Is the ban on city commercial banks "going out of province" loosening? Harbin Bank has been approved to acquire a rural bank in Chongqing and to establish a branch outside the province.

① The industry claims that there has been no relaxation in the policy for setting up branches by city commercial banks outside the province, but the case of harbin bank is "worthy of support and encouragement." ② According to information from regulatory agency websites, this should be the first case in the year of a city commercial bank establishing a branch outside the province through the acquisition of its affiliated village bank. ③ Previously, the village bank under Jiutai Rural Commercial Bank located in Shandong Province completed its disposal by exiting and transferring equity.

cls.cnNov 22 12:45

Bank of Qingdao, bank of Guiyang and others have received intensive research. Next year's interest margin pressure remains a focal point of concern. The reserve volume and structure of many banks' "New Year Red" projects have been "exposed".

① With the background of debt-to-equity swaps, some regional banks are expected to benefit from the improvement in the fundamentals brought about by local economic development and debt replacement. ② Regulatory requirements will help listed banks with relatively low price-to-book ratios strengthen dividends and increase stake & buy back, gradually raising valuation levels. At the same time, under the expectation of market cap management for major index constituent stocks, this will facilitate long-term capital entering the market, indirectly supporting high-dividend sectors such as banks.

cls.cnNov 21 20:58

Liu Yonghao once again trusts minsheng bank

Why add more investment?

wallstreetcnNov 21 12:09

Bloom Energy Downgraded at HSBC After Ripping Higher in Recent Days

Seeking AlphaNov 21 03:19 · Ratings

Rare! This rural commercial bank is offering a 5-year fixed deposit interest rate of 1.5%, which is lower than the 1.55% level of state-owned banks. It is referred to as a "case" in the industry.

①Recently, Wuxiang Rural Commercial Bank adjusted the deposit execution interest rates, lowering the execution interest rates for personal fixed-term deposits of two years, three years, and five years to 1.5%, with the five-year execution interest rate being lowered below the lowest level of the state-owned banks' published rates. ②The phenomenon of the aforementioned rural commercial bank reducing rates beyond the mid- to long-term levels of state-owned banks is still considered an isolated case.

cls.cnNov 20 23:05

Revenue growth pressure still exists in the next stage! The earnings conference of minsheng bank revealed that the crediting risks for small enterprises and retail are rising, with the adjustment amount for existing mortgage rates reaching approximately 3

In the first three quarters, minsheng bank's revenue and net income attributable to the parent decreased by 4.37% and 9.21% year-on-year, respectively. The management openly stated that the company's revenue growth will still face certain pressure in the next stage. Minsheng bank took the initiative to conduct centralized and unified batch adjustments to eligible existing home loans, with a total of approximately 0.5 million adjustments and an adjusted amount of approximately 380 billion yuan, already reduced by 37 basis points.

cls.cnNov 20 20:33