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The Hong Kong Monetary Authority allows the maximum loan-to-value ratio to be relaxed to 80%. BOC Hong Kong (02388): fully cooperates.
boc hong kong welcomes and supports the one-time special mortgage arrangement announced today by the Hong Kong Monetary Authority.
In "Hong Kong Property", boc hong kong (02388.HK): welcomes the Monetary Authority to provide a one-time special mortgage arrangement for buyers of pre-construction properties.
The HKMA has announced guidelines to banks, introducing a one-time special arrangement allowing relaxation of the maximum mortgage loan-to-value ratio and the 'payment-to-income ratio' regulatory requirements, so that banks can flexibly assist property buyers who have opted for progressive payments from 2021 to 2023 in completing property transactions for pre-sale residences. boc hong kong (02388.HK) personal wealth products general manager Zhou Guochang welcomed and supported the arrangement, expecting the relaxation of mortgage application ratios and payment ratios for property buyers using progressive payments during the specified period to help ease buyers' situations when applying for mortgages due to property valuations being lower than the fill price.
Hong Kong stock concept tracking | The State-owned Assets Supervision and Administration Commission + Development and Reform Commission improve the liability exemption mechanism for central enterprises. Institutions focus on the investment value of centra
Establishing a mechanism for due diligence and compliance to exempt accountability in two departments.
Zhongtai: The senior law significantly saves bank capital, and under the improved market preference, attention is paid to the performance of quality banks.
Zhongtai stated that the regulatory authorities have relaxed the acceptance of advanced capital method applications. Based on the case of China Merchants Bank, the advanced method significantly saves capital, with a core Tier 1 capital adequacy ratio about 2 percentage points higher than the weighted method. If the top tier listed banks subsequently implement the advanced method, it is expected to increase the core Tier 1 capital adequacy ratio of the top tier listed banks by more than 1 percentage point.
Express News | Two departments: In response to the issues of state-owned capital venture investments being "reluctant to invest" and "unwilling to invest", a sound assessment and compliance exemption mechanism suitable for the characteristics of state-owned central ente
In November, the number of new mortgage registrations for Hong Kong primary real estate fell by 21.3% month-on-month, marking a record low after four consecutive months of decline.
In November 2024, the number of existing building mortgage transactions was 3,096, a decrease of 837 transactions (21.3%) compared to 3,933 in October, marking a decline for four consecutive months and reaching a new monthly low since records began in 2001.
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