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E-L Financial Corp Ltd (ELF)

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  • 16.750
  • -0.020-0.12%
15min DelayMarket Closed Apr 14 16:00 ET
5.80BMarket Cap4.87P/E (TTM)

E-L Financial Corp Ltd (ELF) Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2025
(Q4)Dec 31, 2025
(Q3)Sep 30, 2025
(Q2)Jun 30, 2025
(Q1)Mar 31, 2025
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
Operating cash flow (Indirect Method)
Cash flow from continuing operating activities
-22.22%357.45M
-1.40%131.3M
54.49%196.48M
-78.19%31.69M
-103.75%-2.02M
-37.56%459.55M
-67.26%133.16M
-15.22%127.18M
42.16%145.33M
-30.07%53.88M
Net income from continuing operations
-20.87%1.39B
-26.35%234.91M
21.65%655.99M
54.09%412.03M
-86.74%83M
59.94%1.75B
-45.44%318.93M
764.06%539.26M
20.06%267.39M
69.58%625.86M
Operating gains losses
-20.96%-98.2M
-121.95%-41.8M
28.40%-30.51M
-79.40%-24.34M
75.04%-1.54M
-1,186.76%-81.18M
-162.81%-18.83M
-1,058.28%-42.61M
-54.67%-13.57M
38.75%-6.17M
Unrealized gains and losses of investment securities
38.62%-1.02B
75.09%-62.52M
3.46%-721.97M
5.92%-218.11M
97.02%-12.63M
-28.21%-1.65B
78.26%-250.99M
-205.21%-747.84M
21.35%-231.83M
23.27%-423.35M
Deferred tax
-44.59%92.26M
390.06%21.92M
-15.73%80.69M
674.93%46.7M
-178.89%-57.04M
58.68%166.52M
-113.54%-7.56M
410.37%95.75M
-84.41%6.03M
74.88%72.3M
Other non cash items
10.56%27.27M
190.23%5.08M
232.03%92.5M
-398.04%-75.73M
123.58%5.42M
152.74%24.67M
92.08%-5.63M
5.35%27.86M
303.31%25.41M
-322.54%-22.97M
Change in working capital
-113.72%-34.59M
-127.03%-26.28M
-52.99%119.78M
-218.45%-108.86M
89.98%-19.22M
-70.86%252.12M
-89.89%97.23M
154.04%254.77M
-41.43%91.91M
-187.93%-191.79M
-Change in loss and loss adjustment expense reserves
----
----
-51.91%139.48M
-384.00%-109.81M
135.25%48.12M
----
----
162.91%290.06M
-72.09%38.66M
-161.88%-136.53M
-Change in other working capital
-113.72%-34.59M
-82.20%51.51M
44.18%-19.7M
-98.23%944K
-21.88%-67.34M
-70.86%252.12M
-66.34%289.43M
-238.43%-35.3M
189.42%53.24M
-2,088.36%-55.26M
Cash from discontinued operating activities
Operating cash flow
-22.22%357.45M
-1.40%131.3M
54.49%196.48M
-78.19%31.69M
-103.75%-2.02M
-37.56%459.55M
-67.26%133.16M
-15.22%127.18M
42.16%145.33M
-30.07%53.88M
Investing cash flow
Cash flow from continuing investing activities
553.23%348.17M
-118.52%-138.02M
-97.07%-145.97M
-73.17%47.38M
603.35%584.77M
80.13%-76.82M
79.86%-63.16M
45.37%-74.07M
155.69%176.59M
-1,706.23%-116.18M
Net business purchase and sale
8.79%-56.58M
----
----
----
----
-1,203.07%-62.03M
----
----
----
----
Net investment purchase and sale
1,214.28%375.07M
-8,838.35%-82.5M
-101.08%-147.62M
-72.34%45.04M
558.43%560.15M
91.66%-33.66M
99.70%-923K
43.72%-73.41M
157.71%162.86M
-341.43%-122.19M
Dividends received (cash flow from investment activities)
101.52%52.98M
12.65%3.84M
19.93%4.02M
-57.59%4.49M
354.37%40.63M
-31.87%26.29M
-1.79%3.41M
6.58%3.35M
242.32%10.59M
-69.04%8.94M
Net other investing changes
-214.01%-23.31M
23.14%-2.78M
40.92%-2.37M
-168.64%-2.15M
-445.92%-16M
55.51%-7.42M
-1.77%-3.62M
51.51%-4.01M
13.12%3.14M
61.60%-2.93M
Cash from discontinued investing activities
Investing cash flow
553.23%348.17M
-118.52%-138.02M
-97.07%-145.97M
-73.17%47.38M
603.35%584.77M
80.13%-76.82M
79.86%-63.16M
45.37%-74.07M
155.69%176.59M
-1,706.23%-116.18M
Financing cash flow
Cash flow from continuing financing activities
-14.32%-514.62M
762.71%171.5M
-8.77%-28.67M
90.63%-31.53M
-919.81%-625.92M
-112.81%-450.18M
-9.53%-25.88M
-3.95%-26.35M
-378.57%-336.57M
33.45%-61.38M
Net issuance payments of debt
--0
--0
--0
--0
--0
-558.29%-135.2M
--0
--0
-189.15%-101.2M
51.87%-34M
Net common stock issuance
---1.42M
---1.32M
----
----
----
--0
--0
--0
--0
--0
Net preferred stock issuance
--197.31M
----
----
----
----
--0
----
----
----
----
Cash dividends paid
-113.85%-588.47M
-5.13%-17.73M
-5.13%-17.74M
92.49%-16.87M
-3,078.18%-536.13M
-327.13%-275.18M
1.98%-16.87M
1.98%-16.87M
-1,203.60%-224.57M
-32.00%-16.87M
Interest paid (cash flow from financing activities)
6.03%-23.12M
34.46%-3.8M
-35.29%-7.72M
6.32%-3.88M
13.79%-7.71M
-11.73%-24.6M
-852.66%-5.8M
3.68%-5.7M
57.96%-4.15M
-27.69%-8.95M
Net other financing charges
-550.98%-98.93M
7.77%-2.96M
17.80%-3.11M
-62.16%-10.78M
-5,158.30%-82.08M
72.45%-15.2M
93.20%-3.21M
-70.16%-3.78M
-60.10%-6.65M
6.19%-1.56M
Cash from discontinued financing activities
Financing cash flow
-14.32%-514.62M
762.71%171.5M
-8.77%-28.67M
90.63%-31.53M
-919.81%-625.92M
-112.81%-450.18M
-9.53%-25.88M
-3.95%-26.35M
-378.57%-336.57M
33.45%-61.38M
Net cash flow
Beginning cash position
-15.30%373.41M
21.36%399.63M
24.87%377.78M
4.12%330.25M
-15.30%373.41M
45.52%440.86M
-11.33%329.3M
-20.86%302.54M
12.74%317.19M
45.52%440.86M
Current changes in cash
383.16%190.99M
273.51%164.77M
-18.36%21.84M
424.50%47.54M
65.10%-43.17M
-148.91%-67.45M
-36.50%44.12M
345.22%26.76M
-114.51%-14.65M
-472.37%-123.67M
End cash Position
51.15%564.4M
51.15%564.4M
21.36%399.63M
24.87%377.78M
4.12%330.25M
-15.30%373.41M
-15.30%373.41M
-11.33%329.3M
-20.86%302.54M
12.74%317.19M
Free cash flow
-22.22%357.45M
-1.40%131.3M
54.49%196.48M
-78.19%31.69M
-103.75%-2.02M
-37.56%459.55M
-67.26%133.16M
-15.22%127.18M
42.16%145.33M
-30.07%53.88M
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2025(Q4)Dec 31, 2025(Q3)Sep 30, 2025(Q2)Jun 30, 2025(Q1)Mar 31, 2025(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024
Operating cash flow (Indirect Method)
Cash flow from continuing operating activities -22.22%357.45M-1.40%131.3M54.49%196.48M-78.19%31.69M-103.75%-2.02M-37.56%459.55M-67.26%133.16M-15.22%127.18M42.16%145.33M-30.07%53.88M
Net income from continuing operations -20.87%1.39B-26.35%234.91M21.65%655.99M54.09%412.03M-86.74%83M59.94%1.75B-45.44%318.93M764.06%539.26M20.06%267.39M69.58%625.86M
Operating gains losses -20.96%-98.2M-121.95%-41.8M28.40%-30.51M-79.40%-24.34M75.04%-1.54M-1,186.76%-81.18M-162.81%-18.83M-1,058.28%-42.61M-54.67%-13.57M38.75%-6.17M
Unrealized gains and losses of investment securities 38.62%-1.02B75.09%-62.52M3.46%-721.97M5.92%-218.11M97.02%-12.63M-28.21%-1.65B78.26%-250.99M-205.21%-747.84M21.35%-231.83M23.27%-423.35M
Deferred tax -44.59%92.26M390.06%21.92M-15.73%80.69M674.93%46.7M-178.89%-57.04M58.68%166.52M-113.54%-7.56M410.37%95.75M-84.41%6.03M74.88%72.3M
Other non cash items 10.56%27.27M190.23%5.08M232.03%92.5M-398.04%-75.73M123.58%5.42M152.74%24.67M92.08%-5.63M5.35%27.86M303.31%25.41M-322.54%-22.97M
Change in working capital -113.72%-34.59M-127.03%-26.28M-52.99%119.78M-218.45%-108.86M89.98%-19.22M-70.86%252.12M-89.89%97.23M154.04%254.77M-41.43%91.91M-187.93%-191.79M
-Change in loss and loss adjustment expense reserves ---------51.91%139.48M-384.00%-109.81M135.25%48.12M--------162.91%290.06M-72.09%38.66M-161.88%-136.53M
-Change in other working capital -113.72%-34.59M-82.20%51.51M44.18%-19.7M-98.23%944K-21.88%-67.34M-70.86%252.12M-66.34%289.43M-238.43%-35.3M189.42%53.24M-2,088.36%-55.26M
Cash from discontinued operating activities
Operating cash flow -22.22%357.45M-1.40%131.3M54.49%196.48M-78.19%31.69M-103.75%-2.02M-37.56%459.55M-67.26%133.16M-15.22%127.18M42.16%145.33M-30.07%53.88M
Investing cash flow
Cash flow from continuing investing activities 553.23%348.17M-118.52%-138.02M-97.07%-145.97M-73.17%47.38M603.35%584.77M80.13%-76.82M79.86%-63.16M45.37%-74.07M155.69%176.59M-1,706.23%-116.18M
Net business purchase and sale 8.79%-56.58M-----------------1,203.07%-62.03M----------------
Net investment purchase and sale 1,214.28%375.07M-8,838.35%-82.5M-101.08%-147.62M-72.34%45.04M558.43%560.15M91.66%-33.66M99.70%-923K43.72%-73.41M157.71%162.86M-341.43%-122.19M
Dividends received (cash flow from investment activities) 101.52%52.98M12.65%3.84M19.93%4.02M-57.59%4.49M354.37%40.63M-31.87%26.29M-1.79%3.41M6.58%3.35M242.32%10.59M-69.04%8.94M
Net other investing changes -214.01%-23.31M23.14%-2.78M40.92%-2.37M-168.64%-2.15M-445.92%-16M55.51%-7.42M-1.77%-3.62M51.51%-4.01M13.12%3.14M61.60%-2.93M
Cash from discontinued investing activities
Investing cash flow 553.23%348.17M-118.52%-138.02M-97.07%-145.97M-73.17%47.38M603.35%584.77M80.13%-76.82M79.86%-63.16M45.37%-74.07M155.69%176.59M-1,706.23%-116.18M
Financing cash flow
Cash flow from continuing financing activities -14.32%-514.62M762.71%171.5M-8.77%-28.67M90.63%-31.53M-919.81%-625.92M-112.81%-450.18M-9.53%-25.88M-3.95%-26.35M-378.57%-336.57M33.45%-61.38M
Net issuance payments of debt --0--0--0--0--0-558.29%-135.2M--0--0-189.15%-101.2M51.87%-34M
Net common stock issuance ---1.42M---1.32M--------------0--0--0--0--0
Net preferred stock issuance --197.31M------------------0----------------
Cash dividends paid -113.85%-588.47M-5.13%-17.73M-5.13%-17.74M92.49%-16.87M-3,078.18%-536.13M-327.13%-275.18M1.98%-16.87M1.98%-16.87M-1,203.60%-224.57M-32.00%-16.87M
Interest paid (cash flow from financing activities) 6.03%-23.12M34.46%-3.8M-35.29%-7.72M6.32%-3.88M13.79%-7.71M-11.73%-24.6M-852.66%-5.8M3.68%-5.7M57.96%-4.15M-27.69%-8.95M
Net other financing charges -550.98%-98.93M7.77%-2.96M17.80%-3.11M-62.16%-10.78M-5,158.30%-82.08M72.45%-15.2M93.20%-3.21M-70.16%-3.78M-60.10%-6.65M6.19%-1.56M
Cash from discontinued financing activities
Financing cash flow -14.32%-514.62M762.71%171.5M-8.77%-28.67M90.63%-31.53M-919.81%-625.92M-112.81%-450.18M-9.53%-25.88M-3.95%-26.35M-378.57%-336.57M33.45%-61.38M
Net cash flow
Beginning cash position -15.30%373.41M21.36%399.63M24.87%377.78M4.12%330.25M-15.30%373.41M45.52%440.86M-11.33%329.3M-20.86%302.54M12.74%317.19M45.52%440.86M
Current changes in cash 383.16%190.99M273.51%164.77M-18.36%21.84M424.50%47.54M65.10%-43.17M-148.91%-67.45M-36.50%44.12M345.22%26.76M-114.51%-14.65M-472.37%-123.67M
End cash Position 51.15%564.4M51.15%564.4M21.36%399.63M24.87%377.78M4.12%330.25M-15.30%373.41M-15.30%373.41M-11.33%329.3M-20.86%302.54M12.74%317.19M
Free cash flow -22.22%357.45M-1.40%131.3M54.49%196.48M-78.19%31.69M-103.75%-2.02M-37.56%459.55M-67.26%133.16M-15.22%127.18M42.16%145.33M-30.07%53.88M
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------

FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.

Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.

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