US Stock MarketDetailed Quotes

VBNK VersaBank

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  • 13.720
  • +0.250+1.86%
Trading Dec 27 15:44 ET
446.06MMarket Cap13.27P/E (TTM)

VersaBank Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Oct 31, 2024
(Q4)Oct 31, 2024
(Q3)Jul 31, 2024
(Q2)Apr 30, 2024
(Q1)Jan 31, 2024
(FY)Oct 31, 2023
(Q4)Oct 31, 2023
(Q3)Jul 31, 2023
(Q2)Apr 30, 2023
(Q1)Jan 31, 2023
Assets
Cash cash equivalents and federal funds sold
70.33%225.25M
70.33%225.25M
182.68%247.98M
-11.11%198.81M
-36.68%127.51M
49.29%132.24M
49.29%132.24M
4.17%87.73M
12.87%223.66M
29.72%201.37M
-Cash and cash equivalents
70.33%225.25M
70.33%225.25M
182.68%247.98M
-11.11%198.81M
-36.68%127.51M
49.29%132.24M
49.29%132.24M
4.17%87.73M
12.87%223.66M
29.72%201.37M
Receivables
32.42%32.5M
32.42%32.5M
25.38%27.42M
38.38%27.62M
34.71%25.65M
32.82%24.54M
32.82%24.54M
33.21%21.87M
49.46%19.96M
64.51%19.04M
-Accounts receivable
32.42%32.5M
32.42%32.5M
25.38%27.42M
38.38%27.62M
34.71%25.65M
32.82%24.54M
32.82%24.54M
33.21%21.87M
49.46%19.96M
64.51%19.04M
Net loan
10.04%4.21B
10.04%4.21B
10.56%4.03B
17.46%4B
23.09%3.96B
28.60%3.83B
28.60%3.83B
30.04%3.64B
39.41%3.4B
45.87%3.22B
-Gross loan
10.06%4.22B
10.06%4.22B
10.55%4.03B
17.45%4B
23.08%3.97B
28.60%3.83B
28.60%3.83B
30.06%3.65B
39.43%3.41B
45.88%3.22B
-Allowance for loans and lease losses
31.44%3.3M
31.44%3.3M
-10.98%2.4M
-4.91%2.4M
4.24%2.39M
31.99%2.51M
31.99%2.51M
58.74%2.7M
64.77%2.53M
57.32%2.29M
Securities and investments
77.78%300.25M
77.78%300.25M
-16.27%153.98M
157.90%104.72M
163.70%133.96M
18.51%168.89M
18.51%168.89M
36.59%183.9M
4,160.76%40.61M
5,230.54%50.8M
-Available for sale securities
78.22%299.3M
78.22%299.3M
-16.35%153.03M
161.70%103.77M
166.83%133.01M
18.63%167.94M
18.63%167.94M
36.85%182.94M
--39.65M
--49.85M
-Short term investments
0.00%953K
0.00%953K
0.00%953K
0.00%953K
0.00%953K
0.00%953K
0.00%953K
0.00%953K
0.00%953K
0.00%953K
Derivative assets
-98.68%20K
-98.68%20K
-86.58%150K
921.36%1.05M
1,097.96%587K
--1.52M
--1.52M
--1.12M
--103K
--49K
Net PPE
167.18%26.62M
167.18%26.62M
163.85%27.15M
156.91%27.25M
157.70%27.44M
-9.34%9.96M
-9.34%9.96M
-8.63%10.29M
-6.47%10.61M
-7.81%10.65M
-Gross PPE
82.92%40.15M
82.92%40.15M
163.85%27.15M
156.91%27.25M
157.70%27.44M
-1.49%21.95M
-1.49%21.95M
-8.63%10.29M
-6.47%10.61M
-7.81%10.65M
-Accumulated depreciation
-12.89%-13.53M
-12.89%-13.53M
----
----
----
-6.15%-11.99M
-6.15%-11.99M
----
----
----
Goodwill and other intangible assets
185.02%24.36M
185.02%24.36M
-49.42%8.25M
-47.92%8.35M
-45.09%8.45M
-4.41%8.55M
-4.41%8.55M
80.14%16.31M
74.86%16.03M
65.73%15.38M
-Goodwill
113.78%12.3M
113.78%12.3M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
-Other intangible assets
331.89%12.05M
331.89%12.05M
-76.36%2.5M
-74.75%2.59M
-72.04%2.69M
-12.37%2.79M
-12.37%2.79M
219.92%10.55M
201.05%10.28M
172.95%9.63M
Other assets
-34.93%14.4M
-34.93%14.4M
53.51%21.52M
55.76%21.17M
55.95%20.2M
35.01%22.13M
35.01%22.13M
-12.76%14.02M
-16.02%13.59M
-23.29%12.95M
Total assets
15.16%4.84B
15.16%4.84B
13.45%4.52B
17.67%4.39B
22.03%4.31B
28.65%4.2B
28.65%4.2B
29.44%3.98B
38.53%3.73B
46.22%3.53B
Liabilities
Total deposits
17.30%4.14B
17.30%4.14B
14.82%3.82B
18.83%3.69B
24.38%3.64B
32.96%3.53B
32.96%3.53B
34.46%3.33B
46.27%3.11B
58.39%2.93B
Payables
-88.04%893K
-88.04%893K
-31.32%3.11M
47.93%4.1M
32.64%2.43M
28.79%7.47M
28.79%7.47M
43.40%4.53M
30.43%2.77M
-7.39%1.83M
-Total tax payable
-88.04%893K
-88.04%893K
-31.32%3.11M
47.93%4.1M
32.64%2.43M
28.79%7.47M
28.79%7.47M
43.40%4.53M
30.43%2.77M
-7.39%1.83M
Long term provisions
11.34%171.21M
11.34%171.21M
1.33%162.28M
11.58%158.18M
17.18%155.58M
21.93%153.77M
21.93%153.77M
26.05%160.15M
31.11%141.76M
15.98%132.78M
Long term debt and capital lease obligation
-1.85%108.58M
-1.85%108.58M
-0.62%104.87M
-3.80%104.52M
-0.10%106.95M
1.10%110.62M
1.10%110.62M
2.11%105.53M
5.41%108.65M
4.28%107.06M
-Long term debt
-4.07%102.5M
-4.07%102.5M
0.06%101.64M
-3.28%101.11M
0.57%103.36M
1.81%106.85M
1.81%106.85M
2.92%101.59M
6.22%104.53M
5.16%102.77M
-Long term capital lease obligation
61.12%6.08M
61.12%6.08M
-18.10%3.23M
-17.14%3.41M
-16.32%3.59M
-15.66%3.77M
-15.66%3.77M
-15.07%3.94M
-11.68%4.12M
-13.13%4.3M
Non current deferred liabilities
-80.71%141K
-80.71%141K
-49.62%332K
-47.87%355K
0.71%709K
-7.00%731K
-7.00%731K
-14.30%659K
-16.13%681K
-17.66%704K
Other liabilities
-25.47%13.79M
-25.47%13.79M
-7.38%15.67M
155.46%27.57M
28.25%16.28M
18.07%18.5M
18.07%18.5M
-12.36%16.92M
-7.63%10.79M
11.27%12.69M
Total liabilities
16.08%4.44B
16.08%4.44B
13.60%4.11B
18.24%3.99B
23.27%3.92B
31.18%3.82B
31.18%3.82B
32.51%3.62B
43.48%3.37B
53.03%3.18B
Shareholders'equity
Share capital
-5.63%215.61M
-5.63%215.61M
0.12%228.47M
-0.18%228.47M
-1.74%228.47M
-4.66%228.47M
-4.66%228.47M
-5.44%228.19M
-5.16%228.88M
-3.65%232.51M
-common stock
0.37%215.61M
0.37%215.61M
0.13%214.82M
-0.19%214.82M
-1.85%214.82M
-4.94%214.82M
-4.94%214.82M
-5.77%214.54M
-5.46%215.23M
-3.87%218.87M
-Preferred stock
--0
--0
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
Paid-in capital
-1.11%2.49M
-1.11%2.49M
19.24%2.79M
26.55%2.72M
35.29%2.65M
55.89%2.51M
55.89%2.51M
96.72%2.34M
180.65%2.15M
473.31%1.96M
Retained earnings
24.10%181.24M
24.10%181.24M
32.07%177.58M
34.59%168.78M
35.33%157.85M
33.57%146.04M
33.57%146.04M
29.20%134.46M
26.30%125.4M
22.42%116.64M
Gains losses not affecting retained earnings
-199.24%-130K
-199.24%-130K
171.15%141K
47.87%139K
1.39%73K
32.32%131K
32.32%131K
-22.39%52K
118.60%94K
453.85%72K
Total stockholders'equity
5.85%399.2M
5.85%399.2M
12.04%408.99M
12.22%400.1M
10.78%389.03M
7.55%377.16M
7.55%377.16M
5.31%365.04M
4.42%356.52M
4.22%351.18M
Total equity
5.85%399.2M
5.85%399.2M
12.04%408.99M
12.22%400.1M
10.78%389.03M
7.55%377.16M
7.55%377.16M
5.31%365.04M
4.42%356.52M
4.22%351.18M
Currency Unit
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Oct 31, 2024(Q4)Oct 31, 2024(Q3)Jul 31, 2024(Q2)Apr 30, 2024(Q1)Jan 31, 2024(FY)Oct 31, 2023(Q4)Oct 31, 2023(Q3)Jul 31, 2023(Q2)Apr 30, 2023(Q1)Jan 31, 2023
Assets
Cash cash equivalents and federal funds sold 70.33%225.25M70.33%225.25M182.68%247.98M-11.11%198.81M-36.68%127.51M49.29%132.24M49.29%132.24M4.17%87.73M12.87%223.66M29.72%201.37M
-Cash and cash equivalents 70.33%225.25M70.33%225.25M182.68%247.98M-11.11%198.81M-36.68%127.51M49.29%132.24M49.29%132.24M4.17%87.73M12.87%223.66M29.72%201.37M
Receivables 32.42%32.5M32.42%32.5M25.38%27.42M38.38%27.62M34.71%25.65M32.82%24.54M32.82%24.54M33.21%21.87M49.46%19.96M64.51%19.04M
-Accounts receivable 32.42%32.5M32.42%32.5M25.38%27.42M38.38%27.62M34.71%25.65M32.82%24.54M32.82%24.54M33.21%21.87M49.46%19.96M64.51%19.04M
Net loan 10.04%4.21B10.04%4.21B10.56%4.03B17.46%4B23.09%3.96B28.60%3.83B28.60%3.83B30.04%3.64B39.41%3.4B45.87%3.22B
-Gross loan 10.06%4.22B10.06%4.22B10.55%4.03B17.45%4B23.08%3.97B28.60%3.83B28.60%3.83B30.06%3.65B39.43%3.41B45.88%3.22B
-Allowance for loans and lease losses 31.44%3.3M31.44%3.3M-10.98%2.4M-4.91%2.4M4.24%2.39M31.99%2.51M31.99%2.51M58.74%2.7M64.77%2.53M57.32%2.29M
Securities and investments 77.78%300.25M77.78%300.25M-16.27%153.98M157.90%104.72M163.70%133.96M18.51%168.89M18.51%168.89M36.59%183.9M4,160.76%40.61M5,230.54%50.8M
-Available for sale securities 78.22%299.3M78.22%299.3M-16.35%153.03M161.70%103.77M166.83%133.01M18.63%167.94M18.63%167.94M36.85%182.94M--39.65M--49.85M
-Short term investments 0.00%953K0.00%953K0.00%953K0.00%953K0.00%953K0.00%953K0.00%953K0.00%953K0.00%953K0.00%953K
Derivative assets -98.68%20K-98.68%20K-86.58%150K921.36%1.05M1,097.96%587K--1.52M--1.52M--1.12M--103K--49K
Net PPE 167.18%26.62M167.18%26.62M163.85%27.15M156.91%27.25M157.70%27.44M-9.34%9.96M-9.34%9.96M-8.63%10.29M-6.47%10.61M-7.81%10.65M
-Gross PPE 82.92%40.15M82.92%40.15M163.85%27.15M156.91%27.25M157.70%27.44M-1.49%21.95M-1.49%21.95M-8.63%10.29M-6.47%10.61M-7.81%10.65M
-Accumulated depreciation -12.89%-13.53M-12.89%-13.53M-------------6.15%-11.99M-6.15%-11.99M------------
Goodwill and other intangible assets 185.02%24.36M185.02%24.36M-49.42%8.25M-47.92%8.35M-45.09%8.45M-4.41%8.55M-4.41%8.55M80.14%16.31M74.86%16.03M65.73%15.38M
-Goodwill 113.78%12.3M113.78%12.3M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M
-Other intangible assets 331.89%12.05M331.89%12.05M-76.36%2.5M-74.75%2.59M-72.04%2.69M-12.37%2.79M-12.37%2.79M219.92%10.55M201.05%10.28M172.95%9.63M
Other assets -34.93%14.4M-34.93%14.4M53.51%21.52M55.76%21.17M55.95%20.2M35.01%22.13M35.01%22.13M-12.76%14.02M-16.02%13.59M-23.29%12.95M
Total assets 15.16%4.84B15.16%4.84B13.45%4.52B17.67%4.39B22.03%4.31B28.65%4.2B28.65%4.2B29.44%3.98B38.53%3.73B46.22%3.53B
Liabilities
Total deposits 17.30%4.14B17.30%4.14B14.82%3.82B18.83%3.69B24.38%3.64B32.96%3.53B32.96%3.53B34.46%3.33B46.27%3.11B58.39%2.93B
Payables -88.04%893K-88.04%893K-31.32%3.11M47.93%4.1M32.64%2.43M28.79%7.47M28.79%7.47M43.40%4.53M30.43%2.77M-7.39%1.83M
-Total tax payable -88.04%893K-88.04%893K-31.32%3.11M47.93%4.1M32.64%2.43M28.79%7.47M28.79%7.47M43.40%4.53M30.43%2.77M-7.39%1.83M
Long term provisions 11.34%171.21M11.34%171.21M1.33%162.28M11.58%158.18M17.18%155.58M21.93%153.77M21.93%153.77M26.05%160.15M31.11%141.76M15.98%132.78M
Long term debt and capital lease obligation -1.85%108.58M-1.85%108.58M-0.62%104.87M-3.80%104.52M-0.10%106.95M1.10%110.62M1.10%110.62M2.11%105.53M5.41%108.65M4.28%107.06M
-Long term debt -4.07%102.5M-4.07%102.5M0.06%101.64M-3.28%101.11M0.57%103.36M1.81%106.85M1.81%106.85M2.92%101.59M6.22%104.53M5.16%102.77M
-Long term capital lease obligation 61.12%6.08M61.12%6.08M-18.10%3.23M-17.14%3.41M-16.32%3.59M-15.66%3.77M-15.66%3.77M-15.07%3.94M-11.68%4.12M-13.13%4.3M
Non current deferred liabilities -80.71%141K-80.71%141K-49.62%332K-47.87%355K0.71%709K-7.00%731K-7.00%731K-14.30%659K-16.13%681K-17.66%704K
Other liabilities -25.47%13.79M-25.47%13.79M-7.38%15.67M155.46%27.57M28.25%16.28M18.07%18.5M18.07%18.5M-12.36%16.92M-7.63%10.79M11.27%12.69M
Total liabilities 16.08%4.44B16.08%4.44B13.60%4.11B18.24%3.99B23.27%3.92B31.18%3.82B31.18%3.82B32.51%3.62B43.48%3.37B53.03%3.18B
Shareholders'equity
Share capital -5.63%215.61M-5.63%215.61M0.12%228.47M-0.18%228.47M-1.74%228.47M-4.66%228.47M-4.66%228.47M-5.44%228.19M-5.16%228.88M-3.65%232.51M
-common stock 0.37%215.61M0.37%215.61M0.13%214.82M-0.19%214.82M-1.85%214.82M-4.94%214.82M-4.94%214.82M-5.77%214.54M-5.46%215.23M-3.87%218.87M
-Preferred stock --0--00.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M
Paid-in capital -1.11%2.49M-1.11%2.49M19.24%2.79M26.55%2.72M35.29%2.65M55.89%2.51M55.89%2.51M96.72%2.34M180.65%2.15M473.31%1.96M
Retained earnings 24.10%181.24M24.10%181.24M32.07%177.58M34.59%168.78M35.33%157.85M33.57%146.04M33.57%146.04M29.20%134.46M26.30%125.4M22.42%116.64M
Gains losses not affecting retained earnings -199.24%-130K-199.24%-130K171.15%141K47.87%139K1.39%73K32.32%131K32.32%131K-22.39%52K118.60%94K453.85%72K
Total stockholders'equity 5.85%399.2M5.85%399.2M12.04%408.99M12.22%400.1M10.78%389.03M7.55%377.16M7.55%377.16M5.31%365.04M4.42%356.52M4.22%351.18M
Total equity 5.85%399.2M5.85%399.2M12.04%408.99M12.22%400.1M10.78%389.03M7.55%377.16M7.55%377.16M5.31%365.04M4.42%356.52M4.22%351.18M
Currency Unit CADCADCADCADCADCADCADCADCADCAD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------
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