CA Stock MarketDetailed Quotes

VBNK VersaBank

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  • 22.160
  • +0.150+0.68%
15min DelayTrading Nov 8 11:18 ET
575.37MMarket Cap12.59P/E (TTM)

VersaBank Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Jul 31, 2024
(Q2)Apr 30, 2024
(Q1)Jan 31, 2024
(FY)Oct 31, 2023
(Q4)Oct 31, 2023
(Q3)Jul 31, 2023
(Q2)Apr 30, 2023
(Q1)Jan 31, 2023
(FY)Oct 31, 2022
(Q4)Oct 31, 2022
Assets
Cash, cash equivalents and federal funds sold
182.68%247.98M
-11.11%198.81M
-36.68%127.51M
49.29%132.24M
49.29%132.24M
4.17%87.73M
12.87%223.66M
29.72%201.37M
-67.38%88.58M
-67.38%88.58M
-Cash and cash equivalents
182.68%247.98M
-11.11%198.81M
-36.68%127.51M
49.29%132.24M
49.29%132.24M
4.17%87.73M
12.87%223.66M
29.72%201.37M
-67.38%88.58M
-67.38%88.58M
Securities and investments
-16.27%153.98M
157.90%104.72M
163.70%133.96M
18.51%168.89M
18.51%168.89M
36.59%183.9M
4,160.76%40.61M
5,230.54%50.8M
14,854.56%142.52M
14,854.56%142.52M
-Available for sale securities
-16.35%153.03M
161.70%103.77M
166.83%133.01M
18.63%167.94M
18.63%167.94M
36.85%182.94M
--39.65M
--49.85M
--141.56M
--141.56M
-Short term investments
0.00%953K
0.00%953K
0.00%953K
0.00%953K
0.00%953K
0.00%953K
0.00%953K
0.00%953K
0.00%953K
0.00%953K
Derivative assets
-86.58%150K
921.36%1.05M
1,097.96%587K
--1.52M
--1.52M
--1.12M
--103K
--49K
--0
--0
Net loan
10.56%4.03B
17.46%4B
23.09%3.96B
28.60%3.83B
28.60%3.83B
30.04%3.64B
39.41%3.4B
45.87%3.22B
42.16%2.98B
42.16%2.98B
-Gross loan
10.55%4.03B
17.45%4B
23.08%3.97B
28.60%3.83B
28.60%3.83B
30.06%3.65B
39.43%3.41B
45.88%3.22B
42.15%2.98B
42.15%2.98B
-Allowance for loans and lease losses
-10.98%2.4M
-4.91%2.4M
4.24%2.39M
31.99%2.51M
31.99%2.51M
58.74%2.7M
64.77%2.53M
57.32%2.29M
31.04%1.9M
31.04%1.9M
Receivables
25.38%27.42M
38.38%27.62M
34.71%25.65M
32.82%24.54M
32.82%24.54M
33.21%21.87M
49.46%19.96M
64.51%19.04M
70.47%18.48M
70.47%18.48M
-Accounts receivable
25.38%27.42M
38.38%27.62M
34.71%25.65M
32.82%24.54M
32.82%24.54M
33.21%21.87M
49.46%19.96M
64.51%19.04M
70.47%18.48M
70.47%18.48M
Net PPE
163.85%27.15M
156.91%27.25M
157.70%27.44M
-9.34%9.96M
-9.34%9.96M
-8.63%10.29M
-6.47%10.61M
-7.81%10.65M
-7.58%10.99M
-7.58%10.99M
-Gross PPE
163.85%27.15M
156.91%27.25M
157.70%27.44M
-1.49%21.95M
-1.49%21.95M
-8.63%10.29M
-6.47%10.61M
-7.81%10.65M
-0.51%22.28M
-0.51%22.28M
-Accumulated depreciation
----
----
----
-6.15%-11.99M
-6.15%-11.99M
----
----
----
-7.50%-11.29M
-7.50%-11.29M
Goodwill and other intangible assets
-49.42%8.25M
-47.92%8.35M
-45.09%8.45M
-4.41%8.55M
-4.41%8.55M
80.14%16.31M
74.86%16.03M
65.73%15.38M
-4.85%8.94M
-4.85%8.94M
-Goodwill
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
-Other intangible assets
-76.36%2.5M
-74.75%2.59M
-72.04%2.69M
-12.37%2.79M
-12.37%2.79M
219.92%10.55M
201.05%10.28M
172.95%9.63M
-12.52%3.19M
-12.52%3.19M
Deferred assets
-14.77%2.25M
13.93%2.59M
53.52%3.08M
90.70%4.06M
90.70%4.06M
17.48%2.64M
-1.99%2.27M
-30.16%2M
-27.40%2.13M
-27.40%2.13M
Other assets
53.51%21.52M
55.76%21.17M
55.95%20.2M
35.01%22.13M
35.01%22.13M
-12.76%14.02M
-16.02%13.59M
-23.29%12.95M
29.07%16.39M
29.07%16.39M
Total assets
13.45%4.52B
17.67%4.39B
22.03%4.31B
28.65%4.2B
28.65%4.2B
29.44%3.98B
38.53%3.73B
46.22%3.53B
35.23%3.27B
35.23%3.27B
Liabilities
Total deposits
14.82%3.82B
18.83%3.69B
24.38%3.64B
32.96%3.53B
32.96%3.53B
34.46%3.33B
46.27%3.11B
58.39%2.93B
43.40%2.66B
43.40%2.66B
Payables
-31.32%3.11M
47.93%4.1M
32.64%2.43M
28.79%7.47M
28.79%7.47M
43.40%4.53M
30.43%2.77M
-7.39%1.83M
-94.90%5.8M
-94.90%5.8M
-Total tax payable
-31.32%3.11M
47.93%4.1M
32.64%2.43M
28.79%7.47M
28.79%7.47M
43.40%4.53M
30.43%2.77M
-7.39%1.83M
96.58%5.8M
96.58%5.8M
Long term debt and capital lease obligation
-0.62%104.87M
-3.80%104.52M
-0.10%106.95M
1.10%110.62M
1.10%110.62M
2.11%105.53M
5.41%108.65M
4.28%107.06M
9.00%109.42M
9.00%109.42M
-Long term debt
0.06%101.64M
-3.28%101.11M
0.57%103.36M
1.81%106.85M
1.81%106.85M
2.92%101.59M
6.22%104.53M
5.16%102.77M
10.16%104.95M
10.16%104.95M
-Long term capital lease obligation
-18.10%3.23M
-17.14%3.41M
-16.32%3.59M
-15.66%3.77M
-15.66%3.77M
-15.07%3.94M
-11.68%4.12M
-13.13%4.3M
-12.56%4.47M
-12.56%4.47M
Long term provisions
1.33%162.28M
11.58%158.18M
17.18%155.58M
21.93%153.77M
21.93%153.77M
26.05%160.15M
31.11%141.76M
15.98%132.78M
--126.11M
--126.11M
Non current deferred liabilities
-49.62%332K
-47.87%355K
0.71%709K
-7.00%731K
-7.00%731K
-14.30%659K
-16.13%681K
-17.66%704K
-12.47%786K
-12.47%786K
Other liabilities
-7.38%15.67M
155.46%27.57M
28.25%16.28M
18.07%18.5M
18.07%18.5M
-12.36%16.92M
-7.63%10.79M
11.27%12.69M
6.01%15.67M
6.01%15.67M
Total liabilities
13.60%4.11B
18.24%3.99B
23.27%3.92B
31.18%3.82B
31.18%3.82B
32.51%3.62B
43.48%3.37B
53.03%3.18B
39.96%2.92B
39.96%2.92B
Shareholders'equity
Share capital
0.12%228.47M
-0.18%228.47M
-1.74%228.47M
-4.66%228.47M
-4.66%228.47M
-5.44%228.19M
-5.16%228.88M
-3.65%232.51M
-0.70%239.63M
-0.70%239.63M
-common stock
0.13%214.82M
-0.19%214.82M
-1.85%214.82M
-4.94%214.82M
-4.94%214.82M
-5.77%214.54M
-5.46%215.23M
-3.87%218.87M
-0.74%225.98M
-0.74%225.98M
-Preferred stock
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
Additional paid-in capital
19.24%2.79M
26.55%2.72M
35.29%2.65M
55.89%2.51M
55.89%2.51M
96.72%2.34M
180.65%2.15M
473.31%1.96M
1,011.72%1.61M
1,011.72%1.61M
Retained earnings
32.07%177.58M
34.59%168.78M
35.33%157.85M
33.57%146.04M
33.57%146.04M
29.20%134.46M
26.30%125.4M
22.42%116.64M
20.62%109.34M
20.62%109.34M
Gains losses not affecting retained earnings
171.15%141K
47.87%139K
1.39%73K
32.32%131K
32.32%131K
-22.39%52K
118.60%94K
453.85%72K
2,575.00%99K
2,575.00%99K
Total stockholders'equity
12.04%408.99M
12.22%400.1M
10.78%389.03M
7.55%377.16M
7.55%377.16M
5.31%365.04M
4.42%356.52M
4.22%351.18M
5.59%350.68M
5.59%350.68M
Total equity
12.04%408.99M
12.22%400.1M
10.78%389.03M
7.55%377.16M
7.55%377.16M
5.31%365.04M
4.42%356.52M
4.22%351.18M
5.59%350.68M
5.59%350.68M
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
(Q3)Jul 31, 2024(Q2)Apr 30, 2024(Q1)Jan 31, 2024(FY)Oct 31, 2023(Q4)Oct 31, 2023(Q3)Jul 31, 2023(Q2)Apr 30, 2023(Q1)Jan 31, 2023(FY)Oct 31, 2022(Q4)Oct 31, 2022
Assets
Cash, cash equivalents and federal funds sold 182.68%247.98M-11.11%198.81M-36.68%127.51M49.29%132.24M49.29%132.24M4.17%87.73M12.87%223.66M29.72%201.37M-67.38%88.58M-67.38%88.58M
-Cash and cash equivalents 182.68%247.98M-11.11%198.81M-36.68%127.51M49.29%132.24M49.29%132.24M4.17%87.73M12.87%223.66M29.72%201.37M-67.38%88.58M-67.38%88.58M
Securities and investments -16.27%153.98M157.90%104.72M163.70%133.96M18.51%168.89M18.51%168.89M36.59%183.9M4,160.76%40.61M5,230.54%50.8M14,854.56%142.52M14,854.56%142.52M
-Available for sale securities -16.35%153.03M161.70%103.77M166.83%133.01M18.63%167.94M18.63%167.94M36.85%182.94M--39.65M--49.85M--141.56M--141.56M
-Short term investments 0.00%953K0.00%953K0.00%953K0.00%953K0.00%953K0.00%953K0.00%953K0.00%953K0.00%953K0.00%953K
Derivative assets -86.58%150K921.36%1.05M1,097.96%587K--1.52M--1.52M--1.12M--103K--49K--0--0
Net loan 10.56%4.03B17.46%4B23.09%3.96B28.60%3.83B28.60%3.83B30.04%3.64B39.41%3.4B45.87%3.22B42.16%2.98B42.16%2.98B
-Gross loan 10.55%4.03B17.45%4B23.08%3.97B28.60%3.83B28.60%3.83B30.06%3.65B39.43%3.41B45.88%3.22B42.15%2.98B42.15%2.98B
-Allowance for loans and lease losses -10.98%2.4M-4.91%2.4M4.24%2.39M31.99%2.51M31.99%2.51M58.74%2.7M64.77%2.53M57.32%2.29M31.04%1.9M31.04%1.9M
Receivables 25.38%27.42M38.38%27.62M34.71%25.65M32.82%24.54M32.82%24.54M33.21%21.87M49.46%19.96M64.51%19.04M70.47%18.48M70.47%18.48M
-Accounts receivable 25.38%27.42M38.38%27.62M34.71%25.65M32.82%24.54M32.82%24.54M33.21%21.87M49.46%19.96M64.51%19.04M70.47%18.48M70.47%18.48M
Net PPE 163.85%27.15M156.91%27.25M157.70%27.44M-9.34%9.96M-9.34%9.96M-8.63%10.29M-6.47%10.61M-7.81%10.65M-7.58%10.99M-7.58%10.99M
-Gross PPE 163.85%27.15M156.91%27.25M157.70%27.44M-1.49%21.95M-1.49%21.95M-8.63%10.29M-6.47%10.61M-7.81%10.65M-0.51%22.28M-0.51%22.28M
-Accumulated depreciation -------------6.15%-11.99M-6.15%-11.99M-------------7.50%-11.29M-7.50%-11.29M
Goodwill and other intangible assets -49.42%8.25M-47.92%8.35M-45.09%8.45M-4.41%8.55M-4.41%8.55M80.14%16.31M74.86%16.03M65.73%15.38M-4.85%8.94M-4.85%8.94M
-Goodwill 0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M
-Other intangible assets -76.36%2.5M-74.75%2.59M-72.04%2.69M-12.37%2.79M-12.37%2.79M219.92%10.55M201.05%10.28M172.95%9.63M-12.52%3.19M-12.52%3.19M
Deferred assets -14.77%2.25M13.93%2.59M53.52%3.08M90.70%4.06M90.70%4.06M17.48%2.64M-1.99%2.27M-30.16%2M-27.40%2.13M-27.40%2.13M
Other assets 53.51%21.52M55.76%21.17M55.95%20.2M35.01%22.13M35.01%22.13M-12.76%14.02M-16.02%13.59M-23.29%12.95M29.07%16.39M29.07%16.39M
Total assets 13.45%4.52B17.67%4.39B22.03%4.31B28.65%4.2B28.65%4.2B29.44%3.98B38.53%3.73B46.22%3.53B35.23%3.27B35.23%3.27B
Liabilities
Total deposits 14.82%3.82B18.83%3.69B24.38%3.64B32.96%3.53B32.96%3.53B34.46%3.33B46.27%3.11B58.39%2.93B43.40%2.66B43.40%2.66B
Payables -31.32%3.11M47.93%4.1M32.64%2.43M28.79%7.47M28.79%7.47M43.40%4.53M30.43%2.77M-7.39%1.83M-94.90%5.8M-94.90%5.8M
-Total tax payable -31.32%3.11M47.93%4.1M32.64%2.43M28.79%7.47M28.79%7.47M43.40%4.53M30.43%2.77M-7.39%1.83M96.58%5.8M96.58%5.8M
Long term debt and capital lease obligation -0.62%104.87M-3.80%104.52M-0.10%106.95M1.10%110.62M1.10%110.62M2.11%105.53M5.41%108.65M4.28%107.06M9.00%109.42M9.00%109.42M
-Long term debt 0.06%101.64M-3.28%101.11M0.57%103.36M1.81%106.85M1.81%106.85M2.92%101.59M6.22%104.53M5.16%102.77M10.16%104.95M10.16%104.95M
-Long term capital lease obligation -18.10%3.23M-17.14%3.41M-16.32%3.59M-15.66%3.77M-15.66%3.77M-15.07%3.94M-11.68%4.12M-13.13%4.3M-12.56%4.47M-12.56%4.47M
Long term provisions 1.33%162.28M11.58%158.18M17.18%155.58M21.93%153.77M21.93%153.77M26.05%160.15M31.11%141.76M15.98%132.78M--126.11M--126.11M
Non current deferred liabilities -49.62%332K-47.87%355K0.71%709K-7.00%731K-7.00%731K-14.30%659K-16.13%681K-17.66%704K-12.47%786K-12.47%786K
Other liabilities -7.38%15.67M155.46%27.57M28.25%16.28M18.07%18.5M18.07%18.5M-12.36%16.92M-7.63%10.79M11.27%12.69M6.01%15.67M6.01%15.67M
Total liabilities 13.60%4.11B18.24%3.99B23.27%3.92B31.18%3.82B31.18%3.82B32.51%3.62B43.48%3.37B53.03%3.18B39.96%2.92B39.96%2.92B
Shareholders'equity
Share capital 0.12%228.47M-0.18%228.47M-1.74%228.47M-4.66%228.47M-4.66%228.47M-5.44%228.19M-5.16%228.88M-3.65%232.51M-0.70%239.63M-0.70%239.63M
-common stock 0.13%214.82M-0.19%214.82M-1.85%214.82M-4.94%214.82M-4.94%214.82M-5.77%214.54M-5.46%215.23M-3.87%218.87M-0.74%225.98M-0.74%225.98M
-Preferred stock 0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M
Additional paid-in capital 19.24%2.79M26.55%2.72M35.29%2.65M55.89%2.51M55.89%2.51M96.72%2.34M180.65%2.15M473.31%1.96M1,011.72%1.61M1,011.72%1.61M
Retained earnings 32.07%177.58M34.59%168.78M35.33%157.85M33.57%146.04M33.57%146.04M29.20%134.46M26.30%125.4M22.42%116.64M20.62%109.34M20.62%109.34M
Gains losses not affecting retained earnings 171.15%141K47.87%139K1.39%73K32.32%131K32.32%131K-22.39%52K118.60%94K453.85%72K2,575.00%99K2,575.00%99K
Total stockholders'equity 12.04%408.99M12.22%400.1M10.78%389.03M7.55%377.16M7.55%377.16M5.31%365.04M4.42%356.52M4.22%351.18M5.59%350.68M5.59%350.68M
Total equity 12.04%408.99M12.22%400.1M10.78%389.03M7.55%377.16M7.55%377.16M5.31%365.04M4.42%356.52M4.22%351.18M5.59%350.68M5.59%350.68M
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion--------Unqualified Opinion--

FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.

Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.

Heat List
CA
Overall
Symbol
Latest Price
% Chg

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