US Stock MarketDetailed Quotes

Upstart (UPST)

Watchlist
  • 27.310
  • +0.860+3.25%
Close Apr 8 15:59 ET
  • 27.320
  • +0.010+0.04%
Post 18:10 ET
2.68BMarket Cap60.69P/E (TTM)

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Upstart (UPST) Income Statement

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
Total revenue
62.84%1.02B
30.74%276.22M
70.90%277.11M
101.59%257.29M
66.96%213.37M
23.76%628.83M
56.65%211.27M
20.50%162.14M
-5.99%127.63M
24.16%127.79M
Net interest income
10.46%152.69M
24.87%32.89M
61.22%48.41M
-8.60%37.85M
-17.08%33.55M
6.83%138.23M
-20.92%26.34M
6.19%30.03M
39.75%41.41M
5.96%40.46M
-Net interest income
9.59%204.23M
46.73%60.84M
40.05%57.2M
-13.73%45.62M
-20.72%40.57M
10.27%186.36M
-20.38%41.46M
8.37%40.85M
55.92%52.88M
12.92%51.17M
-Total interest expense
7.08%51.54M
84.79%27.95M
-18.71%8.79M
-32.24%7.77M
-34.48%7.02M
21.53%48.13M
-19.43%15.13M
14.91%10.82M
167.87%11.47M
50.22%10.71M
Non interest income
77.60%871.29M
31.58%243.33M
73.11%228.7M
154.52%219.44M
105.90%179.82M
29.54%490.6M
82.08%184.93M
24.31%132.11M
-18.76%86.22M
34.90%87.34M
-Fees and commissions
49.50%950.01M
33.09%265.22M
54.27%258.54M
84.46%240.78M
34.34%185.48M
13.39%635.47M
30.38%199.28M
14.20%167.59M
-9.16%130.53M
17.86%138.07M
-Gain loss on sale of assets
45.66%-78.72M
-52.61%-21.89M
15.88%-29.84M
51.85%-21.34M
88.86%-5.65M
19.95%-144.87M
71.62%-14.34M
12.35%-35.48M
-17.99%-44.32M
3.18%-50.73M
Credit losses provision
Non interest expense
24.38%1B
24.23%277.17M
22.26%253.44M
40.93%252.75M
11.58%217.87M
6.69%805M
18.79%223.11M
16.19%207.29M
6.05%179.34M
-10.93%195.26M
Selling and administrative expenses
33.81%743.62M
34.36%210.26M
33.01%189.41M
47.54%183.92M
21.08%160.03M
13.43%555.73M
19.77%156.49M
15.34%142.41M
12.17%124.66M
6.00%132.17M
-General and administrative expense
13.67%442.12M
18.45%119.67M
11.49%110.57M
20.84%110.82M
4.16%101.06M
7.20%388.93M
9.95%101.03M
9.68%99.18M
5.11%91.71M
4.04%97.02M
-Selling and marketing expense
80.76%301.51M
63.33%90.59M
82.39%78.84M
121.81%73.11M
67.77%58.97M
31.19%166.8M
43.05%55.46M
30.83%43.23M
37.95%32.96M
11.81%35.15M
Other non-interest expense
3.34%257.6M
0.44%66.91M
-1.33%64.03M
25.88%68.83M
-8.33%57.84M
-5.79%249.27M
16.56%66.62M
18.10%64.89M
-5.69%54.68M
-33.26%63.09M
Income from associates and other participating interests
Special income (charges)
-75.00%7.25M
0
-78.28%7.25M
0
295.82%28.98M
-181.95%-604K
33.36M
-3.78M
0
Less:Restructuring and mergern&acquisition
--0
--0
--0
--0
----
-71.79%4.38M
--604K
--0
--3.78M
--0
Gain on extinguishment of debt
78.28%-7.25M
--0
78.28%-7.25M
----
----
---33.36M
--0
---33.36M
----
----
Other non-operating income (expenses)
29.43%24.32M
105.26%20.12M
-79.97%1.02M
8.05%1.11M
-27.95%2.08M
-11.38%18.79M
-0.73%9.8M
43.45%5.08M
-80.16%1.03M
11.05%2.88M
Income before tax
142.31%54.33M
824.74%19.16M
575.63%31.93M
110.39%5.66M
96.26%-2.42M
46.51%-128.4M
93.75%-2.64M
83.34%-6.71M
-93.47%-54.46M
50.03%-64.58M
Income tax
293.51%728K
373.87%526K
175.56%124K
226.67%49K
107.14%29K
72.90%185K
76.19%111K
350.00%45K
-16.67%15K
-12.50%14K
Earnings from equity interest net of tax
Net income
141.69%53.6M
776.44%18.64M
570.63%31.81M
110.29%5.61M
96.21%-2.45M
46.45%-128.58M
93.50%-2.76M
83.24%-6.76M
-93.40%-54.47M
50.02%-64.6M
Net Income continuous operations
141.69%53.6M
776.44%18.64M
570.63%31.81M
110.29%5.61M
96.21%-2.45M
46.45%-128.58M
93.50%-2.76M
83.24%-6.76M
-93.40%-54.47M
50.02%-64.6M
Minority interest income
Net income attributable to the parent company
141.69%53.6M
776.44%18.64M
570.63%31.81M
110.29%5.61M
96.21%-2.45M
46.45%-128.58M
93.50%-2.76M
83.24%-6.76M
-93.40%-54.47M
50.02%-64.6M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders
141.69%53.6M
776.44%18.64M
570.63%31.81M
110.29%5.61M
96.21%-2.45M
46.45%-128.58M
93.50%-2.76M
83.24%-6.76M
-93.40%-54.47M
50.02%-64.6M
Basic earnings per share
138.89%0.56
733.33%0.19
571.43%0.33
109.68%0.06
95.95%-0.03
49.83%-1.44
94.00%-0.03
85.42%-0.07
-82.35%-0.62
53.16%-0.74
Diluted earnings per share
131.25%0.45
666.67%0.17
428.57%0.23
108.06%0.05
95.95%-0.03
49.83%-1.44
94.00%-0.03
85.42%-0.07
-82.35%-0.62
53.16%-0.74
Dividend per share
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024
Total revenue 62.84%1.02B30.74%276.22M70.90%277.11M101.59%257.29M66.96%213.37M23.76%628.83M56.65%211.27M20.50%162.14M-5.99%127.63M24.16%127.79M
Net interest income 10.46%152.69M24.87%32.89M61.22%48.41M-8.60%37.85M-17.08%33.55M6.83%138.23M-20.92%26.34M6.19%30.03M39.75%41.41M5.96%40.46M
-Net interest income 9.59%204.23M46.73%60.84M40.05%57.2M-13.73%45.62M-20.72%40.57M10.27%186.36M-20.38%41.46M8.37%40.85M55.92%52.88M12.92%51.17M
-Total interest expense 7.08%51.54M84.79%27.95M-18.71%8.79M-32.24%7.77M-34.48%7.02M21.53%48.13M-19.43%15.13M14.91%10.82M167.87%11.47M50.22%10.71M
Non interest income 77.60%871.29M31.58%243.33M73.11%228.7M154.52%219.44M105.90%179.82M29.54%490.6M82.08%184.93M24.31%132.11M-18.76%86.22M34.90%87.34M
-Fees and commissions 49.50%950.01M33.09%265.22M54.27%258.54M84.46%240.78M34.34%185.48M13.39%635.47M30.38%199.28M14.20%167.59M-9.16%130.53M17.86%138.07M
-Gain loss on sale of assets 45.66%-78.72M-52.61%-21.89M15.88%-29.84M51.85%-21.34M88.86%-5.65M19.95%-144.87M71.62%-14.34M12.35%-35.48M-17.99%-44.32M3.18%-50.73M
Credit losses provision
Non interest expense 24.38%1B24.23%277.17M22.26%253.44M40.93%252.75M11.58%217.87M6.69%805M18.79%223.11M16.19%207.29M6.05%179.34M-10.93%195.26M
Selling and administrative expenses 33.81%743.62M34.36%210.26M33.01%189.41M47.54%183.92M21.08%160.03M13.43%555.73M19.77%156.49M15.34%142.41M12.17%124.66M6.00%132.17M
-General and administrative expense 13.67%442.12M18.45%119.67M11.49%110.57M20.84%110.82M4.16%101.06M7.20%388.93M9.95%101.03M9.68%99.18M5.11%91.71M4.04%97.02M
-Selling and marketing expense 80.76%301.51M63.33%90.59M82.39%78.84M121.81%73.11M67.77%58.97M31.19%166.8M43.05%55.46M30.83%43.23M37.95%32.96M11.81%35.15M
Other non-interest expense 3.34%257.6M0.44%66.91M-1.33%64.03M25.88%68.83M-8.33%57.84M-5.79%249.27M16.56%66.62M18.10%64.89M-5.69%54.68M-33.26%63.09M
Income from associates and other participating interests
Special income (charges) -75.00%7.25M0-78.28%7.25M0295.82%28.98M-181.95%-604K33.36M-3.78M0
Less:Restructuring and mergern&acquisition --0--0--0--0-----71.79%4.38M--604K--0--3.78M--0
Gain on extinguishment of debt 78.28%-7.25M--078.28%-7.25M-----------33.36M--0---33.36M--------
Other non-operating income (expenses) 29.43%24.32M105.26%20.12M-79.97%1.02M8.05%1.11M-27.95%2.08M-11.38%18.79M-0.73%9.8M43.45%5.08M-80.16%1.03M11.05%2.88M
Income before tax 142.31%54.33M824.74%19.16M575.63%31.93M110.39%5.66M96.26%-2.42M46.51%-128.4M93.75%-2.64M83.34%-6.71M-93.47%-54.46M50.03%-64.58M
Income tax 293.51%728K373.87%526K175.56%124K226.67%49K107.14%29K72.90%185K76.19%111K350.00%45K-16.67%15K-12.50%14K
Earnings from equity interest net of tax
Net income 141.69%53.6M776.44%18.64M570.63%31.81M110.29%5.61M96.21%-2.45M46.45%-128.58M93.50%-2.76M83.24%-6.76M-93.40%-54.47M50.02%-64.6M
Net Income continuous operations 141.69%53.6M776.44%18.64M570.63%31.81M110.29%5.61M96.21%-2.45M46.45%-128.58M93.50%-2.76M83.24%-6.76M-93.40%-54.47M50.02%-64.6M
Minority interest income
Net income attributable to the parent company 141.69%53.6M776.44%18.64M570.63%31.81M110.29%5.61M96.21%-2.45M46.45%-128.58M93.50%-2.76M83.24%-6.76M-93.40%-54.47M50.02%-64.6M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders 141.69%53.6M776.44%18.64M570.63%31.81M110.29%5.61M96.21%-2.45M46.45%-128.58M93.50%-2.76M83.24%-6.76M-93.40%-54.47M50.02%-64.6M
Basic earnings per share 138.89%0.56733.33%0.19571.43%0.33109.68%0.0695.95%-0.0349.83%-1.4494.00%-0.0385.42%-0.07-82.35%-0.6253.16%-0.74
Diluted earnings per share 131.25%0.45666.67%0.17428.57%0.23108.06%0.0595.95%-0.0349.83%-1.4494.00%-0.0385.42%-0.07-82.35%-0.6253.16%-0.74
Dividend per share
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------
Market Insights
No. Symbol 20D % Chg
Sample Name
Sample Code
 +17.68%
Sample Name
Sample Code
 +16.26%
Sample Name
Sample Code
 +13.08%
4
United Sts Brent Oil Fd Lp Unit
BNO
+10.72%
5
ProShares Ultra Energy
DIG
+9.35%
View More
China Concept Stocks
No. Symbol 5D % Chg
Sample Name
Sample Code
 +14.90%
Sample Name
Sample Code
 +14.44%
Sample Name
Sample Code
 +13.72%
4
ASE Technology
ASX
+11.35%
5
Kingsoft Cloud
KC
+9.51%
View More
Middle East conflict spreads to the stock market! How should investors respond?
A major turning point has emerged in the US-Iran situation! Trump announced a two-week suspension of military action against Iran, and both Show More
Long-term answers | Your account on the left shrinks, while your right hand is chased by the times — Be the person that no bombardment can ever wipe out.
Hormuz, Term Structure and USO: Navigating the Energy Storm

- No more -