted cash and investments --0--0--0--0--0-49.46%8.63M-49.46%8.63M-80.54%3.3M-49.93%3.26M254.22%22.31M
Long term equity investment --953K--953K--953K--953K------0--0------------
Net loan 27.09%2.09B27.09%2.09B26.12%1.94B14.73%1.82B7.50%1.79B3.83%1.65B3.83%1.65B-4.02%1.54B-2.03%1.59B4.11%1.66B
-Gross loan 27.04%2.1B27.04%2.1B26.04%1.95B14.66%1.82B7.49%1.79B3.80%1.65B3.80%1.65B-4.01%1.54B-2.00%1.59B4.07%1.66B
-Allowance for loans and lease losses -18.14%1.45M-18.14%1.45M-26.52%1.73M-31.86%1.64M-4.13%1.83M-16.23%1.78M-16.23%1.78M0.99%2.36M22.94%2.4M-19.16%1.91M
Receivables 59.22%10.84M59.22%10.84M36.97%8.96M8.33%8.15M17.57%9.6M-4.93%6.81M-4.93%6.81M-19.13%6.54M8.26%7.53M11.91%8.17M
-Accounts receivable 59.22%10.84M59.22%10.84M36.97%8.96M8.33%8.15M17.57%9.6M-4.93%6.81M-4.93%6.81M-19.13%6.54M8.26%7.53M11.91%8.17M
Prepaid assets 85.58%12.7M85.58%12.7M40.30%10.7M35.94%10.43M34.60%9.73M41.38%6.84M41.38%6.84M36.08%7.63M34.19%7.67M21.42%7.23M
Net PPE 13.84%11.89M13.84%11.89M16.24%12.26M17.31%12.63M18.92%12.98M32.04%10.45M32.04%10.45M31.39%10.55M31.21%10.76M30.44%10.92M
-Gross PPE 11.17%21.7M11.17%21.7M16.24%12.26M17.31%12.63M18.92%12.98M19.17%19.52M19.17%19.52M31.39%10.55M31.21%10.76M30.44%10.92M
-Accumulated depreciation -8.10%-9.81M-8.10%-9.81M-------------7.14%-9.07M-7.14%-9.07M------------
Goodwill and other intangible assets --9.4M--9.4M--9.48M--9.56M--9.64M--0--0------------
-Goodwill --5.75M--5.75M--5.75M--5.75M--5.75M--0--0------------
-Other intangible assets --3.64M--3.64M--3.72M--3.8M--3.89M--------------------
Deferred assets -43.03%2.93M-43.03%2.93M-71.12%1.94M-63.99%2.94M-56.70%4.29M-55.75%5.15M-55.75%5.15M-49.96%6.73M-45.90%8.17M-40.82%9.9M
Total assets 24.24%2.42B24.24%2.42B18.42%2.29B8.82%2.14B10.26%2.04B8.88%1.94B8.88%1.94B8.65%1.93B9.47%1.97B6.21%1.85B
Liabilities
Total deposits 18.22%1.85B18.22%1.85B16.13%1.82B5.50%1.68B14.41%1.66B11.98%1.57B11.98%1.57B11.95%1.57B11.70%1.59B6.12%1.45B
Payables 20.25%120.61M20.25%120.61M20.43%111.01M4.74%109.17M-1.69%106.01M-0.68%100.3M-0.68%100.3M-6.02%92.18M9.35%104.22M9.32%107.83M
-Accounts payable 17.31%117.66M17.31%117.66M18.20%108.96M3.35%107.72M-1.69%106.01M-0.68%100.3M-0.68%100.3M-6.02%92.18M9.35%104.22M9.32%107.83M
-Total tax payable --2.95M--2.95M--2.05M--1.45M------0--0------------
Long term debt and capital lease obligation 500.46%100.39M500.46%100.39M496.68%100.96M487.75%99.83M-74.69%10.49M-56.29%16.72M-56.29%16.72M-55.93%16.92M-55.55%16.99M-4.42%41.44M
-Long term debt 598.78%95.27M598.78%95.27M586.39%95.68M578.25%94.39M-87.22%4.89M-64.35%13.63M-64.35%13.63M-63.70%13.94M-63.58%13.92M-11.71%38.27M
-Long term capital lease obligation 65.79%5.11M65.79%5.11M77.05%5.28M77.25%5.44M76.93%5.6M--3.08M--3.08M--2.98M--3.07M--3.16M
Non current deferred liabilities --898K--898K--840K--862K--898K--------------------
Other liabilities 96.59%7.89M96.59%7.89M-24.36%3.18M-36.26%3.26M-46.29%3.38M-34.21%4.01M-34.21%4.01M-31.66%4.21M-12.84%5.12M15.07%6.29M
Total liabilities 23.36%2.08B23.36%2.08B21.15%2.03B10.15%1.89B10.86%1.79B9.28%1.69B9.28%1.69B8.94%1.68B9.82%1.72B6.06%1.61B
Shareholders'equity
Share capital 32.63%241.32M32.63%241.32M-8.62%166.26M-8.62%166.26M0.00%181.95M0.00%181.95M0.00%181.95M0.00%181.95M0.00%181.95M0.00%181.95M
-common stock 49.18%227.67M49.18%227.67M0.00%152.61M0.00%152.61M0.00%152.61M0.00%152.61M0.00%152.61M0.00%152.61M0.00%152.61M0.00%152.61M
-Preferred stock -53.48%13.65M-53.48%13.65M-53.48%13.65M-53.48%13.65M0.00%29.34M0.00%29.34M0.00%29.34M0.00%29.34M0.00%29.34M0.00%29.34M
Additional paid-in capital 0.00%145K0.00%145K0.00%145K0.00%145K0.00%145K0.00%145K0.00%145K0.00%145K0.00%145K0.00%145K
Retained earnings 23.84%90.64M23.84%90.64M23.17%85.63M22.27%80.97M24.58%77.41M26.05%73.19M26.05%73.19M29.61%69.52M33.39%66.22M36.22%62.14M
Gains losses not affecting retained earnings ---4K---4K--2K---3K------0--0------------
Total stockholders'equity 30.09%332.11M30.09%332.11M0.17%252.03M-0.38%247.37M6.25%259.51M6.30%255.29M6.30%255.29M6.74%251.61M7.15%248.31M7.26%244.23M
Total equity 30.09%332.11M30.09%332.11M0.17%252.03M-0.38%247.37M6.25%259.51M6.30%255.29M6.30%255.29M6.74%251.61M7.15%248.31M7.26%244.23M
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------

FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.

Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.

Heat List
CA
Overall
Symbol
Latest Price
%Chg