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Guangzhou: will purchase existing commodities of 90 square meters or less throughout the city as indemnificatory apartments.
According to a report by Southern Network, Guangzhou Anju Group announced yesterday the "Collecting Notice for the Purchase of Completed Existing Commodity Housing for Use as Affordable Housing by Guangzhou Anju Group Co., Ltd.", intending to collect existing completed commodity housing for affordable housing projects. The collection period is from the date of the announcement until December 18 of this year. According to the notice, the scope of this collection is existing commodity housing sources that have been completed within the administrative area of Guangzhou City, with convenient transportation and relatively complete supporting facilities surrounding the housing sources. The collection criteria require: clear assets and liabilities and legal relationships; obtaining a completion joint acceptance opinion letter; an area of 90 square meters.
Hong Kong real estate stocks opened high, radiance hldgs rose more than 11%.
Guangdong Huizhi on November 19 reported that Radiance Hldgs rose over 11%, Fantasia rose over 6%, Sino-Ocean GP and R&F Properties rose over 3%. China International Capital Corporation believes that currently, real estate developers in China are in the early to mid-stage of deleveraging. However, it has been determined that the period of the fastest decline in quantity and price in the physical market may have passed, while on the policy side there are beginnings of more proactive measures to stabilize the industry.
Several banks in Guangzhou have received a notice: The interest rates for mortgage and commercial loans must not be lower than those for provident fund loans.
According to the report from "Southern Plus", some borrowers received a notification from Guangzhou banks this morning, stating that commercial interest rate loans cannot be lower than provident fund interest rate loans. After confirming with several banks in Guangzhou, it was found that the above situation is true. (WL/K) ~
Mainland China's 5-year LPR has dropped by 25 basis points. Reports estimate that for a 1 million yuan mortgage over 30 years, the total reduction in payments is 0.051 million yuan.
Mainland China's October Loan Prime Rate (LPR) has been released, with LPR for over 5 years at 3.6%, down from 3.85% last month. LPR for 1 year is 3.1%, down from 3.35% last month. According to "Caifinance", based on 1 million RMB (Renminbi, same below), a 30-year loan, and equal principal and interest repayment method, with this LPR decrease of 25 basis points, the monthly payment will decrease by 141.5 RMB, resulting in a total reduction of 0.051 million RMB over 30 years.
State Administration of Gold Supervision: Ensure that the disbursement of loan funds for 'Nei Fang' is done 'as early as possible'. The next step is to include all commodity housing loans in the 'white list'.
Xiao Yuanqi, Deputy Director of the China Banking and Insurance Regulatory Commission, stated at a press conference of the State Council Information Office that the disbursement method of loan funds will be optimized to achieve "early as should be". In the future, with the agreement of commercial banks and real estate project companies, all loans can be advanced to the project fund management account opened by the real estate company. Xiao Yuanqi emphasized that since the beginning of this year, the urban real estate financing coordination mechanism has included compliant real estate projects in the "white list", and the next step is to include all commodity housing project loans in the "white list", ensuring that they are processed promptly.
Tianjin cancels the restrictive housing measures in "Inner Room", and the minimum down payment ratio is uniformly no less than 15%.
Tianjin Municipal Government announced the cancellation of housing restrictions, implementing national financial support policies, accelerating the construction of a new model for real estate development, better meeting residents' rigid and diversified improvement housing needs, and promoting stable and healthy development of the real estate market. The notice clearly states the cancellation of restrictive measures on the purchase and transfer of new commodity housing and second-hand housing in Tianjin. No longer implementing guidance on the upper limit of sales prices for new commodity housing. At the same time, canceling the standards for ordinary and non-ordinary housing in Tianjin. The notice also proposes adjusting the minimum down payment ratio policy, for resident families in Tianjin who purchase housing through loans, commercial individual housing
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