The four major banks announced: there will be a batch adjustment of mortgage interest rates for existing houses on October 25.
This morning, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, and China Construction Bank all issued announcements regarding the bulk adjustment of existing individual housing loan rates.
Tomorrow will usher in the first peak of silver certificate transfer! Transfers can be initiated as early as 7:30 am. Is it really time for a big move for savings deposits?
Before the holiday, the A-share market is booming, and some investors have reported delays in silver brokerage transfers. A-share trading will resume normally tomorrow, with multiple brokerages already negotiating the timing of silver brokerage transfers with banks in advance.
Pre-holiday big gift attack! Hong Kong stocks are expected to continue rising, grab this investment "gift list" on the eve of the National Day holiday.
It is worth noting that, with the approach of the National Day holiday in 2014-2023, the chance of the Hang Seng Index rising after the National Day holiday reaches 70%. On the other hand, looking at the performance of the Hang Seng Tech Index, the chance of increase from 2015 to 2023 is close to 80%.
Violation of non-public issuance information disclosure, yueyang forest & paper's controlling shareholder received a warning letter | Quick Read Announcement.
①As a result, due to the violation of information disclosure rules in the previous private placement fundraising process, the controlling shareholder of Yueyang Forest & Paper received a warning letter. ②Affected by the industry downturn, the gross margin of the new projects undertaken has declined compared to previous years, and Chengtong Kaisheng's net income in the first half of this year has changed from profit to loss.
A-share listed banks' semi-annual report: 41 banks continue to explore interest rate spreads, 12 banks experience negative growth in net income. The window for another round of interest rate cuts for existing housing loans has opened, posing a potential c
In the first half of the year, 41 banks collectively experienced a decline in net interest margin, with 9 banks experiencing a decrease in the level of interest margin of 2% or more compared to the same period last year. The number of banks with negative growth in net profit attributable to the parent company reached 12, an increase of 7 compared to the same period last year. Experts believe that the continued narrowing of net interest margin has put pressure on the profitability of banks, and the possible downward adjustment of mortgage rates for existing homes in the near future will further challenge the interest margin of banks and increase operational pressure.
Six state-owned major banks distributed red packets for the first time in the mid-year, with a total amount as high as 216.058 billion yuan, and the total assets of the "40 trillion" club increased to three.
① Six state-owned large banks made their first collective appearance on the mid-term dividend list, with a dividend amount as high as 216.058 billion yuan. Multiple senior executives of state-owned large banks have pledged to continue the continuity, stability, and predictability of the dividend policy. ② As of the end of June, the asset size of Industrial and Commercial Bank, Agricultural Bank, and China Construction Bank Corporation, the three state-owned large banks, has surpassed 40 trillion yuan. Among them, China Construction Bank Corporation has entered the '40 trillion' club for the first time.