Compensation data error! bank of xi'an corrects the relevant content of the third quarter report and apologizes, more than 10 listed companies received regulatory letters for errors within the year.
①On November 28, bank of xi'an issued a statement announcing that there were errors in its third quarter report for 2024, hereby correcting it and apologizing. ②bank of xi'an had not corrected the previous third quarter report, and the related data had once caused a public opinion storm. ③This year, more than 10 listed companies have been issued regulatory letters due to errors in their regular reports.
Bank of Qingdao disclosed the first quarter carbon reduction loan information of the A-share banks, and many unlisted banks have successively updated their data.
In the third quarter of 2024, the bank of qingdao issued a total of 90 million yuan in carbon reduction loans to two projects with the support of carbon reduction support tools, with a weighted average loan interest rate of 3.87%, resulting in an annual carbon reduction of 82,922.16 tons of carbon dioxide equivalent. Since the central bank implemented carbon reduction support tools, about 30 banks have disclosed information related to carbon reduction loans on their official websites quarterly.
Bank of Qingdao, bank of Guiyang and others have received intensive research. Next year's interest margin pressure remains a focal point of concern. The reserve volume and structure of many banks' "New Year Red" projects have been "exposed".
① With the background of debt-to-equity swaps, some regional banks are expected to benefit from the improvement in the fundamentals brought about by local economic development and debt replacement. ② Regulatory requirements will help listed banks with relatively low price-to-book ratios strengthen dividends and increase stake & buy back, gradually raising valuation levels. At the same time, under the expectation of market cap management for major index constituent stocks, this will facilitate long-term capital entering the market, indirectly supporting high-dividend sectors such as banks.
Is a batch of more than 1000 personal properties up for auction? The bank of chengdu’s subsidiary, Jincheng Consumer Finance, is again concentrating on disposing of assets, with some projects starting at less than 10% of the market price.
On the evening of November 14th, the reporter logged on to the Ali auction platform and saw that Jincheng consumer finance still has over 433 housing collateral loan debt rights projects online, with starting prices ranging from 2299 yuan to 0.12 million yuan, and deposits ranging from 2000 yuan to 0.04 million yuan. Housing collateral loan debt rights transfer faces certain challenges, due to fewer bidders, even some small projects will be repeatedly listed.
Can the interest rate spread be improved? How to deal with breaking issuance and net breakage? How much is the dividend? Lanzhou Bank's earnings conference will address multiple hot topics.
①Due to the downward trend of loan market interest rates, the replacement of existing mortgage rates, and factors such as loan repricing, the net interest margin still faces certain pressure. ②Currently, the banks are still facing the situation of undervaluation. Our bank will actively manage the market cap and increase investor confidence.
Just two days after the forum for foreign financial institutions, Bank of Nanjing officially announced that BNP Paribas increased its shareholding by 1%, after welcoming a new shareholder with 'wings' just last month.
①On the evening of November 8, Bank of Nanjing announced that French bank Paris银行(QFII)increased its shareholding in the bank by 1%. This marks the second increase in shareholding of Bank of Nanjing by Paris银行 this year. ②Last month, Bank of Nanjing just welcomed a new shareholder with wings, East Airport Group, with Jiangsu Province and Nanjing city state assets behind it. ③Since the second half of the year, several banks have received substantial silver and gold shareholding to support the market.