The trillion-dollar low-altitude economy has once again been highlighted, and the Banks have quietly entered the game, with some projects completing credit approval within a week.

① The push for low-altitude economy is not just by the Postal Savings Bank Of China; many national banks such as China Everbright Bank and China Construction Bank Corporation have already entered the market. ② Participating in the low-altitude economy can help banks expand new lending and investment areas, providing new scenarios for the innovation of their financial products and services. ③ The risk management in this area remains relatively complex; commercial banks must continuously innovate, enhance cooperation, and effectively improve their risk management capabilities.

cls.cnMay 8 17:11

A structural interest rate cut is still a rate cut! The central bank officially announces the first comprehensive reduction in the structural MMF policy tool interest rate, saving more than 15 billion yuan in bank funding costs each year.

① The central bank announced a 0.25 percentage point reduction in the rate of structured MMF monetary policy tools. Industry insiders stated that structural interest rate cuts are also interest rate cuts, which help strengthen the policy incentives for commercial Banks. ② The central bank proposed to establish 500 billion yuan for re-loaning to service Consumer and Retirement, increase the re-loaning quota for Technology innovation and technological transformation, and increase the re-loaning quota for supporting agriculture and small businesses, guiding Financial Institutions to accelerate loan disbursement in related fields.

cls.cnMay 7 11:19

Highlights of the "One Line, One Bureau, One Meeting" press conference: Simultaneous reduction of reserve requirements and interest rates! A comprehensive financial policy package has been launched.

The reserve requirement ratio is lowered by 0.5 percentage points, with the overall average reserve requirement ratio decreasing from 6.6% to 6.2%, expected to provide approximately 1 trillion yuan in long-term liquidity to the market.

Golden10 DataMay 7 10:51

“One line, one bureau, one meeting”: reducing reserve requirements and interest rates, quasi-stabilization Funds, encouraging Insurance companies to increase market participation!

A massive wave of major news is coming! The People's Bank of China has announced a reduction in interest rates and reserve requirements, and the National Financial Regulatory Administration recently launched a total of 8 incremental policies. The China Securities Regulatory Commission will support listed companies in mergers and acquisitions with greater力度.

Golden10 DataMay 7 10:22

The central bank: Starting from May 15, the reserve requirement ratio for Financial Institutions will be lowered by 0.5 percentage points.

The People's Bank of China has decided to lower the reserve requirement ratio for Financial Institutions by 0.5 percentage points (excluding Financial Institutions that have already implemented a 5% reserve requirement ratio) starting from May 15, 2025, and to lower the reserve requirement ratio for Autos financing companies and financial leasing companies by 5 percentage points.

cls.cnMay 7 10:17

More than 60% of A-share vehicle companies achieved growth in net income in the first quarter, with policy dividends and technological breakthroughs being the driving forces for this growth.

① Among the 16 A-share listed automobile companies, 10 companies achieved year-on-year growth in net income attributable to the parent company in the first quarter of 2025, accounting for 62.5%. ② BYD led with a growth rate of 100.38%, SAIC Group's net income increased by 11.40% year-on-year, and Chongqing Changan Automobile's net income attributable to the parent company surged by 601.31% year-on-year.

cls.cnMay 6 09:31