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Stellar Bancorp (STEL)

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  • 37.430
  • -0.290-0.77%
Close Apr 10 16:00 ET
  • 37.430
  • 0.0000.00%
Post 17:16 ET
1.90BMarket Cap18.81P/E (TTM)

Stellar Bancorp (STEL) Balance Sheet

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
Assets
Cash cash equivalents and federal funds sold
-53.97%419.45M
-53.97%419.45M
41.11%728.45M
17.92%578.1M
40.23%560.58M
128.24%911.22M
128.24%911.22M
70.78%516.22M
61.22%490.25M
51.80%399.74M
-Cash and cash equivalents
-53.97%419.45M
-53.97%419.45M
41.11%728.45M
17.92%578.1M
40.23%560.58M
128.24%911.22M
128.24%911.22M
70.78%516.22M
61.22%490.25M
51.80%399.74M
Receivables
-5.32%35.87M
-5.32%35.87M
-11.67%34.87M
-18.02%35.54M
-17.15%37.67M
-14.37%37.88M
-14.37%37.88M
-9.33%39.47M
3.08%43.35M
7.22%45.47M
-Accounts receivable
-5.32%35.87M
-5.32%35.87M
-11.67%34.87M
-18.02%35.54M
-17.15%37.67M
-14.37%37.88M
-14.37%37.88M
-9.33%39.47M
3.08%43.35M
7.22%45.47M
Net loan
-1.93%7.22B
-1.93%7.22B
-5.06%7.09B
-5.45%7.2B
-7.84%7.2B
-6.06%7.36B
-6.06%7.36B
-5.62%7.47B
-4.38%7.62B
0.28%7.81B
-Gross loan
-1.87%7.3B
-1.87%7.3B
-5.08%7.17B
-5.53%7.29B
-7.90%7.28B
-6.12%7.44B
-6.12%7.44B
-5.66%7.55B
-4.40%7.71B
0.28%7.91B
-Allowance for loans and lease losses
3.17%83.63M
3.17%83.63M
-6.60%78.92M
-12.25%83.17M
-13.02%83.75M
-11.59%81.06M
-11.59%81.06M
-9.70%84.5M
-5.41%94.77M
0.10%96.29M
Securities and investments
31.41%2.2B
31.41%2.2B
-72.74%461.1M
-26.90%1.19B
-24.15%1.16B
19.87%1.67B
19.87%1.67B
19.56%1.69B
10.33%1.63B
0.26%1.52B
-Available for sale securities
-19.25%393.42M
-19.25%393.42M
--385.64M
----
----
--487.19M
--487.19M
----
----
----
-Short term investments
7.89%1.81B
7.89%1.81B
-95.54%75.45M
-26.90%1.19B
-24.15%1.16B
19.87%1.67B
19.87%1.67B
19.56%1.69B
10.33%1.63B
0.26%1.52B
Federal home loan bank stock
454.66%45.53M
454.66%45.53M
125.80%45.44M
212.14%47.1M
30.23%20.9M
-67.23%8.21M
-67.23%8.21M
-30.66%20.12M
-38.36%15.09M
-18.43%16.05M
Bank owned life insurance
1.84%109.48M
1.84%109.48M
2.32%109.36M
2.32%108.73M
2.31%108.11M
2.30%107.5M
2.30%107.5M
2.08%106.88M
2.03%106.26M
1.98%105.67M
Net PPE
-5.13%106.12M
-5.13%106.12M
-5.22%107.8M
-4.71%108.62M
-5.14%109.75M
-5.75%111.86M
-5.75%111.86M
-4.68%113.74M
-4.33%113.98M
-7.24%115.7M
-Gross PPE
0.70%148.18M
0.70%148.18M
----
----
----
-0.10%147.15M
-0.10%147.15M
----
----
----
-Accumulated depreciation
-19.19%-42.06M
-19.19%-42.06M
----
----
----
-23.32%-35.29M
-23.32%-35.29M
----
----
----
Goodwill and other intangible assets
-3.65%568.34M
-3.65%568.34M
-3.73%573.25M
-3.80%578.79M
-3.87%584.33M
-3.94%589.86M
-3.94%589.86M
-4.00%595.43M
-4.06%601.63M
-4.12%607.83M
-Goodwill
0.00%497.32M
0.00%497.32M
0.00%497.32M
0.00%497.32M
0.00%497.32M
0.00%497.32M
0.00%497.32M
0.00%497.32M
0.01%497.32M
0.01%497.32M
-Other intangible assets
-23.26%71.02M
-23.26%71.02M
-22.61%75.93M
-21.90%81.47M
-21.27%87.01M
-20.71%92.55M
-20.71%92.55M
-20.19%98.12M
-19.64%104.32M
-19.14%110.51M
Other assets
-0.99%106.39M
-0.99%106.39M
1,759.42%1.48B
521.04%639.68M
534.55%658.9M
-3.79%107.45M
-3.79%107.45M
-33.96%79.54M
-6.90%103M
-3.86%103.84M
Total assets
-0.91%10.81B
-0.91%10.81B
-0.02%10.63B
-2.15%10.49B
-2.74%10.43B
2.43%10.91B
2.43%10.91B
-0.33%10.63B
-0.51%10.72B
1.17%10.73B
Liabilities
Total deposits
-1.17%9.02B
-1.17%9.02B
0.86%8.82B
-0.59%8.67B
-2.64%8.56B
2.87%9.13B
2.87%9.13B
0.64%8.74B
-0.47%8.73B
0.64%8.79B
Payables
-67.70%5.51M
-67.70%5.51M
-44.26%9.43M
-38.29%7.61M
-19.39%9.86M
51.06%17.05M
51.06%17.05M
122.21%16.92M
170.63%12.33M
215.54%12.23M
-Accounts payable
-67.70%5.51M
-67.70%5.51M
-44.26%9.43M
-38.29%7.61M
-19.39%9.86M
51.06%17.05M
51.06%17.05M
122.21%16.92M
170.63%12.33M
215.54%12.23M
Long term debt and capital lease obligation
-42.62%40.23M
-42.62%40.23M
-58.72%70.2M
-59.97%140.09M
-41.50%190.06M
-56.12%70.11M
-56.12%70.11M
-60.78%170.06M
-27.02%349.96M
-6.75%324.86M
-Long term debt
-42.62%40.23M
-42.62%40.23M
-58.72%70.2M
-59.97%140.09M
-41.50%190.06M
-56.12%70.11M
-56.12%70.11M
-60.78%170.06M
-27.02%349.96M
-6.75%324.86M
Other liabilities
-14.14%70.74M
-14.14%70.74M
5.15%77.89M
-3.43%67.87M
-7.93%61.43M
0.97%82.39M
0.97%82.39M
-3.47%74.07M
1.53%70.27M
-1.00%66.72M
Total liabilities
-1.72%9.14B
-1.72%9.14B
-0.32%8.97B
-2.93%8.89B
-4.07%8.82B
1.88%9.3B
1.88%9.3B
-2.18%9B
-1.74%9.16B
0.44%9.2B
Shareholders'equity
Share capital
-4.68%509K
-4.68%509K
-4.30%512K
-4.10%514K
-2.80%521K
0.19%534K
0.19%534K
0.38%535K
0.56%536K
0.56%536K
-common stock
-4.68%509K
-4.68%509K
-4.30%512K
-4.10%514K
-2.80%521K
0.19%534K
0.19%534K
0.38%535K
0.56%536K
0.56%536K
-Preferred stock
--0
--0
--0
--0
--0
--0
--0
--0
--0
--0
Paid-in capital
-5.25%1.17B
-5.25%1.17B
-4.51%1.18B
-4.31%1.19B
-2.64%1.2B
0.60%1.24B
0.60%1.24B
0.56%1.24B
0.81%1.24B
0.79%1.24B
Retained earnings
14.94%566.22M
14.94%566.22M
15.33%547.72M
18.14%529.22M
19.98%510.07M
21.36%492.64M
21.36%492.64M
23.16%474.91M
23.87%447.95M
27.53%425.13M
Gains losses not affecting retained earnings
41.80%-72.97M
41.80%-72.97M
11.44%-77.87M
8.44%-110.94M
21.35%-102.39M
-6.16%-125.36M
-6.16%-125.36M
43.98%-87.94M
8.21%-121.17M
-14.93%-130.19M
Total stockholders'equity
3.78%1.67B
3.78%1.67B
1.66%1.65B
2.43%1.6B
5.24%1.61B
5.71%1.61B
5.71%1.61B
11.31%1.63B
7.34%1.57B
5.84%1.53B
Total equity
3.78%1.67B
3.78%1.67B
1.66%1.65B
2.43%1.6B
5.24%1.61B
5.71%1.61B
5.71%1.61B
11.31%1.63B
7.34%1.57B
5.84%1.53B
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024
Assets
Cash cash equivalents and federal funds sold -53.97%419.45M-53.97%419.45M41.11%728.45M17.92%578.1M40.23%560.58M128.24%911.22M128.24%911.22M70.78%516.22M61.22%490.25M51.80%399.74M
-Cash and cash equivalents -53.97%419.45M-53.97%419.45M41.11%728.45M17.92%578.1M40.23%560.58M128.24%911.22M128.24%911.22M70.78%516.22M61.22%490.25M51.80%399.74M
Receivables -5.32%35.87M-5.32%35.87M-11.67%34.87M-18.02%35.54M-17.15%37.67M-14.37%37.88M-14.37%37.88M-9.33%39.47M3.08%43.35M7.22%45.47M
-Accounts receivable -5.32%35.87M-5.32%35.87M-11.67%34.87M-18.02%35.54M-17.15%37.67M-14.37%37.88M-14.37%37.88M-9.33%39.47M3.08%43.35M7.22%45.47M
Net loan -1.93%7.22B-1.93%7.22B-5.06%7.09B-5.45%7.2B-7.84%7.2B-6.06%7.36B-6.06%7.36B-5.62%7.47B-4.38%7.62B0.28%7.81B
-Gross loan -1.87%7.3B-1.87%7.3B-5.08%7.17B-5.53%7.29B-7.90%7.28B-6.12%7.44B-6.12%7.44B-5.66%7.55B-4.40%7.71B0.28%7.91B
-Allowance for loans and lease losses 3.17%83.63M3.17%83.63M-6.60%78.92M-12.25%83.17M-13.02%83.75M-11.59%81.06M-11.59%81.06M-9.70%84.5M-5.41%94.77M0.10%96.29M
Securities and investments 31.41%2.2B31.41%2.2B-72.74%461.1M-26.90%1.19B-24.15%1.16B19.87%1.67B19.87%1.67B19.56%1.69B10.33%1.63B0.26%1.52B
-Available for sale securities -19.25%393.42M-19.25%393.42M--385.64M----------487.19M--487.19M------------
-Short term investments 7.89%1.81B7.89%1.81B-95.54%75.45M-26.90%1.19B-24.15%1.16B19.87%1.67B19.87%1.67B19.56%1.69B10.33%1.63B0.26%1.52B
Federal home loan bank stock 454.66%45.53M454.66%45.53M125.80%45.44M212.14%47.1M30.23%20.9M-67.23%8.21M-67.23%8.21M-30.66%20.12M-38.36%15.09M-18.43%16.05M
Bank owned life insurance 1.84%109.48M1.84%109.48M2.32%109.36M2.32%108.73M2.31%108.11M2.30%107.5M2.30%107.5M2.08%106.88M2.03%106.26M1.98%105.67M
Net PPE -5.13%106.12M-5.13%106.12M-5.22%107.8M-4.71%108.62M-5.14%109.75M-5.75%111.86M-5.75%111.86M-4.68%113.74M-4.33%113.98M-7.24%115.7M
-Gross PPE 0.70%148.18M0.70%148.18M-------------0.10%147.15M-0.10%147.15M------------
-Accumulated depreciation -19.19%-42.06M-19.19%-42.06M-------------23.32%-35.29M-23.32%-35.29M------------
Goodwill and other intangible assets -3.65%568.34M-3.65%568.34M-3.73%573.25M-3.80%578.79M-3.87%584.33M-3.94%589.86M-3.94%589.86M-4.00%595.43M-4.06%601.63M-4.12%607.83M
-Goodwill 0.00%497.32M0.00%497.32M0.00%497.32M0.00%497.32M0.00%497.32M0.00%497.32M0.00%497.32M0.00%497.32M0.01%497.32M0.01%497.32M
-Other intangible assets -23.26%71.02M-23.26%71.02M-22.61%75.93M-21.90%81.47M-21.27%87.01M-20.71%92.55M-20.71%92.55M-20.19%98.12M-19.64%104.32M-19.14%110.51M
Other assets -0.99%106.39M-0.99%106.39M1,759.42%1.48B521.04%639.68M534.55%658.9M-3.79%107.45M-3.79%107.45M-33.96%79.54M-6.90%103M-3.86%103.84M
Total assets -0.91%10.81B-0.91%10.81B-0.02%10.63B-2.15%10.49B-2.74%10.43B2.43%10.91B2.43%10.91B-0.33%10.63B-0.51%10.72B1.17%10.73B
Liabilities
Total deposits -1.17%9.02B-1.17%9.02B0.86%8.82B-0.59%8.67B-2.64%8.56B2.87%9.13B2.87%9.13B0.64%8.74B-0.47%8.73B0.64%8.79B
Payables -67.70%5.51M-67.70%5.51M-44.26%9.43M-38.29%7.61M-19.39%9.86M51.06%17.05M51.06%17.05M122.21%16.92M170.63%12.33M215.54%12.23M
-Accounts payable -67.70%5.51M-67.70%5.51M-44.26%9.43M-38.29%7.61M-19.39%9.86M51.06%17.05M51.06%17.05M122.21%16.92M170.63%12.33M215.54%12.23M
Long term debt and capital lease obligation -42.62%40.23M-42.62%40.23M-58.72%70.2M-59.97%140.09M-41.50%190.06M-56.12%70.11M-56.12%70.11M-60.78%170.06M-27.02%349.96M-6.75%324.86M
-Long term debt -42.62%40.23M-42.62%40.23M-58.72%70.2M-59.97%140.09M-41.50%190.06M-56.12%70.11M-56.12%70.11M-60.78%170.06M-27.02%349.96M-6.75%324.86M
Other liabilities -14.14%70.74M-14.14%70.74M5.15%77.89M-3.43%67.87M-7.93%61.43M0.97%82.39M0.97%82.39M-3.47%74.07M1.53%70.27M-1.00%66.72M
Total liabilities -1.72%9.14B-1.72%9.14B-0.32%8.97B-2.93%8.89B-4.07%8.82B1.88%9.3B1.88%9.3B-2.18%9B-1.74%9.16B0.44%9.2B
Shareholders'equity
Share capital -4.68%509K-4.68%509K-4.30%512K-4.10%514K-2.80%521K0.19%534K0.19%534K0.38%535K0.56%536K0.56%536K
-common stock -4.68%509K-4.68%509K-4.30%512K-4.10%514K-2.80%521K0.19%534K0.19%534K0.38%535K0.56%536K0.56%536K
-Preferred stock --0--0--0--0--0--0--0--0--0--0
Paid-in capital -5.25%1.17B-5.25%1.17B-4.51%1.18B-4.31%1.19B-2.64%1.2B0.60%1.24B0.60%1.24B0.56%1.24B0.81%1.24B0.79%1.24B
Retained earnings 14.94%566.22M14.94%566.22M15.33%547.72M18.14%529.22M19.98%510.07M21.36%492.64M21.36%492.64M23.16%474.91M23.87%447.95M27.53%425.13M
Gains losses not affecting retained earnings 41.80%-72.97M41.80%-72.97M11.44%-77.87M8.44%-110.94M21.35%-102.39M-6.16%-125.36M-6.16%-125.36M43.98%-87.94M8.21%-121.17M-14.93%-130.19M
Total stockholders'equity 3.78%1.67B3.78%1.67B1.66%1.65B2.43%1.6B5.24%1.61B5.71%1.61B5.71%1.61B11.31%1.63B7.34%1.57B5.84%1.53B
Total equity 3.78%1.67B3.78%1.67B1.66%1.65B2.43%1.6B5.24%1.61B5.71%1.61B5.71%1.61B11.31%1.63B7.34%1.57B5.84%1.53B
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------
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