XTM Inc is a fintech company providing payment solutions, including fully certified Earned Wage Access through its AnyDay product. It operates in the cloud banking space, providing on-demand pay solutions to businesses in the hospitality, personal care, and services staffing industries. The company’s solution and products portfolio includes issuing cards, pre-authorized debit, direct deposit accounts, digital banking, Visa Direct/Mastercard Send, tip calculator, and Vert Credit Program. Its sole operating segment is the provision of earned wage access software platform. Geographically, a majority of its revenue is derived from Canada and the rest from the United States.
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